Hawthorn Bancshares Inc (HWBK) — Tangible Net Worth Ratio
Hawthorn Bancshares Inc (HWBK) has a Tangible Net Worth Ratio of 100.0% as of December 2025. This metric is calculated by deducting intangible assets ($0.00) from net assets ($174.23 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See HWBK working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Hawthorn Bancshares Inc Tangible Net Worth Ratio (1996–2025)
This chart shows how Hawthorn Bancshares Inc's Tangible Net Worth Ratio has changed across 30 annual periods from 1996 to 2025. As of December 2025, the ratio stands at 100.0%, reflecting net assets of $174.23 Million with intangible assets of $0.00 USD. See operational self-sufficiency of Hawthorn Bancshares Inc to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for Hawthorn Bancshares Inc (1996–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Hawthorn Bancshares Inc from 1996 to 2025, covering 30 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see Hawthorn Bancshares Inc (HWBK) market capitalisation.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 100.0% | $174.23 Million | $0.00 | $1.89 Billion | ▲ +0.0 pp |
| 2024 | 100.0% | $149.55 Million | $0.00 | $1.83 Billion | ▲ +1.3 pp |
| 2023 | 98.7% | $136.09 Million | $1.74 Million | $1.88 Billion | ▲ +1.0 pp |
| 2022 | 97.7% | $127.41 Million | $2.90 Million | $1.92 Billion | ▼ -0.5 pp |
| 2021 | 98.2% | $148.96 Million | $2.66 Million | $1.83 Billion | ▲ +0.1 pp |
| 2020 | 98.1% | $130.59 Million | $2.44 Million | $1.73 Billion | ▲ +0.3 pp |
| 2019 | 97.8% | $115.04 Million | $2.48 Million | $1.49 Billion | ▲ +0.8 pp |
| 2018 | 97.1% | $99.41 Million | $2.93 Million | $1.48 Billion | ▲ +0.0 pp |
| 2017 | 97.0% | $91.37 Million | $2.71 Million | $1.43 Billion | ▼ -0.1 pp |
| 2016 | 97.2% | $91.02 Million | $2.58 Million | $1.29 Billion | ▲ +0.4 pp |
| 2015 | 96.7% | $87.29 Million | $2.85 Million | $1.20 Billion | ▲ +0.2 pp |
| 2014 | 96.6% | $80.57 Million | $2.76 Million | $1.17 Billion | ▲ +0.7 pp |
| 2013 | 95.9% | $74.38 Million | $3.04 Million | $1.14 Billion | ▼ -1.3 pp |
| 2012 | 97.2% | $92.22 Million | $2.55 Million | $1.18 Billion | ▲ +0.0 pp |
| 2011 | 97.2% | $102.58 Million | $2.85 Million | $1.17 Billion | ▲ +0.5 pp |
| 2010 | 96.7% | $101.49 Million | $3.33 Million | $1.20 Billion | ▼ 0.0 pp |
| 2009 | 96.7% | $107.77 Million | $3.52 Million | $1.24 Billion | ▼ -0.2 pp |
| 2008 | 96.9% | $106.42 Million | $3.30 Million | $1.28 Billion | ▲ +4.8 pp |
| 2007 | 92.1% | $111.20 Million | $8.76 Million | $1.20 Billion | ▲ +0.5 pp |
| 2006 | 91.6% | $104.94 Million | $8.77 Million | $1.14 Billion | ▼ -0.3 pp |
| 2005 | 92.0% | $96.73 Million | $7.77 Million | $1.13 Billion | ▼ -2.3 pp |
| 2004 | 94.2% | $91.77 Million | $5.29 Million | $923.87 Million | ▲ +0.1 pp |
| 2003 | 94.2% | $87.78 Million | $5.11 Million | $875.60 Million | ▲ +0.9 pp |
| 2002 | 93.3% | $82.83 Million | $5.54 Million | $794.42 Million | ▲ +1.0 pp |
| 2001 | 92.3% | $78.35 Million | $6.02 Million | $775.83 Million | ▲ +1.6 pp |
| 2000 | 90.8% | $73.58 Million | $6.79 Million | $719.60 Million | ▼ -1.6 pp |
| 1999 | 92.4% | $55.95 Million | $4.26 Million | $494.95 Million | ▲ +0.6 pp |
| 1998 | 91.8% | $46.11 Million | $3.79 Million | $458.70 Million | ▲ +1.2 pp |
| 1997 | 90.6% | $43.11 Million | $4.07 Million | $450.69 Million | ▼ -9.4 pp |
| 1996 | 100.0% | $40.68 Million | $0.00 | $284.08 Million | — |