Paisalo Digital Limited (PAISALO) — Cash Flow Quality Index

Latest as of September 2025: -2.47x

Paisalo Digital Limited (PAISALO) has a Cash Flow Quality Index of -2.47x as of September 2025. Operating cash flow of Rs-2.44 Billion is below net income of Rs987.15 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow conversion of Paisalo Digital Limited to assess how effectively this company generates cash.

Cash Flow Quality Index

-2.47x
Operating CF / Net Income

Operating Cash Flow

Rs-2.44 Billion
INR

Net Income

Rs987.15 Million
INR

Data as of

Sep 2025
Most recent filing

Paisalo Digital Limited Cash Flow Quality Index (2009–2026)

Historical Cash Flow Quality Index for Paisalo Digital Limited across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check PAISALO cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Paisalo Digital Limited (2009–2026)

Year-by-year earnings quality comparison for Paisalo Digital Limited. For live market cap and the full company financial profile, see PAISALO market cap overview.

Year Quality Index Operating CF (INR) Net Income YoY Change
2026 0.98x Rs2.34 Billion Rs2.37 Billion ▲ +123.4%
2025 -4.21x Rs-8.42 Billion Rs2.00 Billion ▼ -32.1%
2024 -3.18x Rs-5.70 Billion Rs1.79 Billion ▼ -139.0%
2023 -1.33x Rs-4.52 Billion Rs3.39 Billion ▲ +2.1%
2022 -1.36x Rs-3.96 Billion Rs2.91 Billion ▼ -237.3%
2021 -0.40x Rs-978.87 Million Rs2.43 Billion ▼ -364.7%
2020 0.15x Rs351.66 Million Rs2.31 Billion ▲ +1348.7%
2019 -0.01x Rs-28.57 Million Rs2.34 Billion ▲ +99.3%
2018 -1.86x Rs-3.76 Billion Rs2.02 Billion ▼ -58.8%
2017 -1.17x Rs-2.03 Billion Rs1.73 Billion ▼ -115.1%
2016 -0.54x Rs-742.30 Million Rs1.36 Billion ▼ -418.8%
2015 0.17x Rs212.94 Million Rs1.25 Billion ▲ +284.0%
2014 -0.09x Rs-135.50 Million Rs1.46 Billion ▼ -1892.7%
2013 0.00x Rs-9.51 Million Rs2.04 Billion ▼ -104.1%
2012 0.11x Rs238.81 Million Rs2.10 Billion ▲ +103.7%
2011 -3.11x Rs-1.89 Billion Rs608.16 Million ▲ +34.3%
2010 -4.74x Rs-1.25 Billion Rs263.36 Million ▼ -168.2%
2009 -1.77x Rs-243.43 Million Rs137.81 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.