Central Pacific Financial Corp - Asset Resilience Ratio
Central Pacific Financial Corp (CPF) has an Asset Resilience Ratio of 18.41% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See CPF working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Central Pacific Financial Corp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see CPF total asset value.
Liquid Assets Composition Over Time
This chart breaks down Central Pacific Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of Central Pacific Financial Corp to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.38 Billion | 18.41% |
| Total Liquid Assets | $1.38 Billion | 18.41% |
Asset Resilience Insights
- Good Liquidity Position: Central Pacific Financial Corp maintains a healthy 18.41% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Central Pacific Financial Corp Industry Peers by Asset Resilience Ratio
Compare Central Pacific Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Central Pacific Financial Corp (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Central Pacific Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.18% | $531.96 Million | $7.41 Billion | -0.10pp |
| 2024-12-31 | 7.28% | $543.86 Million | $7.47 Billion | -1.19pp |
| 2023-12-31 | 8.47% | $647.21 Million | $7.64 Billion | -0.57pp |
| 2022-12-31 | 9.04% | $671.79 Million | $7.43 Billion | -12.95pp |
| 2021-12-31 | 21.99% | $1.63 Billion | $7.42 Billion | +4.06pp |
| 2020-12-31 | 17.93% | $1.18 Billion | $6.59 Billion | -0.81pp |
| 2019-12-31 | 18.74% | $1.13 Billion | $6.01 Billion | -2.02pp |
| 2018-12-31 | 20.76% | $1.21 Billion | $5.81 Billion | -2.44pp |
| 2017-12-31 | 23.20% | $1.30 Billion | $5.62 Billion | +0.10pp |
| 2016-12-31 | 23.10% | $1.24 Billion | $5.38 Billion | -1.69pp |
| 2015-12-31 | 24.79% | $1.27 Billion | $5.13 Billion | -0.53pp |
| 2014-12-31 | 25.32% | $1.23 Billion | $4.85 Billion | -4.37pp |
| 2013-12-31 | 29.70% | $1.41 Billion | $4.74 Billion | -5.47pp |
| 2012-12-31 | 35.16% | $1.54 Billion | $4.37 Billion | -0.96pp |
| 2011-12-31 | 36.12% | $1.49 Billion | $4.13 Billion | +36.10pp |
| 2010-12-31 | 0.03% | $1.06 Million | $3.94 Billion | -18.96pp |
| 2009-12-31 | 18.98% | $924.36 Million | $4.87 Billion | +5.15pp |
| 2008-12-31 | 13.83% | $751.30 Million | $5.43 Billion | -1.68pp |
| 2007-12-31 | 15.51% | $881.25 Million | $5.68 Billion | -0.86pp |
| 2006-12-31 | 16.37% | $898.36 Million | $5.49 Billion | -1.29pp |
| 2005-12-31 | 17.66% | $925.28 Million | $5.24 Billion | +10.68pp |
| 2004-12-31 | 6.98% | $324.93 Million | $4.65 Billion | +6.69pp |
| 2003-12-31 | 0.30% | $6.50 Million | $2.17 Billion | -26.37pp |
| 2002-12-31 | 26.67% | $540.92 Million | $2.03 Billion | +24.34pp |
| 2001-12-31 | 2.33% | $42.78 Million | $1.84 Billion | +0.87pp |
| 2000-12-31 | 1.46% | $26.51 Million | $1.82 Billion | -- |
About Central Pacific Financial Corp
Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. The company offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage s… Read more