Central Pacific Financial Corp (CPF) — Defensive Interval Ratio
Central Pacific Financial Corp (CPF) has a Defensive Interval Ratio of 11026 days as of December 2025. Defensive assets of $771.77 Million (cash $-, short-term investments $748.21 Million, receivables $23.56 Million) cover 11026 days of daily cash needs of $70.00K/day. Check CPF tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Central Pacific Financial Corp Defensive Interval Ratio (1989–2025)
This chart shows how Central Pacific Financial Corp's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of December 2025, the ratio stands at 11026 days, meaning defensive assets of $771.77 Million can fund 11026 days of operations without new revenue. Also explore CPF net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Central Pacific Financial Corp (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for Central Pacific Financial Corp from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Central Pacific Financial Corp market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 10689 days | $748.21 Million | $70.00K/day | $- | $748.21 Million | ▲ +10658 days |
| 2024 | 31 days | $567.23 Million | $18.23 Million/day | $- | $543.86 Million | ▼ -4 days |
| 2023 | 36 days | $668.72 Million | $18.81 Million/day | $- | $647.21 Million | ▼ -2 days |
| 2022 | 37 days | $692.14 Million | $18.48 Million/day | $- | $671.79 Million | ▼ -53 days |
| 2021 | 91 days | $1.65 Billion | $18.19 Million/day | $- | $1.63 Billion | ▲ +15 days |
| 2020 | 75 days | $1.20 Billion | $15.94 Million/day | $- | $1.18 Billion | ▼ -4 days |
| 2019 | 79 days | $1.14 Billion | $14.44 Million/day | $- | $1.13 Billion | ▼ -8 days |
| 2018 | 87 days | $1.22 Billion | $14.09 Million/day | $- | $1.21 Billion | ▼ -10 days |
| 2017 | 97 days | $1.32 Billion | $13.67 Million/day | $- | $1.30 Billion | ▼ 0 days |
| 2016 | 97 days | $1.26 Billion | $13.00 Million/day | $- | $1.24 Billion | ▼ -7 days |
| 2015 | 104 days | $1.29 Billion | $12.34 Million/day | $- | $1.27 Billion | ▼ -5 days |
| 2014 | 109 days | $1.24 Billion | $11.37 Million/day | $- | $1.23 Billion | ▼ -22 days |
| 2013 | 132 days | $1.42 Billion | $10.81 Million/day | $- | $1.41 Billion | ▼ -22 days |
| 2012 | 154 days | $1.55 Billion | $10.08 Million/day | $- | $1.54 Billion | ▼ -6 days |
| 2011 | 159 days | $1.50 Billion | $9.43 Million/day | $- | $1.49 Billion | ▲ +158 days |
| 2010 | 2 days | $14.56 Million | $9.14 Million/day | $- | $1.06 Million | ▼ -92 days |
| 2009 | 94 days | $978.79 Million | $10.44 Million/day | $- | $924.36 Million | ▲ +23 days |
| 2008 | 71 days | $813.78 Million | $11.48 Million/day | $- | $751.30 Million | ▼ -12 days |
| 2007 | 82 days | $907.29 Million | $11.01 Million/day | $- | $881.25 Million | ▼ -4 days |
| 2006 | 86 days | $924.63 Million | $10.75 Million/day | $- | $898.36 Million | ▼ -7 days |
| 2005 | 93 days | $947.29 Million | $10.21 Million/day | $- | $925.28 Million | ▲ +56 days |
| 2004 | 37 days | $343.22 Million | $9.36 Million/day | $- | $324.93 Million | ▲ +33 days |
| 2003 | 3 days | $15.33 Million | $4.81 Million/day | $- | $6.50 Million | ▼ -117 days |
| 2002 | 120 days | $550.18 Million | $4.58 Million/day | $- | $540.92 Million | ▲ +107 days |
| 2001 | 13 days | $51.78 Million | $4.01 Million/day | $- | $42.78 Million | ▲ +3 days |
| 2000 | 10 days | $37.15 Million | $3.89 Million/day | $- | $26.51 Million | ▲ +7 days |
| 1999 | 3 days | $9.60 Million | $3.79 Million/day | $- | $- | ▼ 0 days |
| 1998 | 3 days | $9.10 Million | $3.48 Million/day | $- | $- | ▼ 0 days |
| 1997 | 3 days | $9.40 Million | $3.29 Million/day | $- | $- | ▲ +0 days |
| 1996 | 3 days | $8.70 Million | $3.09 Million/day | $- | $- | ▼ 0 days |
| 1995 | 3 days | $9.50 Million | $3.13 Million/day | $- | $- | ▼ 0 days |
| 1994 | 3 days | $9.80 Million | $3.15 Million/day | $- | $- | ▲ +0 days |
| 1993 | 3 days | $9.10 Million | $2.98 Million/day | $- | $- | ▼ 0 days |
| 1992 | 3 days | $9.30 Million | $2.94 Million/day | $- | $- | ▼ 0 days |
| 1991 | 3 days | $9.20 Million | $2.81 Million/day | $- | $- | ▼ -1 days |
| 1990 | 4 days | $10.40 Million | $2.58 Million/day | $- | $- | ▲ +0 days |
| 1989 | 4 days | $8.80 Million | $2.31 Million/day | $- | $- | — |