Kemper Corporation (KMPR) — Cash Flow-to-Debt Ratio
Kemper Corporation (KMPR) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2026, meaning its operating cash flow of $119.30 Million could theoretically repay 0% of its total liabilities ($9.75 Billion) in one year. See KMPR financial flexibility score to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Kemper Corporation Cash Flow-to-Debt Ratio (1995–2025)
Historical debt coverage capacity for Kemper Corporation across 31 annual periods. For the full cash flow conversion analysis, see Kemper Corporation (KMPR) cash conversion ratio.
Annual Cash Flow-to-Debt Ratio for Kemper Corporation (1995–2025)
Year-by-year debt coverage analysis for Kemper Corporation. Check how high is Kemper Corporation's earnings quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.06x | $584.50 Million | $9.80 Billion | ▲ +53.3% |
| 2024 | 0.04x | $382.90 Million | $9.85 Billion | ▲ +396.7% |
| 2023 | -0.01x | $-134.20 Million | $10.24 Billion | ▲ +31.9% |
| 2022 | -0.02x | $-210.30 Million | $10.92 Billion | ▼ -107.4% |
| 2021 | 0.26x | $350.70 Million | $1.35 Billion | ▼ -10.8% |
| 2020 | 0.29x | $425.10 Million | $1.46 Billion | ▲ +388.4% |
| 2019 | 0.06x | $538.10 Million | $9.02 Billion | ▼ -6.1% |
| 2018 | 0.06x | $540.00 Million | $8.49 Billion | ▼ -84.0% |
| 2017 | 0.40x | $240.60 Million | $607.10 Million | ▲ +927.5% |
| 2016 | 0.04x | $240.50 Million | $6.24 Billion | ▼ -86.5% |
| 2015 | 0.29x | $215.00 Million | $750.60 Million | ▲ +1131.2% |
| 2014 | 0.02x | $133.60 Million | $5.74 Billion | ▲ +6.8% |
| 2013 | 0.02x | $122.10 Million | $5.60 Billion | ▼ -79.2% |
| 2012 | 0.10x | $65.70 Million | $626.50 Million | ▲ +356.1% |
| 2011 | -0.04x | $-25.00 Million | $610.60 Million | ▼ -142.7% |
| 2010 | 0.10x | $58.50 Million | $609.80 Million | ▼ -67.1% |
| 2009 | 0.29x | $163.50 Million | $561.40 Million | ▲ +136.0% |
| 2008 | 0.12x | $69.20 Million | $560.80 Million | ▼ -59.7% |
| 2007 | 0.31x | $252.10 Million | $822.60 Million | ▼ -21.0% |
| 2006 | 0.39x | $306.40 Million | $789.60 Million | ▼ -20.0% |
| 2005 | 0.49x | $376.70 Million | $776.40 Million | ▲ +22.6% |
| 2004 | 0.40x | $298.20 Million | $753.50 Million | ▼ -40.7% |
| 2003 | 0.67x | $585.60 Million | $877.70 Million | ▲ +22.6% |
| 2002 | 0.54x | $395.90 Million | $727.60 Million | ▲ +81.3% |
| 2001 | 0.30x | $191.80 Million | $639.00 Million | ▲ +63.7% |
| 2000 | 0.18x | $78.50 Million | $428.10 Million | ▲ +462.2% |
| 1999 | 0.03x | $12.00 Million | $367.90 Million | ▼ -88.2% |
| 1998 | 0.28x | $137.30 Million | $495.00 Million | ▼ -51.4% |
| 1997 | 0.57x | $153.60 Million | $268.90 Million | ▼ -24.2% |
| 1996 | 0.75x | $170.60 Million | $226.30 Million | ▼ -48.3% |
| 1995 | 1.46x | $146.20 Million | $100.20 Million | — |