Paisalo Digital Limited - Asset Resilience Ratio

Latest as of March 2026: 0.05%

Paisalo Digital Limited (PAISALO) has an Asset Resilience Ratio of 0.05% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of Paisalo Digital Limited to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs30.24 Million

≈ $327.03K USD Cash + Short-term Investments

Total Assets

Rs63.00 Billion

≈ $681.29 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2016–2026)

This chart shows how Paisalo Digital Limited's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Paisalo Digital Limited assets under control.

Liquid Assets Composition Over Time

This chart breaks down Paisalo Digital Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Paisalo Digital Limited (PAISALO) investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs30.24 Million	0.05%
Total Liquid Assets	Rs30.24 Million	0.05%

Asset Resilience Insights

Limited Liquidity: Paisalo Digital Limited maintains only 0.05% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Paisalo Digital Limited Industry Peers by Asset Resilience Ratio

Compare Paisalo Digital Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Oportun Financial Corp NASDAQ:OPRT	Credit Services	0.00%
Gentera S.A.B. de C.V MX:GENTERA	Credit Services	0.95%
Krungthai Card Public Company Limited BK:KTC-R	Credit Services	0.00%
Peninsula Group Ltd TA:PEN	Credit Services	1.01%
OppFi Inc NYSE:OPFI	Credit Services	6.56%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%
Blender Financial Technologies Ltd TA:BLND	Credit Services	1.42%
ZIP Co Ltd AU:ZIP	Credit Services	0.13%

Annual Asset Resilience Ratio for Paisalo Digital Limited (2016–2026)

The table below shows the annual Asset Resilience Ratio data for Paisalo Digital Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2026-03-31	0.05%	Rs30.24 Million ≈ $327.03K	Rs63.00 Billion ≈ $681.29 Million	-0.03pp
2025-03-31	0.08%	Rs41.22 Million ≈ $445.74K	Rs52.55 Billion ≈ $568.26 Million	-0.01pp
2024-03-31	0.09%	Rs36.57 Million ≈ $395.52K	Rs41.23 Billion ≈ $445.91 Million	+0.19pp
2023-03-31	-0.10%	Rs-34.79 Million ≈ $-376.24K	Rs33.54 Billion ≈ $362.71 Million	-0.05pp
2022-03-31	-0.05%	Rs-14.36 Million ≈ $-155.27K	Rs27.58 Billion ≈ $298.24 Million	+1.33pp
2021-03-31	-1.38%	Rs-338.01 Million ≈ $-3.66 Million	Rs24.43 Billion ≈ $264.18 Million	-1.33pp
2020-03-31	-0.06%	Rs-12.45 Million ≈ $-134.59K	Rs22.48 Billion ≈ $243.06 Million	-0.10pp
2019-03-31	0.05%	Rs9.81 Million ≈ $106.15K	Rs21.75 Billion ≈ $235.23 Million	-0.37pp
2018-03-31	0.42%	Rs87.50 Million ≈ $946.32K	Rs20.94 Billion ≈ $226.47 Million	-0.17pp
2017-03-31	0.59%	Rs94.68 Million ≈ $1.02 Million	Rs16.06 Billion ≈ $173.71 Million	+0.56pp
2016-03-31	0.03%	Rs4.14 Million ≈ $44.81K	Rs13.66 Billion ≈ $147.71 Million	--

pp = percentage points

About Paisalo Digital Limited

NSE:PAISALO India Credit Services

Market Cap

$880.43 Million

Rs81.41 Billion INR

Market Cap Rank

#9533 Global

#467 in India

Share Price

Rs89.51

Change (1 day)

+0.88%

52-Week Range

Rs32.09 - Rs89.51

All Time High

Rs94.37