Kemper Corporation (KMPR) — Financial Flexibility Index
Kemper Corporation (KMPR) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of $99.70 Million (operating CF $88.80 Million minus capex $10.90 Million) represents 0% of total liabilities ($9.78 Billion). Check how strategically is Kemper Corporation's equity deployed to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Kemper Corporation Financial Flexibility Index (1995–2025)
Historical Financial Flexibility Index trend for Kemper Corporation across 31 annual periods. See KMPR working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Kemper Corporation (1995–2025)
Year-by-year free cash flow to debt coverage for Kemper Corporation. For the full company profile including market capitalisation, see Kemper Corporation market cap and net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.06x | $615.10 Million | $584.50 Million | $9.80 Billion | ▲ +41.7% |
| 2024 | 0.04x | $436.10 Million | $382.90 Million | $9.85 Billion | ▲ +664.0% |
| 2023 | -0.01x | $-80.40 Million | $-134.20 Million | $10.24 Billion | ▲ +52.2% |
| 2022 | -0.02x | $-179.50 Million | $-210.30 Million | $10.92 Billion | ▼ -105.4% |
| 2021 | 0.30x | $408.50 Million | $350.70 Million | $1.35 Billion | ▼ -7.7% |
| 2020 | 0.33x | $478.50 Million | $425.10 Million | $1.46 Billion | ▲ +375.6% |
| 2019 | 0.07x | $622.00 Million | $538.10 Million | $9.02 Billion | ▼ -3.2% |
| 2018 | 0.07x | $605.30 Million | $540.00 Million | $8.49 Billion | ▼ -84.3% |
| 2017 | 0.45x | $276.10 Million | $240.60 Million | $607.10 Million | ▲ +998.7% |
| 2016 | 0.04x | $258.10 Million | $240.50 Million | $6.24 Billion | ▼ -86.1% |
| 2015 | 0.30x | $223.90 Million | $215.00 Million | $750.60 Million | ▲ +1082.2% |
| 2014 | 0.03x | $144.90 Million | $133.60 Million | $5.74 Billion | ▲ +3.0% |
| 2013 | 0.02x | $137.30 Million | $122.10 Million | $5.60 Billion | ▼ -77.5% |
| 2012 | 0.11x | $68.20 Million | $65.70 Million | $626.50 Million | ▲ +365.9% |
| 2011 | -0.04x | $-25.00 Million | $-25.00 Million | $610.60 Million | ▼ -106.1% |
| 2010 | 0.67x | $407.70 Million | $58.50 Million | $609.80 Million | ▼ -27.6% |
| 2009 | 0.92x | $518.60 Million | $163.50 Million | $561.40 Million | ▲ +430.2% |
| 2008 | 0.17x | $97.70 Million | $69.20 Million | $560.80 Million | ▼ -48.1% |
| 2007 | 0.34x | $276.30 Million | $252.10 Million | $822.60 Million | ▼ -23.3% |
| 2006 | 0.44x | $345.60 Million | $306.40 Million | $789.60 Million | ▼ -28.5% |
| 2005 | 0.61x | $475.60 Million | $376.70 Million | $776.40 Million | ▲ +40.7% |
| 2004 | 0.44x | $328.00 Million | $298.20 Million | $753.50 Million | ▼ -37.0% |
| 2003 | 0.69x | $606.50 Million | $585.60 Million | $877.70 Million | ▲ +22.7% |
| 2002 | 0.56x | $409.90 Million | $395.90 Million | $727.60 Million | ▲ +84.7% |
| 2001 | 0.31x | $194.90 Million | $191.80 Million | $639.00 Million | ▲ +54.7% |
| 2000 | 0.20x | $84.40 Million | $78.50 Million | $428.10 Million | ▲ +345.0% |
| 1999 | 0.04x | $16.30 Million | $12.00 Million | $367.90 Million | ▼ -85.3% |
| 1998 | 0.30x | $148.70 Million | $137.30 Million | $495.00 Million | ▼ -51.3% |
| 1997 | 0.62x | $165.70 Million | $153.60 Million | $268.90 Million | ▼ -18.3% |
| 1996 | 0.75x | $170.60 Million | $170.60 Million | $226.30 Million | ▼ -68.4% |
| 1995 | 2.38x | $238.80 Million | $146.20 Million | $100.20 Million | — |