Plumas Bancorp (PLBC) — Cash Flow-to-Debt Ratio
Plumas Bancorp (PLBC) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $5.60 Million could theoretically repay 0% of its total liabilities ($1.98 Billion) in one year. See Plumas Bancorp financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Plumas Bancorp Cash Flow-to-Debt Ratio (2001–2024)
Historical debt coverage capacity for Plumas Bancorp across 24 annual periods. For the full cash flow conversion analysis, see Plumas Bancorp cash conversion from operations.
Annual Cash Flow-to-Debt Ratio for Plumas Bancorp (2001–2024)
Year-by-year debt coverage analysis for Plumas Bancorp. Check PLBC operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.02x | $30.51 Million | $1.45 Billion | ▼ -19.4% |
| 2023 | 0.03x | $38.34 Million | $1.46 Billion | ▼ -30.8% |
| 2022 | 0.04x | $56.88 Million | $1.50 Billion | ▲ +765.8% |
| 2021 | -0.01x | $-8.42 Million | $1.48 Billion | ▼ -123.4% |
| 2020 | 0.02x | $24.63 Million | $1.01 Billion | ▲ +22.8% |
| 2019 | 0.02x | $15.48 Million | $780.69 Million | ▼ -4.0% |
| 2018 | 0.02x | $15.64 Million | $757.47 Million | ▲ +24.1% |
| 2017 | 0.02x | $11.48 Million | $689.73 Million | ▲ +14.1% |
| 2016 | 0.01x | $8.90 Million | $609.98 Million | ▲ +12.4% |
| 2015 | 0.01x | $7.23 Million | $556.79 Million | ▲ +22.0% |
| 2014 | 0.01x | $5.34 Million | $502.37 Million | ▼ -51.8% |
| 2013 | 0.02x | $10.71 Million | $485.13 Million | ▲ +65.7% |
| 2012 | 0.01x | $5.80 Million | $435.95 Million | ▼ -45.1% |
| 2011 | 0.02x | $10.09 Million | $415.71 Million | ▲ +7.1% |
| 2010 | 0.02x | $10.12 Million | $446.49 Million | ▲ +15754.4% |
| 2009 | 0.00x | $70.00K | $489.89 Million | ▼ -99.0% |
| 2008 | 0.01x | $6.32 Million | $421.74 Million | ▼ -21.5% |
| 2007 | 0.02x | $7.94 Million | $415.98 Million | ▲ +8.5% |
| 2006 | 0.02x | $7.70 Million | $437.39 Million | ▼ -1.0% |
| 2005 | 0.02x | $7.84 Million | $441.67 Million | ▼ -16.7% |
| 2004 | 0.02x | $8.30 Million | $389.45 Million | ▲ +26.2% |
| 2003 | 0.02x | $6.16 Million | $364.51 Million | ▲ +51.6% |
| 2002 | 0.01x | $3.37 Million | $302.18 Million | ▼ -28.4% |
| 2001 | 0.02x | $3.97 Million | $254.47 Million | — |