Paisalo Digital Limited (PAISALO) — Defensive Interval Ratio

Latest as of September 2025: 40894 days

Paisalo Digital Limited (PAISALO) has a Defensive Interval Ratio of 40894 days as of September 2025. Defensive assets of Rs53.34 Billion (cash Rs457.78 Million, short-term investments Rs108.93 Million, receivables Rs52.77 Billion) cover 40894 days of daily cash needs of Rs1.30 Million/day. Check Paisalo Digital Limited tangible equity quality to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

40894 days
Days of operational coverage

Defensive Assets

Rs53.34 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rs1.30 Million
Current Liabilities ÷ 365

Current Liabilities

Rs476.06 Million
INR

Paisalo Digital Limited Defensive Interval Ratio (2012–2025)

This chart shows how Paisalo Digital Limited's Defensive Interval Ratio has evolved across 13 annual periods from 2012 to 2025. As of September 2025, the ratio stands at 40894 days, meaning defensive assets of Rs53.34 Billion can fund 40894 days of operations without new revenue. Also explore Paisalo Digital Limited (PAISALO) equity growth momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Paisalo Digital Limited (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Paisalo Digital Limited from 2012 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Paisalo Digital Limited.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2025 9858 days Rs49.80 Billion Rs5.05 Million/day Rs- Rs41.22 Million ▲ +9481 days
2024 378 days Rs159.59 Million Rs422.58K/day Rs- Rs36.57 Million ▼ -1119 days
2023 1497 days Rs62.72 Million Rs41.90K/day Rs- Rs-34.79 Million ▲ +507 days
2022 990 days Rs266.31 Million Rs269.08K/day Rs- Rs-14.36 Million ▲ +1035 days
2021 -46 days Rs-21.02 Million Rs460.39K/day Rs- Rs-338.01 Million ▼ -814 days
2020 768 days Rs106.45 Million Rs138.61K/day Rs- Rs-12.45 Million ▲ +655 days
2019 113 days Rs135.80 Million Rs1.20 Million/day Rs1.00K Rs9.81 Million ▲ +71 days
2018 42 days Rs1.35 Billion Rs32.30 Million/day Rs1.00K Rs87.50 Million ▼ -3 days
2017 45 days Rs1.14 Billion Rs25.45 Million/day Rs86.52 Million Rs8.16 Million ▼ -30 days
2016 75 days Rs1.13 Billion Rs15.08 Million/day Rs- Rs4.14 Million ▲ +74 days
2015 1 days Rs8.35 Million Rs15.74 Million/day Rs- Rs- ▼ -619 days
2013 619 days Rs40.11 Million Rs64.77K/day Rs- Rs- ▲ +465 days
2012 154 days Rs8.25 Million Rs53.55K/day Rs- Rs- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)