Hawthorn Bancshares Inc (HWBK) — Cash Flow Quality Index
Hawthorn Bancshares Inc (HWBK) has a Cash Flow Quality Index of 2.45x as of December 2025. Operating cash flow of $15.14 Million exceeds net income of $6.18 Million, indicating high earnings quality where cash backs reported profits. Explore HWBK long-term asset investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Hawthorn Bancshares Inc Cash Flow Quality Index (1996–2025)
Historical Cash Flow Quality Index for Hawthorn Bancshares Inc across 28 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check HWBK goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Hawthorn Bancshares Inc (1996–2025)
Year-by-year earnings quality comparison for Hawthorn Bancshares Inc. For live market cap and the full company financial profile, see HWBK market cap.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.13x | $26.92 Million | $23.80 Million | ▼ -19.3% |
| 2024 | 1.40x | $25.59 Million | $18.26 Million | ▼ -92.4% |
| 2023 | 18.42x | $17.61 Million | $956.00K | ▲ +1784.8% |
| 2022 | 0.98x | $20.28 Million | $20.75 Million | ▼ -28.1% |
| 2021 | 1.36x | $30.61 Million | $22.52 Million | ▼ -3.6% |
| 2020 | 1.41x | $20.15 Million | $14.29 Million | ▲ +19.0% |
| 2019 | 1.18x | $19.09 Million | $16.11 Million | ▼ -22.1% |
| 2018 | 1.52x | $16.30 Million | $10.71 Million | ▼ -58.4% |
| 2017 | 3.66x | $12.48 Million | $3.41 Million | ▲ +96.7% |
| 2016 | 1.86x | $13.53 Million | $7.28 Million | ▲ +19.8% |
| 2015 | 1.55x | $13.34 Million | $8.60 Million | ▼ -12.4% |
| 2014 | 1.77x | $13.55 Million | $7.65 Million | ▼ -56.5% |
| 2013 | 4.07x | $20.24 Million | $4.97 Million | ▼ -22.8% |
| 2012 | 5.27x | $14.88 Million | $2.82 Million | ▼ -27.7% |
| 2011 | 7.29x | $20.83 Million | $2.86 Million | ▲ +270.6% |
| 2009 | 1.97x | $9.75 Million | $4.96 Million | ▲ +14.6% |
| 2007 | 1.72x | $13.39 Million | $7.80 Million | ▲ +12.2% |
| 2006 | 1.53x | $16.64 Million | $10.88 Million | ▼ -10.2% |
| 2005 | 1.70x | $16.89 Million | $9.91 Million | ▲ +37.0% |
| 2004 | 1.24x | $10.33 Million | $8.30 Million | ▼ -11.0% |
| 2003 | 1.40x | $12.64 Million | $9.04 Million | ▲ +51.1% |
| 2002 | 0.93x | $7.49 Million | $8.09 Million | ▼ -48.8% |
| 2001 | 1.81x | $12.83 Million | $7.10 Million | ▼ -10.6% |
| 2000 | 2.02x | $11.08 Million | $5.49 Million | ▲ +79.2% |
| 1999 | 1.13x | $5.03 Million | $4.46 Million | ▼ -24.7% |
| 1998 | 1.50x | $6.52 Million | $4.35 Million | ▲ +13.9% |
| 1997 | 1.31x | $5.07 Million | $3.86 Million | ▼ -0.4% |
| 1996 | 1.32x | $5.07 Million | $3.84 Million | — |