Lincoln National Corporation (LNC) — Cash Flow Quality Index

Latest as of December 2025: 0.31x

Lincoln National Corporation (LNC) has a Cash Flow Quality Index of 0.31x as of December 2025. Operating cash flow of $233.00 Million is below net income of $754.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore LNC strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.31x
Operating CF / Net Income

Operating Cash Flow

$233.00 Million
USD

Net Income

$754.00 Million
USD

Data as of

Dec 2025
Most recent filing

Lincoln National Corporation Cash Flow Quality Index (1989–2025)

Historical Cash Flow Quality Index for Lincoln National Corporation across 33 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check LNC intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Lincoln National Corporation (1989–2025)

Year-by-year earnings quality comparison for Lincoln National Corporation. For live market cap and the full company financial profile, see LNC company net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 -0.14x $-167.00 Million $1.18 Billion ▲ +76.8%
2024 -0.61x $-2.01 Billion $3.27 Billion ▼ -670.2%
2021 0.11x $151.00 Million $1.41 Billion ▼ -90.0%
2020 1.07x $534.00 Million $499.00 Million ▲ +135.3%
2019 -3.03x $-2.69 Billion $886.00 Million ▼ -356.0%
2018 1.18x $1.94 Billion $1.64 Billion ▲ +212.4%
2017 0.38x $788.00 Million $2.08 Billion ▼ -64.5%
2016 1.07x $1.27 Billion $1.19 Billion ▼ -45.1%
2015 1.94x $2.24 Billion $1.15 Billion ▲ +16.6%
2014 1.67x $2.53 Billion $1.51 Billion ▲ +159.6%
2013 0.64x $799.00 Million $1.24 Billion ▼ -33.5%
2012 0.97x $1.27 Billion $1.31 Billion ▼ -83.3%
2011 5.77x $1.28 Billion $221.00 Million ▲ +202.8%
2010 1.91x $1.72 Billion $902.00 Million ▼ -91.4%
2008 22.09x $1.26 Billion $57.00 Million ▲ +1272.7%
2007 1.61x $1.96 Billion $1.22 Billion ▼ -30.6%
2006 2.32x $3.05 Billion $1.32 Billion ▲ +59.4%
2005 1.45x $1.21 Billion $831.00 Million ▼ -28.7%
2003 2.04x $1.04 Billion $511.94 Million ▼ -61.8%
2002 5.35x $489.56 Million $91.59 Million ▲ +151.8%
2001 2.12x $1.25 Billion $590.21 Million ▼ -33.6%
2000 3.20x $1.99 Billion $621.39 Million ▼ -36.9%
1999 5.07x $2.33 Billion $460.35 Million ▲ +106.8%
1998 2.45x $1.25 Billion $509.77 Million ▼ -95.1%
1997 50.08x $1.11 Billion $22.20 Million ▲ +1775.3%
1996 2.67x $1.37 Billion $513.56 Million ▼ -32.9%
1995 3.98x $1.92 Billion $482.19 Million ▲ +17.5%
1994 3.39x $1.19 Billion $349.90 Million ▲ +38.9%
1993 2.44x $1.01 Billion $415.30 Million ▲ +1.7%
1992 2.40x $870.50 Million $362.90 Million ▼ -63.0%
1991 6.48x $1.35 Billion $208.40 Million ▲ +25.7%
1990 5.15x $986.80 Million $191.50 Million ▼ -31.2%
1989 7.49x $2.01 Billion $268.80 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.