Plumas Bancorp (PLBC) — Financial Flexibility Index
Plumas Bancorp (PLBC) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $6.41 Million (operating CF $5.60 Million minus capex $801.00K) represents 0% of total liabilities ($1.98 Billion). Check PLBC capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Plumas Bancorp Financial Flexibility Index (2001–2024)
Historical Financial Flexibility Index trend for Plumas Bancorp across 24 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Plumas Bancorp.
Annual Financial Flexibility Index for Plumas Bancorp (2001–2024)
Year-by-year free cash flow to debt coverage for Plumas Bancorp. Explore PLBC debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $31.19 Million | $30.51 Million | $1.45 Billion | ▼ -22.3% |
| 2023 | 0.03x | $40.62 Million | $38.34 Million | $1.46 Billion | ▼ -30.4% |
| 2022 | 0.04x | $59.91 Million | $56.88 Million | $1.50 Billion | ▲ +888.4% |
| 2021 | -0.01x | $-7.49 Million | $-8.42 Million | $1.48 Billion | ▼ -119.5% |
| 2020 | 0.03x | $26.24 Million | $24.63 Million | $1.01 Billion | ▲ +20.0% |
| 2019 | 0.02x | $16.87 Million | $15.48 Million | $780.69 Million | ▼ -16.1% |
| 2018 | 0.03x | $19.50 Million | $15.64 Million | $757.47 Million | ▲ +47.9% |
| 2017 | 0.02x | $12.01 Million | $11.48 Million | $689.73 Million | ▲ +11.8% |
| 2016 | 0.02x | $9.50 Million | $8.90 Million | $609.98 Million | ▼ -12.2% |
| 2015 | 0.02x | $9.87 Million | $7.23 Million | $556.79 Million | ▲ +59.9% |
| 2014 | 0.01x | $5.57 Million | $5.34 Million | $502.37 Million | ▼ -51.4% |
| 2013 | 0.02x | $11.06 Million | $10.71 Million | $485.13 Million | ▲ +47.9% |
| 2012 | 0.02x | $6.72 Million | $5.80 Million | $435.95 Million | ▼ -38.1% |
| 2011 | 0.02x | $10.36 Million | $10.09 Million | $415.71 Million | ▼ -1.8% |
| 2010 | 0.03x | $11.32 Million | $10.12 Million | $446.49 Million | ▲ +3747.0% |
| 2009 | 0.00x | $323.00K | $70.00K | $489.89 Million | ▼ -96.9% |
| 2008 | 0.02x | $8.88 Million | $6.32 Million | $421.74 Million | ▼ -3.2% |
| 2007 | 0.02x | $9.05 Million | $7.94 Million | $415.98 Million | ▼ -26.0% |
| 2006 | 0.03x | $12.86 Million | $7.70 Million | $437.39 Million | ▲ +15.5% |
| 2005 | 0.03x | $11.24 Million | $7.84 Million | $441.67 Million | ▲ +8.8% |
| 2004 | 0.02x | $9.11 Million | $8.30 Million | $389.45 Million | ▲ +10.1% |
| 2003 | 0.02x | $7.75 Million | $6.16 Million | $364.51 Million | ▲ +16.5% |
| 2002 | 0.02x | $5.51 Million | $3.37 Million | $302.18 Million | ▼ -13.4% |
| 2001 | 0.02x | $5.36 Million | $3.97 Million | $254.47 Million | — |