Paisalo Digital Limited (PAISALO) — Cash Flow-to-Debt Ratio
Paisalo Digital Limited (PAISALO) has a Cash Flow-to-Debt Ratio of -0.06x as of September 2025, meaning its operating cash flow of Rs-2.44 Billion could theoretically repay 0% of its total liabilities (Rs39.04 Billion) in one year. See Paisalo Digital Limited financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Paisalo Digital Limited Cash Flow-to-Debt Ratio (2009–2026)
Historical debt coverage capacity for Paisalo Digital Limited across 18 annual periods. For the full cash flow conversion analysis, see Paisalo Digital Limited operating cash flow efficiency.
Annual Cash Flow-to-Debt Ratio for Paisalo Digital Limited (2009–2026)
Year-by-year debt coverage analysis for Paisalo Digital Limited. Check Paisalo Digital Limited (PAISALO) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.05x | Rs2.34 Billion | Rs45.07 Billion | ▲ +122.9% |
| 2025 | -0.23x | Rs-8.42 Billion | Rs37.20 Billion | ▼ -11.0% |
| 2024 | -0.20x | Rs-5.70 Billion | Rs27.94 Billion | ▲ +1.2% |
| 2023 | -0.21x | Rs-4.52 Billion | Rs21.91 Billion | ▲ +9.7% |
| 2022 | -0.23x | Rs-3.96 Billion | Rs17.34 Billion | ▼ -268.4% |
| 2021 | -0.06x | Rs-978.87 Million | Rs15.78 Billion | ▼ -361.4% |
| 2020 | 0.02x | Rs351.66 Million | Rs14.82 Billion | ▲ +1355.5% |
| 2019 | 0.00x | Rs-28.57 Million | Rs15.11 Billion | ▲ +99.3% |
| 2018 | -0.25x | Rs-3.76 Billion | Rs14.81 Billion | ▼ -30.6% |
| 2017 | -0.19x | Rs-2.03 Billion | Rs10.43 Billion | ▼ -121.7% |
| 2016 | -0.09x | Rs-742.30 Million | Rs8.46 Billion | ▼ -343.3% |
| 2015 | 0.04x | Rs212.94 Million | Rs5.91 Billion | ▲ +265.2% |
| 2014 | -0.02x | Rs-135.50 Million | Rs6.21 Billion | ▼ -1834.3% |
| 2013 | 0.00x | Rs-9.51 Million | Rs8.43 Billion | ▼ -104.0% |
| 2012 | 0.03x | Rs238.81 Million | Rs8.37 Billion | ▲ +111.4% |
| 2011 | -0.25x | Rs-1.89 Billion | Rs7.59 Billion | ▲ +30.1% |
| 2010 | -0.36x | Rs-1.25 Billion | Rs3.50 Billion | ▼ -184.8% |
| 2009 | -0.13x | Rs-243.43 Million | Rs1.94 Billion | — |