Plumas Bancorp Financial Flexibility Index

Latest as of September 2025: 0.00x

Plumas Bancorp financial flexibility index. Plumas Bancorp (PLBC) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $6.41 Million (operating CF $5.60 Million minus capex $801.00K) represents 0% of total liabilities ($1.98 Billion). See Plumas Bancorp (PLBC) free cash flow to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$6.41 Million
Operating CF − Capex

Total Liabilities

$1.98 Billion
USD

Capital Expenditures

$801.00K
USD

Financial Flexibility Index of Plumas Bancorp (2001–2024)

Financial flexibility index of Plumas Bancorp from 2001 to 2024. Historical Financial Flexibility Index trend for Plumas Bancorp across 24 annual periods. Check PLBC cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Plumas Bancorp Financial Flexibility Index by Year (2001–2024)

Plumas Bancorp financial flexibility index by year from 2001 to 2024. Year-by-year free cash flow to debt coverage for Plumas Bancorp. For the full cash flow conversion analysis, see PLBC cash flow conversion.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.02x $31.19 Million $30.51 Million $1.45 Billion ▼ -22.3%
2023 0.03x $40.62 Million $38.34 Million $1.46 Billion ▼ -30.4%
2022 0.04x $59.91 Million $56.88 Million $1.50 Billion ▲ +888.4%
2021 -0.01x $-7.49 Million $-8.42 Million $1.48 Billion ▼ -119.5%
2020 0.03x $26.24 Million $24.63 Million $1.01 Billion ▲ +20.0%
2019 0.02x $16.87 Million $15.48 Million $780.69 Million ▼ -16.1%
2018 0.03x $19.50 Million $15.64 Million $757.47 Million ▲ +47.9%
2017 0.02x $12.01 Million $11.48 Million $689.73 Million ▲ +11.8%
2016 0.02x $9.50 Million $8.90 Million $609.98 Million ▼ -12.2%
2015 0.02x $9.87 Million $7.23 Million $556.79 Million ▲ +59.9%
2014 0.01x $5.57 Million $5.34 Million $502.37 Million ▼ -51.4%
2013 0.02x $11.06 Million $10.71 Million $485.13 Million ▲ +47.9%
2012 0.02x $6.72 Million $5.80 Million $435.95 Million ▼ -38.1%
2011 0.02x $10.36 Million $10.09 Million $415.71 Million ▼ -1.8%
2010 0.03x $11.32 Million $10.12 Million $446.49 Million ▲ +3747.0%
2009 0.00x $323.00K $70.00K $489.89 Million ▼ -96.9%
2008 0.02x $8.88 Million $6.32 Million $421.74 Million ▼ -3.2%
2007 0.02x $9.05 Million $7.94 Million $415.98 Million ▼ -26.0%
2006 0.03x $12.86 Million $7.70 Million $437.39 Million ▲ +15.5%
2005 0.03x $11.24 Million $7.84 Million $441.67 Million ▲ +8.8%
2004 0.02x $9.11 Million $8.30 Million $389.45 Million ▲ +10.1%
2003 0.02x $7.75 Million $6.16 Million $364.51 Million ▲ +16.5%
2002 0.02x $5.51 Million $3.37 Million $302.18 Million ▼ -13.4%
2001 0.02x $5.36 Million $3.97 Million $254.47 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities