Lincoln National Corporation - Asset Resilience Ratio
Lincoln National Corporation (LNC) has an Asset Resilience Ratio of 8.16% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read LNC total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1994–2024)
This chart shows how Lincoln National Corporation's Asset Resilience Ratio has changed over time. See Lincoln National Corporation (LNC) net assets for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Lincoln National Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see LNC market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $10.67 Billion | 2.57% |
| Short-term Investments | $23.24 Billion | 5.6% |
| Total Liquid Assets | $33.91 Billion | 8.16% |
Asset Resilience Insights
- Limited Liquidity: Lincoln National Corporation maintains only 8.16% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Lincoln National Corporation Industry Peers by Asset Resilience Ratio
Compare Lincoln National Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Life Insurance Corporation Of India
NSE:LICI |
Insurance - Life | 0.50% |
|
China Life Insurance Company Limited
F:CHL |
Insurance - Life | 40.03% |
|
Max Financial Services Limited
NSE:MFSL |
Insurance - Life | 0.29% |
|
Hanwha Life
KO:088350 |
Insurance - Life | 69.64% |
|
Challenger Ltd
AU:CGF |
Insurance - Life | 2.14% |
|
Hapvida Participações e Investimentos S.A.
SA:HAPV3 |
Insurance - Life | 9.67% |
|
Nobleoak Life Ltd
AU:NOL |
Insurance - Life | 15.08% |
|
Clearview Wealth Ltd
AU:CVW |
Insurance - Life | 22.11% |
Annual Asset Resilience Ratio for Lincoln National Corporation (1994–2024)
The table below shows the annual Asset Resilience Ratio data for Lincoln National Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 6.84% | $26.72 Billion | $390.83 Billion | -17.90pp |
| 2023-12-31 | 24.73% | $92.10 Billion | $372.41 Billion | -6.11pp |
| 2022-12-31 | 30.84% | $103.08 Billion | $334.22 Billion | -0.49pp |
| 2021-12-31 | 31.33% | $121.36 Billion | $387.30 Billion | -2.76pp |
| 2020-12-31 | 34.09% | $124.75 Billion | $365.94 Billion | +1.90pp |
| 2019-12-31 | 32.19% | $107.76 Billion | $334.76 Billion | -0.13pp |
| 2018-12-31 | 32.32% | $96.37 Billion | $298.15 Billion | -2.00pp |
| 2017-12-31 | 34.32% | $96.71 Billion | $281.76 Billion | -0.92pp |
| 2016-12-31 | 35.24% | $92.21 Billion | $261.63 Billion | +1.19pp |
| 2015-12-31 | 34.06% | $85.80 Billion | $251.94 Billion | -0.31pp |
| 2014-12-31 | 34.36% | $87.07 Billion | $253.38 Billion | +0.19pp |
| 2013-12-31 | 34.18% | $80.98 Billion | $236.94 Billion | -3.70pp |
| 2012-12-31 | 37.88% | $82.90 Billion | $218.87 Billion | +37.35pp |
| 2011-12-31 | 0.53% | $1.07 Billion | $202.91 Billion | -0.01pp |
| 2010-12-31 | 0.54% | $1.04 Billion | $193.82 Billion | -0.06pp |
| 2009-12-31 | 0.60% | $1.06 Billion | $177.43 Billion | -0.40pp |
| 2008-12-31 | 1.00% | $1.62 Billion | $163.14 Billion | +0.43pp |
| 2007-12-31 | 0.56% | $1.07 Billion | $191.44 Billion | +0.29pp |
| 2006-12-31 | 0.28% | $493.00 Million | $178.49 Billion | -0.09pp |
| 2005-12-31 | 0.36% | $452.15 Million | $124.79 Billion | +0.03pp |
| 2004-12-31 | 0.33% | $386.83 Million | $116.22 Billion | -0.02pp |
| 2003-12-31 | 0.35% | $374.18 Million | $106.74 Billion | -0.06pp |
| 2002-12-31 | 0.41% | $378.14 Million | $93.13 Billion | -0.11pp |
| 2001-12-31 | 0.52% | $507.39 Million | $98.00 Billion | +0.05pp |
| 2000-12-31 | 0.46% | $463.27 Million | $99.84 Billion | +0.07pp |
| 1999-12-31 | 0.39% | $401.83 Million | $103.10 Billion | -0.07pp |
| 1998-12-31 | 0.46% | $431.96 Million | $93.84 Billion | -0.14pp |
| 1997-12-31 | 0.60% | $464.83 Million | $77.17 Billion | -0.04pp |
| 1996-12-31 | 0.64% | $459.65 Million | $71.71 Billion | +0.05pp |
| 1995-12-31 | 0.59% | $371.76 Million | $63.26 Billion | +0.23pp |
| 1994-12-31 | 0.35% | $175.12 Million | $49.33 Billion | -- |
About Lincoln National Corporation
Lincoln National Corporation, through its subsidiaries, operates multiple insurance and retirement businesses in the United States. It operates through four segments: Life Insurance, Annuities, Group Protection, and Retirement Plan Services. The Life Insurance segment provides life insurance products, including term insurance, universal life insurance (UL), indexed universal life insurance, varia… Read more