Central Pacific Financial Corp - Asset Resilience Ratio
Central Pacific Financial Corp (CPF) has an Asset Resilience Ratio of 10.10% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read CPF total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Central Pacific Financial Corp's Asset Resilience Ratio has changed over time. See Central Pacific Financial Corp (CPF) shareholders funds for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Central Pacific Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Central Pacific Financial Corp (CPF) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $748.21 Million | 10.1% |
| Total Liquid Assets | $748.21 Million | 10.10% |
Asset Resilience Insights
- Moderate Liquidity: Central Pacific Financial Corp has 10.10% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Central Pacific Financial Corp Industry Peers by Asset Resilience Ratio
Compare Central Pacific Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Ayudhya PCL
BK:BAY |
Banks - Regional | 4.13% |
|
First Merchants Corporation Depository Shares
NASDAQ:FRMEP |
Banks - Regional | 7.40% |
|
Banco Santander (Brasil) S.A.
SA:SANB3 |
Banks - Regional | 5.81% |
|
Capitol Federal Financial Inc
NASDAQ:CFFN |
Banks - Regional | 8.49% |
|
CB Financial Services Inc
NASDAQ:CBFV |
Banks - Regional | 17.58% |
|
KB Financial Group Inc
F:KBIA |
Banks - Regional | 12.09% |
|
Absa Group Ltd
JSE:ABG |
Banks - Regional | -3.45% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 29.29% |
Annual Asset Resilience Ratio for Central Pacific Financial Corp (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Central Pacific Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 10.10% | $748.21 Million | $7.41 Billion | +2.82pp |
| 2024-12-31 | 7.28% | $543.86 Million | $7.47 Billion | -1.19pp |
| 2023-12-31 | 8.47% | $647.21 Million | $7.64 Billion | -0.57pp |
| 2022-12-31 | 9.04% | $671.79 Million | $7.43 Billion | -12.95pp |
| 2021-12-31 | 21.99% | $1.63 Billion | $7.42 Billion | +4.06pp |
| 2020-12-31 | 17.93% | $1.18 Billion | $6.59 Billion | -0.81pp |
| 2019-12-31 | 18.74% | $1.13 Billion | $6.01 Billion | -2.02pp |
| 2018-12-31 | 20.76% | $1.21 Billion | $5.81 Billion | -2.44pp |
| 2017-12-31 | 23.20% | $1.30 Billion | $5.62 Billion | +0.10pp |
| 2016-12-31 | 23.10% | $1.24 Billion | $5.38 Billion | -1.69pp |
| 2015-12-31 | 24.79% | $1.27 Billion | $5.13 Billion | -0.53pp |
| 2014-12-31 | 25.32% | $1.23 Billion | $4.85 Billion | -4.37pp |
| 2013-12-31 | 29.70% | $1.41 Billion | $4.74 Billion | -5.47pp |
| 2012-12-31 | 35.16% | $1.54 Billion | $4.37 Billion | -0.96pp |
| 2011-12-31 | 36.12% | $1.49 Billion | $4.13 Billion | +36.10pp |
| 2010-12-31 | 0.03% | $1.06 Million | $3.94 Billion | -18.96pp |
| 2009-12-31 | 18.98% | $924.36 Million | $4.87 Billion | +5.15pp |
| 2008-12-31 | 13.83% | $751.30 Million | $5.43 Billion | -1.68pp |
| 2007-12-31 | 15.51% | $881.25 Million | $5.68 Billion | -0.86pp |
| 2006-12-31 | 16.37% | $898.36 Million | $5.49 Billion | -1.29pp |
| 2005-12-31 | 17.66% | $925.28 Million | $5.24 Billion | +10.68pp |
| 2004-12-31 | 6.98% | $324.93 Million | $4.65 Billion | +6.69pp |
| 2003-12-31 | 0.30% | $6.50 Million | $2.17 Billion | -26.37pp |
| 2002-12-31 | 26.67% | $540.92 Million | $2.03 Billion | +24.34pp |
| 2001-12-31 | 2.33% | $42.78 Million | $1.84 Billion | +0.87pp |
| 2000-12-31 | 1.46% | $26.51 Million | $1.82 Billion | -- |
About Central Pacific Financial Corp
Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. The company offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage s… Read more