Kemper Corporation (KMPR) — Financial Flexibility Index

Latest as of March 2026: 0.01x

Kemper Corporation (KMPR) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $99.70 Million (operating CF $88.80 Million minus capex $10.90 Million) represents 0% of total liabilities ($9.78 Billion). Also explore KMPR year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$99.70 Million
Operating CF − Capex

Total Liabilities

$9.78 Billion
USD

Capital Expenditures

$10.90 Million
USD

Kemper Corporation Financial Flexibility Index (1995–2025)

Historical Financial Flexibility Index trend for Kemper Corporation across 31 annual periods. Check Kemper Corporation (KMPR) strategic asset index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Kemper Corporation (1995–2025)

Year-by-year free cash flow to debt coverage for Kemper Corporation. For the full company profile including market capitalisation, see KMPR market cap overview.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.06x $615.10 Million $584.50 Million $9.80 Billion ▲ +41.7%
2024 0.04x $436.10 Million $382.90 Million $9.85 Billion ▲ +664.0%
2023 -0.01x $-80.40 Million $-134.20 Million $10.24 Billion ▲ +52.2%
2022 -0.02x $-179.50 Million $-210.30 Million $10.92 Billion ▼ -105.4%
2021 0.30x $408.50 Million $350.70 Million $1.35 Billion ▼ -7.7%
2020 0.33x $478.50 Million $425.10 Million $1.46 Billion ▲ +375.6%
2019 0.07x $622.00 Million $538.10 Million $9.02 Billion ▼ -3.2%
2018 0.07x $605.30 Million $540.00 Million $8.49 Billion ▼ -84.3%
2017 0.45x $276.10 Million $240.60 Million $607.10 Million ▲ +998.7%
2016 0.04x $258.10 Million $240.50 Million $6.24 Billion ▼ -86.1%
2015 0.30x $223.90 Million $215.00 Million $750.60 Million ▲ +1082.2%
2014 0.03x $144.90 Million $133.60 Million $5.74 Billion ▲ +3.0%
2013 0.02x $137.30 Million $122.10 Million $5.60 Billion ▼ -77.5%
2012 0.11x $68.20 Million $65.70 Million $626.50 Million ▲ +365.9%
2011 -0.04x $-25.00 Million $-25.00 Million $610.60 Million ▼ -106.1%
2010 0.67x $407.70 Million $58.50 Million $609.80 Million ▼ -27.6%
2009 0.92x $518.60 Million $163.50 Million $561.40 Million ▲ +430.2%
2008 0.17x $97.70 Million $69.20 Million $560.80 Million ▼ -48.1%
2007 0.34x $276.30 Million $252.10 Million $822.60 Million ▼ -23.3%
2006 0.44x $345.60 Million $306.40 Million $789.60 Million ▼ -28.5%
2005 0.61x $475.60 Million $376.70 Million $776.40 Million ▲ +40.7%
2004 0.44x $328.00 Million $298.20 Million $753.50 Million ▼ -37.0%
2003 0.69x $606.50 Million $585.60 Million $877.70 Million ▲ +22.7%
2002 0.56x $409.90 Million $395.90 Million $727.60 Million ▲ +84.7%
2001 0.31x $194.90 Million $191.80 Million $639.00 Million ▲ +54.7%
2000 0.20x $84.40 Million $78.50 Million $428.10 Million ▲ +345.0%
1999 0.04x $16.30 Million $12.00 Million $367.90 Million ▼ -85.3%
1998 0.30x $148.70 Million $137.30 Million $495.00 Million ▼ -51.3%
1997 0.62x $165.70 Million $153.60 Million $268.90 Million ▼ -18.3%
1996 0.75x $170.60 Million $170.60 Million $226.30 Million ▼ -68.4%
1995 2.38x $238.80 Million $146.20 Million $100.20 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities