Paisalo Digital Limited - Asset Resilience Ratio

Latest as of September 2025: 1.02%

Paisalo Digital Limited (PAISALO) has an Asset Resilience Ratio of 1.02% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Paisalo Digital Limited balance sheet liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

Rs566.72 Million

≈ $6.13 Million USD Cash + Short-term Investments

Total Assets

Rs55.70 Billion

≈ $602.38 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2016–2025)

This chart shows how Paisalo Digital Limited's Asset Resilience Ratio has changed over time. See PAISALO net assets for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Paisalo Digital Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see PAISALO market cap.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs457.78 Million	0.82%
Short-term Investments	Rs108.93 Million	0.2%
Total Liquid Assets	Rs566.72 Million	1.02%

Asset Resilience Insights

Limited Liquidity: Paisalo Digital Limited maintains only 1.02% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Paisalo Digital Limited Industry Peers by Asset Resilience Ratio

Compare Paisalo Digital Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Western Union Co NYSE:WU	Credit Services	30.80%
AEON Thana Sinsap (Thailand) Public Company Limited BK:AEONTS	Credit Services	4.75%
Muthoot Microfin Limited NSE:MUTHOOTMF	Credit Services	4.11%
PTC India Financial Services Limited NSE:PFS	Credit Services	16.15%
Arman Financial Services Limited NSE:ARMANFIN	Credit Services	35.70%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
EN Shoham Business Ltd TA:SHOM	Credit Services	0.05%
ALBIS Leasing AG XETRA:ALG	Credit Services	1.19%

Annual Asset Resilience Ratio for Paisalo Digital Limited (2016–2025)

The table below shows the annual Asset Resilience Ratio data for Paisalo Digital Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	0.08%	Rs41.22 Million ≈ $445.74K	Rs52.55 Billion ≈ $568.26 Million	-0.01pp
2024-03-31	0.09%	Rs36.57 Million ≈ $395.52K	Rs41.23 Billion ≈ $445.91 Million	+0.19pp
2023-03-31	-0.10%	Rs-34.79 Million ≈ $-376.24K	Rs33.54 Billion ≈ $362.71 Million	-0.05pp
2022-03-31	-0.05%	Rs-14.36 Million ≈ $-155.27K	Rs27.58 Billion ≈ $298.24 Million	+1.33pp
2021-03-31	-1.38%	Rs-338.01 Million ≈ $-3.66 Million	Rs24.43 Billion ≈ $264.18 Million	-1.33pp
2020-03-31	-0.06%	Rs-12.45 Million ≈ $-134.59K	Rs22.48 Billion ≈ $243.06 Million	-0.10pp
2019-03-31	0.05%	Rs9.81 Million ≈ $106.15K	Rs21.75 Billion ≈ $235.23 Million	-0.37pp
2018-03-31	0.42%	Rs87.50 Million ≈ $946.32K	Rs20.94 Billion ≈ $226.47 Million	-0.17pp
2017-03-31	0.59%	Rs94.68 Million ≈ $1.02 Million	Rs16.06 Billion ≈ $173.71 Million	+0.56pp
2016-03-31	0.03%	Rs4.14 Million ≈ $44.81K	Rs13.66 Billion ≈ $147.71 Million	--

pp = percentage points

About Paisalo Digital Limited

NSE:PAISALO India Credit Services

Market Cap

$491.22 Million

Rs45.42 Billion INR

Market Cap Rank

#12623 Global

#598 in India

Share Price

Rs49.94

Change (1 day)

+4.85%

52-Week Range

Rs29.50 - Rs49.94

All Time High

Rs94.37