Bajaj Housing Finance
Bajaj Housing Finance Limited provides housing finance services in India. It offers finance to individuals and corporate entities for the purchase and renovation of homes or commercial spaces. The company also provides loans against property for business or personal needs, as well as working capital for business expansion purposes. In addition, it offers finance to developers engaged in the const… Read more
Bajaj Housing Finance - Asset Resilience Ratio
Bajaj Housing Finance (BAJAJHFL) has an Asset Resilience Ratio of 0.00% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how Bajaj Housing Finance's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Bajaj Housing Finance's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0% |
| Short-term Investments | ₹1.50 Million | 0.0% |
| Total Liquid Assets | ₹1.50 Million | 0.00% |
Asset Resilience Insights
- Limited Liquidity: Bajaj Housing Finance maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bajaj Housing Finance Industry Peers by Asset Resilience Ratio
Compare Bajaj Housing Finance's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PennyMac Financial Services Inc
F:1AC |
Mortgage Finance | 0.24% |
|
Aadhar Housing Finance Ltd
NSE:AADHARHFC |
Mortgage Finance | 3.98% |
|
Aavas Financiers Limited
NSE:AAVAS |
Mortgage Finance | 18.85% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Atrium Mortgage Investment Corporation
PINK:AMIVF |
Mortgage Finance | 0.00% |
|
Aptus Value Housing Finance India Limited
NSE:APTUS |
Mortgage Finance | 3.95% |
|
Better Home & Finance Holding Company
NYSE:BETR |
Mortgage Finance | 10.91% |
|
Eastside Distilling, Inc.
NASDAQ:BLNE |
Mortgage Finance | 212742.86% |
Annual Asset Resilience Ratio for Bajaj Housing Finance (2017–2025)
The table below shows the annual Asset Resilience Ratio data for Bajaj Housing Finance.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 0.00% | ₹1.50 Million | ₹1.03 Trillion | -1.83pp |
| 2024-03-31 | 1.83% | ₹15.01 Billion | ₹818.27 Billion | +1.81pp |
| 2023-03-31 | 0.02% | ₹149.90 Million | ₹646.54 Billion | +0.02pp |
| 2022-03-31 | 0.00% | ₹1.40 Million | ₹485.27 Billion | -2.02pp |
| 2021-03-31 | 2.02% | ₹7.64 Billion | ₹378.58 Billion | -97.13pp |
| 2017-03-31 | 99.14% | ₹3.23 Billion | ₹3.26 Billion | -- |