Lincoln National Corporation (LNC) — Defensive Interval Ratio

Latest as of December 2025: 68920 days

Lincoln National Corporation (LNC) has a Defensive Interval Ratio of 68920 days as of December 2025. Defensive assets of $75.53 Billion (cash $9.50 Billion, short-term investments $36.89 Billion, receivables $29.13 Billion) cover 68920 days of daily cash needs of $1.10 Million/day. Check Lincoln National Corporation tangible book value ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

68920 days
Days of operational coverage

Defensive Assets

$75.53 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$1.10 Million
Current Liabilities ÷ 365

Current Liabilities

$400.00 Million
USD

Lincoln National Corporation Defensive Interval Ratio (1989–2025)

This chart shows how Lincoln National Corporation's Defensive Interval Ratio has evolved across 35 annual periods from 1989 to 2025. As of December 2025, the ratio stands at 68920 days, meaning defensive assets of $75.53 Billion can fund 68920 days of operations without new revenue. Also explore LNC shareholders equity momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Lincoln National Corporation (1989–2025)

The table below presents the year-by-year Defensive Interval Ratio for Lincoln National Corporation from 1989 to 2025, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Lincoln National Corporation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 170 days $75.53 Billion $443.80 Million/day $9.50 Billion $36.89 Billion ▼ -1006 days
2024 1177 days $55.47 Billion $47.14 Million/day $5.80 Billion $20.92 Billion ▼ -58699 days
2022 59876 days $123.03 Billion $2.05 Million/day $3.34 Billion $99.74 Billion ▼ -112469 days
2021 172344 days $141.65 Billion $821.92K/day $2.61 Billion $118.75 Billion ▲ +19809 days
2019 152536 days $125.37 Billion $821.92K/day $2.56 Billion $105.20 Billion ▲ +152385 days
2018 151 days $114.69 Billion $761.53 Million/day $2.35 Billion $94.02 Billion ▲ +7 days
2017 143 days $102.02 Billion $711.09 Million/day $1.63 Billion $95.09 Billion ▼ -4 days
2016 148 days $97.91 Billion $662.48 Million/day $2.72 Billion $89.49 Billion ▲ +4 days
2015 144 days $91.80 Billion $637.64 Million/day $- $85.80 Billion ▼ -3 days
2014 147 days $93.27 Billion $636.62 Million/day $- $87.07 Billion ▲ +1 days
2013 145 days $87.44 Billion $601.06 Million/day $- $80.98 Billion ▼ -20 days
2012 165 days $89.73 Billion $543.72 Million/day $- $82.90 Billion ▲ +162 days
2011 3 days $1.48 Billion $502.33 Million/day $- $1.07 Billion ▲ +0 days
2010 3 days $1.37 Billion $481.15 Million/day $- $1.04 Billion ▼ 0 days
2009 3 days $1.38 Billion $440.23 Million/day $- $1.06 Billion ▼ -2 days
2008 5 days $2.11 Billion $412.13 Million/day $- $1.62 Billion ▲ +2 days
2007 3 days $1.48 Billion $479.72 Million/day $- $1.07 Billion ▲ +1 days
2006 2 days $849.00 Million $446.12 Million/day $- $493.00 Million ▼ -22 days
2005 24 days $7.72 Billion $320.74 Million/day $- $452.15 Million ▲ +22 days
2004 2 days $619.77 Million $297.69 Million/day $- $386.83 Million ▼ -29 days
2003 31 days $8.57 Billion $272.53 Million/day $- $374.18 Million ▲ +29 days
2002 2 days $591.08 Million $236.51 Million/day $- $378.14 Million ▼ -1 days
2001 4 days $907.46 Million $250.42 Million/day $- $507.39 Million ▲ +1 days
2000 3 days $759.98 Million $255.98 Million/day $- $463.27 Million ▼ -14 days
1999 17 days $4.62 Billion $266.78 Million/day $- $401.83 Million ▲ +1 days
1998 16 days $3.81 Billion $238.33 Million/day $- $431.96 Million ▲ +1 days
1997 15 days $3.01 Billion $195.52 Million/day $- $464.83 Million ▼ -5 days
1996 20 days $3.65 Billion $181.65 Million/day $- $459.65 Million ▼ -1 days
1995 21 days $3.40 Billion $159.51 Million/day $- $371.76 Million ▼ -2 days
1994 23 days $2.95 Billion $125.67 Million/day $- $175.12 Million ▼ -414 days
1993 437 days $601.90 Million $1.38 Million/day $- $- ▼ -229 days
1992 667 days $791.60 Million $1.19 Million/day $- $- ▲ +168 days
1991 499 days $925.60 Million $1.86 Million/day $- $- ▼ -492 days
1990 991 days $1.01 Billion $1.02 Million/day $- $- ▲ +365 days
1989 626 days $827.60 Million $1.32 Million/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)