Northfield Bancorp Inc (NFBK) — Defensive Interval Ratio

Latest as of December 2025: 215 days

Northfield Bancorp Inc (NFBK) has a Defensive Interval Ratio of 215 days as of December 2025. Defensive assets of $1.43 Billion (cash $-, short-term investments $1.41 Billion, receivables $20.12 Million) cover 215 days of daily cash needs of $6.67 Million/day. Check NFBK tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

215 days
Days of operational coverage

Defensive Assets

$1.43 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$6.67 Million
Current Liabilities ÷ 365

Current Liabilities

$2.43 Billion
USD

Northfield Bancorp Inc Defensive Interval Ratio (1999–2025)

This chart shows how Northfield Bancorp Inc's Defensive Interval Ratio has evolved across 22 annual periods from 1999 to 2025. As of December 2025, the ratio stands at 215 days, meaning defensive assets of $1.43 Billion can fund 215 days of operations without new revenue. Also explore Northfield Bancorp Inc (NFBK) net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Northfield Bancorp Inc (1999–2025)

The table below presents the year-by-year Defensive Interval Ratio for Northfield Bancorp Inc from 1999 to 2025, covering 22 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Northfield Bancorp Inc market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 215 days $1.43 Billion $6.67 Million/day $- $1.41 Billion ▲ +116 days
2024 99 days $1.12 Billion $11.34 Million/day $- $1.10 Billion ▼ -689 days
2023 788 days $813.96 Million $1.03 Million/day $- $795.46 Million ▲ +648 days
2022 140 days $969.60 Million $6.94 Million/day $- $952.17 Million ▼ -27 days
2021 166 days $1.22 Billion $7.35 Million/day $- $1.21 Billion ▼ -21 days
2020 187 days $1.28 Billion $6.84 Million/day $- $1.26 Billion ▲ +67 days
2019 120 days $1.15 Billion $9.63 Million/day $- $1.14 Billion ▼ -54 days
2018 174 days $820.99 Million $4.72 Million/day $- $808.03 Million ▲ +70 days
2017 104 days $525.83 Million $5.05 Million/day $- $515.12 Million ▼ -228 days
2016 332 days $508.61 Million $1.53 Million/day $- $498.90 Million ▼ -16797 days
2015 17129 days $549.86 Million $32.10K/day $- $541.60 Million ▼ -7647 days
2014 24776 days $779.25 Million $31.45K/day $- $771.24 Million ▲ +24572 days
2013 204 days $945.22 Million $4.63 Million/day $- $937.09 Million ▼ -9 days
2012 213 days $1.28 Billion $6.03 Million/day $- $1.28 Billion ▼ -13 days
2011 226 days $1.11 Billion $4.89 Million/day $- $1.10 Billion ▲ +217 days
2010 9 days $41.86 Million $4.66 Million/day $- $33.99 Million ▼ -1 days
2009 10 days $40.41 Million $4.19 Million/day $- $32.36 Million ▼ -22 days
2008 31 days $103.09 Million $3.31 Million/day $- $94.77 Million ▲ +12 days
2007 19 days $47.91 Million $2.46 Million/day $- $42.31 Million ▼ -3 days
2006 23 days $63.16 Million $2.77 Million/day $- $57.53 Million ▲ +10 days
2005 12 days $35.17 Million $2.84 Million/day $- $29.52 Million ▼ -324 days
1999 336 days $8.20 Million $24.38K/day $- $7.95 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)