Lincoln National Corporation - Asset Resilience Ratio
Lincoln National Corporation (LNC) has an Asset Resilience Ratio of 9.81% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Lincoln National Corporation short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1994–2025)
This chart shows how Lincoln National Corporation's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see LNC current and non-current assets.
Liquid Assets Composition Over Time
This chart breaks down Lincoln National Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of Lincoln National Corporation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $42.15 Billion | 9.81% |
| Total Liquid Assets | $42.15 Billion | 9.81% |
Asset Resilience Insights
- Limited Liquidity: Lincoln National Corporation maintains only 9.81% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Lincoln National Corporation Industry Peers by Asset Resilience Ratio
Compare Lincoln National Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Globe Life Inc
NYSE:GL |
Insurance - Life | 0.63% |
|
Challenger Ltd
AU:CGF |
Insurance - Life | 2.14% |
|
Brighthouse Financial Inc
NASDAQ:BHF |
Insurance - Life | 33.32% |
|
Abacus Global Management, Inc.
NYSE:ABX |
Insurance - Life | 9.40% |
|
Clearview Wealth Ltd
AU:CVW |
Insurance - Life | 22.11% |
|
Nobleoak Life Ltd
AU:NOL |
Insurance - Life | 11.03% |
|
Hapvida Participações e Investimentos S.A.
SA:HAPV3 |
Insurance - Life | 10.15% |
|
Manulife Financial Corp
TO:MFC |
Insurance - Life | 3.54% |
Annual Asset Resilience Ratio for Lincoln National Corporation (1994–2025)
The table below shows the annual Asset Resilience Ratio data for Lincoln National Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.12% | $46.40 Billion | $417.20 Billion | +4.28pp |
| 2024-12-31 | 6.84% | $26.72 Billion | $390.83 Billion | -20.27pp |
| 2023-12-31 | 27.10% | $100.94 Billion | $372.41 Billion | -5.85pp |
| 2022-12-31 | 32.95% | $110.17 Billion | $334.33 Billion | +1.96pp |
| 2021-12-31 | 30.99% | $121.36 Billion | $391.57 Billion | -3.10pp |
| 2020-12-31 | 34.09% | $124.75 Billion | $365.94 Billion | +1.90pp |
| 2019-12-31 | 32.19% | $107.76 Billion | $334.76 Billion | -0.13pp |
| 2018-12-31 | 32.32% | $96.37 Billion | $298.15 Billion | -2.00pp |
| 2017-12-31 | 34.32% | $96.71 Billion | $281.76 Billion | -0.92pp |
| 2016-12-31 | 35.24% | $92.21 Billion | $261.63 Billion | +1.19pp |
| 2015-12-31 | 34.06% | $85.80 Billion | $251.94 Billion | -0.31pp |
| 2014-12-31 | 34.36% | $87.07 Billion | $253.38 Billion | +0.19pp |
| 2013-12-31 | 34.18% | $80.98 Billion | $236.94 Billion | -3.70pp |
| 2012-12-31 | 37.88% | $82.90 Billion | $218.87 Billion | +37.35pp |
| 2011-12-31 | 0.53% | $1.07 Billion | $202.91 Billion | -0.01pp |
| 2010-12-31 | 0.54% | $1.04 Billion | $193.82 Billion | -0.06pp |
| 2009-12-31 | 0.60% | $1.06 Billion | $177.43 Billion | -0.40pp |
| 2008-12-31 | 1.00% | $1.62 Billion | $163.14 Billion | +0.43pp |
| 2007-12-31 | 0.56% | $1.07 Billion | $191.44 Billion | +0.29pp |
| 2006-12-31 | 0.28% | $493.00 Million | $178.49 Billion | -0.09pp |
| 2005-12-31 | 0.36% | $452.15 Million | $124.79 Billion | +0.03pp |
| 2004-12-31 | 0.33% | $386.83 Million | $116.22 Billion | -0.02pp |
| 2003-12-31 | 0.35% | $374.18 Million | $106.74 Billion | -0.06pp |
| 2002-12-31 | 0.41% | $378.14 Million | $93.13 Billion | -0.11pp |
| 2001-12-31 | 0.52% | $507.39 Million | $98.00 Billion | +0.05pp |
| 2000-12-31 | 0.46% | $463.27 Million | $99.84 Billion | +0.07pp |
| 1999-12-31 | 0.39% | $401.83 Million | $103.10 Billion | -0.07pp |
| 1998-12-31 | 0.46% | $431.96 Million | $93.84 Billion | -0.14pp |
| 1997-12-31 | 0.60% | $464.83 Million | $77.17 Billion | -0.04pp |
| 1996-12-31 | 0.64% | $459.65 Million | $71.71 Billion | +0.05pp |
| 1995-12-31 | 0.59% | $371.76 Million | $63.26 Billion | +0.23pp |
| 1994-12-31 | 0.35% | $175.12 Million | $49.33 Billion | -- |
About Lincoln National Corporation
Lincoln National Corporation, through its subsidiaries, operates multiple insurance and retirement businesses in the United States. It operates through four segments: Life Insurance, Annuities, Group Protection, and Retirement Plan Services. The Life Insurance segment provides life insurance products, including term insurance, universal life insurance (UL), indexed universal life insurance, varia… Read more