Plumas Bancorp (PLBC) — Cash Flow Quality Index

Latest as of September 2025: 1.09x

Plumas Bancorp (PLBC) has a Cash Flow Quality Index of 1.09x as of September 2025. Operating cash flow of $5.60 Million exceeds net income of $5.14 Million, indicating high earnings quality where cash backs reported profits. Explore PLBC cash flow metrics to assess how effectively this company generates cash.

Cash Flow Quality Index

1.09x
Operating CF / Net Income

Operating Cash Flow

$5.60 Million
USD

Net Income

$5.14 Million
USD

Data as of

Sep 2025
Most recent filing

Plumas Bancorp Cash Flow Quality Index (2001–2024)

Historical Cash Flow Quality Index for Plumas Bancorp across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Plumas Bancorp (PLBC) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Plumas Bancorp (2001–2024)

Year-by-year earnings quality comparison for Plumas Bancorp. For live market cap and the full company financial profile, see market cap of Plumas Bancorp.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.07x $30.51 Million $28.62 Million ▼ -17.2%
2023 1.29x $38.34 Million $29.78 Million ▼ -40.1%
2022 2.15x $56.88 Million $26.44 Million ▲ +636.9%
2021 -0.40x $-8.42 Million $21.01 Million ▼ -123.5%
2020 1.70x $24.63 Million $14.47 Million ▲ +70.5%
2019 1.00x $15.48 Million $15.51 Million ▼ -10.7%
2018 1.12x $15.64 Million $13.99 Million ▼ -20.3%
2017 1.40x $11.48 Million $8.19 Million ▲ +17.7%
2016 1.19x $8.90 Million $7.47 Million ▼ -4.1%
2015 1.24x $7.23 Million $5.82 Million ▲ +10.1%
2014 1.13x $5.34 Million $4.74 Million ▼ -63.9%
2013 3.12x $10.71 Million $3.43 Million ▲ +4.8%
2012 2.98x $5.80 Million $1.95 Million ▼ -72.2%
2011 10.72x $10.09 Million $941.00K ▲ +2.9%
2010 10.42x $10.12 Million $971.00K ▼ -49.9%
2008 20.79x $6.32 Million $304.00K ▲ +1005.7%
2007 1.88x $7.94 Million $4.22 Million ▲ +27.1%
2006 1.48x $7.70 Million $5.20 Million ▼ -14.6%
2005 1.73x $7.84 Million $4.53 Million ▼ -23.9%
2004 2.28x $8.30 Million $3.65 Million ▲ +21.3%
2003 1.88x $6.16 Million $3.28 Million ▲ +75.7%
2002 1.07x $3.37 Million $3.15 Million ▼ -25.7%
2001 1.44x $3.97 Million $2.76 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.