Paisalo Digital Limited (PAISALO) — Financial Flexibility Index

Latest as of September 2025: -0.06x

Paisalo Digital Limited (PAISALO) has a Financial Flexibility Index of -0.06x as of September 2025. Free cash flow of Rs-2.39 Billion (operating CF Rs-2.44 Billion minus capex Rs42.66 Million) represents 0% of total liabilities (Rs39.04 Billion). Also explore Paisalo Digital Limited equity growth rate to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.06x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs-2.39 Billion
Operating CF − Capex

Total Liabilities

Rs39.04 Billion
INR

Capital Expenditures

Rs42.66 Million
INR

Paisalo Digital Limited Financial Flexibility Index (2009–2025)

Historical Financial Flexibility Index trend for Paisalo Digital Limited across 17 annual periods. Check Paisalo Digital Limited (PAISALO) strategic investment index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Paisalo Digital Limited (2009–2025)

Year-by-year free cash flow to debt coverage for Paisalo Digital Limited. For the full company profile including market capitalisation, see PAISALO stock market capitalisation.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2025 -0.22x Rs-8.29 Billion Rs-8.42 Billion Rs37.20 Billion ▼ -10.0%
2024 -0.20x Rs-5.66 Billion Rs-5.70 Billion Rs27.94 Billion ▲ +0.4%
2023 -0.20x Rs-4.46 Billion Rs-4.52 Billion Rs21.91 Billion ▲ +10.7%
2022 -0.23x Rs-3.95 Billion Rs-3.96 Billion Rs17.34 Billion ▼ -267.5%
2021 -0.06x Rs-978.15 Million Rs-978.87 Million Rs15.78 Billion ▼ -359.0%
2020 0.02x Rs354.66 Million Rs351.66 Million Rs14.82 Billion ▲ +4969.4%
2019 0.00x Rs7.13 Million Rs-28.57 Million Rs15.11 Billion ▲ +100.2%
2018 -0.25x Rs-3.76 Billion Rs-3.76 Billion Rs14.81 Billion ▼ -30.8%
2017 -0.19x Rs-2.02 Billion Rs-2.03 Billion Rs10.43 Billion ▼ -122.5%
2016 -0.09x Rs-737.98 Million Rs-742.30 Million Rs8.46 Billion ▼ -327.0%
2015 0.04x Rs226.84 Million Rs212.94 Million Rs5.91 Billion ▲ +283.1%
2014 -0.02x Rs-130.26 Million Rs-135.50 Million Rs6.21 Billion ▼ -2869.5%
2013 0.00x Rs-5.95 Million Rs-9.51 Million Rs8.43 Billion ▼ -102.4%
2012 0.03x Rs243.12 Million Rs238.81 Million Rs8.37 Billion ▲ +111.7%
2011 -0.25x Rs-1.89 Billion Rs-1.89 Billion Rs7.59 Billion ▲ +21.0%
2010 -0.32x Rs-1.10 Billion Rs-1.25 Billion Rs3.50 Billion ▼ -9336.4%
2009 0.00x Rs6.63 Million Rs-243.43 Million Rs1.94 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities