Paisalo Digital Limited - Asset Resilience Ratio

Latest as of September 2025: 1.02%

Paisalo Digital Limited (PAISALO) has an Asset Resilience Ratio of 1.02% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check asset allocation strategy of Paisalo Digital Limited to assess the company's strategic physical and investment asset allocation.

Liquid Assets

Rs566.72 Million

≈ $6.13 Million USD Cash + Short-term Investments

Total Assets

Rs55.70 Billion

≈ $602.38 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2016–2025)

This chart shows how Paisalo Digital Limited's Asset Resilience Ratio has changed over time. See PAISALO equity to assets ratio to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Paisalo Digital Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see PAISALO market cap.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs457.78 Million	0.82%
Short-term Investments	Rs108.93 Million	0.2%
Total Liquid Assets	Rs566.72 Million	1.02%

Asset Resilience Insights

Limited Liquidity: Paisalo Digital Limited maintains only 1.02% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Paisalo Digital Limited Industry Peers by Asset Resilience Ratio

Compare Paisalo Digital Limited's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Credit Acceptance Corporation NASDAQ:CACC	Credit Services	1.26%
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
CREDITACCESS GRAMEEN LIMITED NSE:CREDITACC	Credit Services	3.39%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
BFI Finance Indonesia Tbk JK:BFIN	Credit Services	1.84%
IndoStar Capital Finance Limited NSE:INDOSTAR	Credit Services	2.88%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
Pioneer Credit Ltd AU:PNC	Credit Services	32.27%

Annual Asset Resilience Ratio for Paisalo Digital Limited (2016–2025)

The table below shows the annual Asset Resilience Ratio data for Paisalo Digital Limited.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	0.08%	Rs41.22 Million ≈ $445.74K	Rs52.55 Billion ≈ $568.26 Million	-0.01pp
2024-03-31	0.09%	Rs36.57 Million ≈ $395.52K	Rs41.23 Billion ≈ $445.91 Million	+0.19pp
2023-03-31	-0.10%	Rs-34.79 Million ≈ $-376.24K	Rs33.54 Billion ≈ $362.71 Million	-0.05pp
2022-03-31	-0.05%	Rs-14.36 Million ≈ $-155.27K	Rs27.58 Billion ≈ $298.24 Million	+1.33pp
2021-03-31	-1.38%	Rs-338.01 Million ≈ $-3.66 Million	Rs24.43 Billion ≈ $264.18 Million	-1.33pp
2020-03-31	-0.06%	Rs-12.45 Million ≈ $-134.59K	Rs22.48 Billion ≈ $243.06 Million	-0.10pp
2019-03-31	0.05%	Rs9.81 Million ≈ $106.15K	Rs21.75 Billion ≈ $235.23 Million	-0.37pp
2018-03-31	0.42%	Rs87.50 Million ≈ $946.32K	Rs20.94 Billion ≈ $226.47 Million	-0.17pp
2017-03-31	0.59%	Rs94.68 Million ≈ $1.02 Million	Rs16.06 Billion ≈ $173.71 Million	+0.56pp
2016-03-31	0.03%	Rs4.14 Million ≈ $44.81K	Rs13.66 Billion ≈ $147.71 Million	--

pp = percentage points

About Paisalo Digital Limited

NSE:PAISALO India Credit Services

Market Cap

$584.36 Million

Rs54.03 Billion INR

Market Cap Rank

#11640 Global

#563 in India

Share Price

Rs59.41

Change (1 day)

+2.15%

52-Week Range

Rs29.50 - Rs60.18

All Time High

Rs94.37