Paisalo Digital Limited Asset Resilience Ratio
Paisalo Digital Limited asset resilience ratio. Paisalo Digital Limited (PAISALO) has an Asset Resilience Ratio of 0.05% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how many days can Paisalo Digital Limited fund operations to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Paisalo Digital Limited (2016–2026)
Asset resilience ratio of Paisalo Digital Limited from 2016 to 2026. This chart shows how Paisalo Digital Limited's Asset Resilience Ratio has changed over time. Read Paisalo Digital Limited total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Paisalo Digital Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Paisalo Digital Limited assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0% |
| Short-term Investments | Rs30.24 Million | 0.05% |
| Total Liquid Assets | Rs30.24 Million | 0.05% |
Asset Resilience Insights
- Limited Liquidity: Paisalo Digital Limited maintains only 0.05% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Paisalo Digital Limited Industry Peers by Asset Resilience Ratio
Compare Paisalo Digital Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN |
Credit Services | 6.00% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Hoist Finance AB
ST:HOFI |
Credit Services | 25.90% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
FinVolution Group
F:PP3 |
Credit Services | 11.86% |
|
Solvar Ltd
AU:SVR |
Credit Services | 10.29% |
|
Axactor SE
OL:ACR |
Credit Services | 2.84% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
Paisalo Digital Limited Asset Resilience Ratio by Year (2016–2026)
Paisalo Digital Limited asset resilience ratio by year from 2016 to 2026. The table below shows the annual Asset Resilience Ratio data for Paisalo Digital Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2026-03-31 | 0.05% | Rs30.24 Million ≈ $327.03K |
Rs63.00 Billion ≈ $681.29 Million |
-0.03pp |
| 2025-03-31 | 0.08% | Rs41.22 Million ≈ $445.74K |
Rs52.55 Billion ≈ $568.26 Million |
-0.01pp |
| 2024-03-31 | 0.09% | Rs36.57 Million ≈ $395.52K |
Rs41.23 Billion ≈ $445.91 Million |
+0.19pp |
| 2023-03-31 | -0.10% | Rs-34.79 Million ≈ $-376.24K |
Rs33.54 Billion ≈ $362.71 Million |
-0.05pp |
| 2022-03-31 | -0.05% | Rs-14.36 Million ≈ $-155.27K |
Rs27.58 Billion ≈ $298.24 Million |
+1.33pp |
| 2021-03-31 | -1.38% | Rs-338.01 Million ≈ $-3.66 Million |
Rs24.43 Billion ≈ $264.18 Million |
-1.33pp |
| 2020-03-31 | -0.06% | Rs-12.45 Million ≈ $-134.59K |
Rs22.48 Billion ≈ $243.06 Million |
-0.10pp |
| 2019-03-31 | 0.05% | Rs9.81 Million ≈ $106.15K |
Rs21.75 Billion ≈ $235.23 Million |
-0.37pp |
| 2018-03-31 | 0.42% | Rs87.50 Million ≈ $946.32K |
Rs20.94 Billion ≈ $226.47 Million |
-0.17pp |
| 2017-03-31 | 0.59% | Rs94.68 Million ≈ $1.02 Million |
Rs16.06 Billion ≈ $173.71 Million |
+0.56pp |
| 2016-03-31 | 0.03% | Rs4.14 Million ≈ $44.81K |
Rs13.66 Billion ≈ $147.71 Million |
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About Paisalo Digital Limited
Paisalo Digital Limited, a non-banking financial company, engages in providing loans through its financial products in India. It offers small income generation loans, including Umeed loans, Pragati loans, and Vikas loans for self-employed individuals and small business owners in rural and semi-urban areas, supporting sectors like agriculture, retail, and handicrafts. The company also provides mob… Read more