Kemper Corporation - Asset Resilience Ratio
Kemper Corporation (KMPR) has an Asset Resilience Ratio of 2.63% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Also explore how large is Kemper Corporation's balance sheet for the complete picture of this company's asset base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Kemper Corporation's Asset Resilience Ratio has changed over time. See Kemper Corporation (KMPR) balance sheet quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Kemper Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Kemper Corporation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $327.90 Million | 2.63% |
| Total Liquid Assets | $327.90 Million | 2.63% |
Asset Resilience Insights
- Limited Liquidity: Kemper Corporation maintains only 2.63% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Kemper Corporation Industry Peers by Asset Resilience Ratio
Compare Kemper Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
|
Trupanion Inc
NASDAQ:TRUP |
Insurance - Property & Casualty | 24.98% |
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 27.27% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 4.66% |
Annual Asset Resilience Ratio for Kemper Corporation (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Kemper Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.63% | $327.90 Million | $12.47 Billion | -5.80pp |
| 2024-12-31 | 8.43% | $1.07 Billion | $12.63 Billion | +4.33pp |
| 2023-12-31 | 4.10% | $522.90 Million | $12.74 Billion | -49.57pp |
| 2022-12-31 | 53.68% | $7.17 Billion | $13.36 Billion | -1.77pp |
| 2021-12-31 | 55.45% | $8.27 Billion | $14.92 Billion | -3.69pp |
| 2020-12-31 | 59.14% | $8.48 Billion | $14.34 Billion | +2.22pp |
| 2019-12-31 | 56.92% | $7.39 Billion | $12.99 Billion | -1.21pp |
| 2018-12-31 | 58.12% | $6.71 Billion | $11.54 Billion | -8.95pp |
| 2017-12-31 | 67.07% | $5.62 Billion | $8.38 Billion | +1.32pp |
| 2016-12-31 | 65.75% | $5.40 Billion | $8.21 Billion | +2.19pp |
| 2015-12-31 | 63.56% | $5.11 Billion | $8.04 Billion | -1.80pp |
| 2014-12-31 | 65.36% | $5.12 Billion | $7.83 Billion | +1.89pp |
| 2013-12-31 | 63.47% | $4.86 Billion | $7.66 Billion | -1.30pp |
| 2012-12-31 | 64.77% | $5.19 Billion | $8.01 Billion | +61.71pp |
| 2011-12-31 | 3.06% | $247.40 Million | $8.09 Billion | -1.76pp |
| 2010-12-31 | 4.82% | $402.90 Million | $8.36 Billion | +0.19pp |
| 2009-12-31 | 4.63% | $397.00 Million | $8.57 Billion | -1.59pp |
| 2008-12-31 | 6.22% | $548.60 Million | $8.82 Billion | -0.78pp |
| 2007-12-31 | 7.00% | $658.70 Million | $9.40 Billion | +2.01pp |
| 2006-12-31 | 4.99% | $465.20 Million | $9.32 Billion | -0.71pp |
| 2005-12-31 | 5.70% | $524.50 Million | $9.20 Billion | +1.64pp |
| 2004-12-31 | 4.06% | $356.70 Million | $8.79 Billion | -1.75pp |
| 2003-12-31 | 5.80% | $495.50 Million | $8.54 Billion | -1.42pp |
| 2002-12-31 | 7.23% | $556.80 Million | $7.71 Billion | +0.15pp |
| 2001-12-31 | 7.08% | $504.80 Million | $7.13 Billion | +2.09pp |
| 2000-12-31 | 4.99% | $307.50 Million | $6.16 Billion | -- |
About Kemper Corporation
Kemper Corporation, an insurance holding company, provides insurance products in the United States. It operates in two segments, Specialty Property & Casualty Insurance, and Life Insurance. The Specialty Property & Casualty Insurance segment primarily offers specialty personal automobile and commercial automobile insurance through independent agents and brokers. The Life Insurance segment primari… Read more