Paisalo Digital Limited (PAISALO) — Cash Flow Quality Index

Latest as of September 2025: -0.75x

Paisalo Digital Limited (PAISALO) has a Cash Flow Quality Index of -0.75x as of September 2025. Operating cash flow of Rs-2.44 Billion is below net income of Rs3.26 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore PAISALO long-term investments to assets to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-0.75x
Operating CF / Net Income

Operating Cash Flow

Rs-2.44 Billion
INR

Net Income

Rs3.26 Billion
INR

Data as of

Sep 2025
Most recent filing

Paisalo Digital Limited Cash Flow Quality Index (2009–2025)

Historical Cash Flow Quality Index for Paisalo Digital Limited across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Paisalo Digital Limited tangible equity quality to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Paisalo Digital Limited (2009–2025)

Year-by-year earnings quality comparison for Paisalo Digital Limited. For live market cap and the full company financial profile, see market value of Paisalo Digital Limited.

Year Quality Index Operating CF (INR) Net Income YoY Change
2025 -4.21x Rs-8.42 Billion Rs2.00 Billion ▼ -32.1%
2024 -3.18x Rs-5.70 Billion Rs1.79 Billion ▼ -139.0%
2023 -1.33x Rs-4.52 Billion Rs3.39 Billion ▲ +2.1%
2022 -1.36x Rs-3.96 Billion Rs2.91 Billion ▼ -237.3%
2021 -0.40x Rs-978.87 Million Rs2.43 Billion ▼ -364.7%
2020 0.15x Rs351.66 Million Rs2.31 Billion ▲ +1348.7%
2019 -0.01x Rs-28.57 Million Rs2.34 Billion ▲ +99.3%
2018 -1.86x Rs-3.76 Billion Rs2.02 Billion ▼ -58.8%
2017 -1.17x Rs-2.03 Billion Rs1.73 Billion ▼ -115.1%
2016 -0.54x Rs-742.30 Million Rs1.36 Billion ▼ -418.8%
2015 0.17x Rs212.94 Million Rs1.25 Billion ▲ +284.0%
2014 -0.09x Rs-135.50 Million Rs1.46 Billion ▼ -1892.7%
2013 0.00x Rs-9.51 Million Rs2.04 Billion ▼ -104.1%
2012 0.11x Rs238.81 Million Rs2.10 Billion ▲ +103.7%
2011 -3.11x Rs-1.89 Billion Rs608.16 Million ▲ +34.3%
2010 -4.74x Rs-1.25 Billion Rs263.36 Million ▼ -168.2%
2009 -1.77x Rs-243.43 Million Rs137.81 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.