Plumas Bancorp (PLBC) — Defensive Interval Ratio
Plumas Bancorp (PLBC) has a Defensive Interval Ratio of 276 days as of December 2025. Defensive assets of $1.50 Billion (cash $-, short-term investments $-, receivables $1.50 Billion) cover 276 days of daily cash needs of $5.42 Million/day. Check Plumas Bancorp tangible equity quality to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Plumas Bancorp Defensive Interval Ratio (2001–2025)
This chart shows how Plumas Bancorp's Defensive Interval Ratio has evolved across 25 annual periods from 2001 to 2025. As of December 2025, the ratio stands at 276 days, meaning defensive assets of $1.50 Billion can fund 276 days of operations without new revenue. Also explore how fast is Plumas Bancorp growing its equity to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Plumas Bancorp (2001–2025)
The table below presents the year-by-year Defensive Interval Ratio for Plumas Bancorp from 2001 to 2025, covering 25 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see PLBC stock market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 276 days | $1.50 Billion | $5.42 Million/day | $- | $- | ▲ +161 days |
| 2024 | 115 days | $437.74 Million | $3.82 Million/day | $- | $437.74 Million | ▼ -17 days |
| 2023 | 132 days | $489.18 Million | $3.72 Million/day | $- | $489.18 Million | ▼ -11601 days |
| 2022 | 11733 days | $491.73 Million | $41.91K/day | $- | $444.70 Million | ▲ +7753 days |
| 2021 | 3980 days | $334.57 Million | $84.06K/day | $- | $305.91 Million | ▲ +1318 days |
| 2020 | 2662 days | $197.93 Million | $74.35K/day | $- | $179.61 Million | ▼ -88 days |
| 2019 | 2750 days | $173.69 Million | $63.16K/day | $- | $159.32 Million | ▼ -6306 days |
| 2018 | 9056 days | $186.90 Million | $20.64K/day | $- | $171.51 Million | ▲ +5787 days |
| 2017 | 3269 days | $150.09 Million | $45.92K/day | $- | $137.47 Million | ▼ -2343 days |
| 2016 | 5612 days | $113.72 Million | $20.26K/day | $- | $101.59 Million | ▲ +5539 days |
| 2015 | 73 days | $108.08 Million | $1.48 Million/day | $- | $96.70 Million | ▼ -2237 days |
| 2014 | 2310 days | $99.41 Million | $43.04K/day | $- | $90.32 Million | ▲ +2230 days |
| 2013 | 79 days | $100.95 Million | $1.27 Million/day | $- | $90.34 Million | ▼ -1 days |
| 2012 | 80 days | $93.09 Million | $1.17 Million/day | $- | $80.96 Million | ▲ +15 days |
| 2011 | 65 days | $71.89 Million | $1.11 Million/day | $- | $57.92 Million | ▼ -54083 days |
| 2010 | 54148 days | $63.03 Billion | $1.16 Million/day | $- | $63.02 Billion | ▲ +54081 days |
| 2009 | 67 days | $84.74 Million | $1.26 Million/day | $- | $64.05 Million | ▲ +17 days |
| 2008 | 51 days | $56.97 Million | $1.13 Million/day | $- | $46.66 Million | ▼ -15 days |
| 2007 | 66 days | $72.87 Million | $1.11 Million/day | $- | $62.69 Million | ▼ -15 days |
| 2006 | 80 days | $93.99 Million | $1.17 Million/day | $- | $84.79 Million | ▼ -13 days |
| 2005 | 93 days | $109.87 Million | $1.18 Million/day | $- | $100.63 Million | ▼ -24 days |
| 2004 | 117 days | $122.35 Million | $1.05 Million/day | $- | $113.68 Million | ▲ +25 days |
| 2003 | 91 days | $89.43 Million | $981.72K/day | $- | $72.75 Million | ▼ -75633 days |
| 2002 | 75724 days | $61.45 Billion | $811.44K/day | $- | $61.44 Billion | ▲ +75712 days |
| 2001 | 13 days | $8.78 Million | $697.19K/day | $- | $- | — |