Lincoln National Corporation (LNC) — Defensive Interval Ratio
Lincoln National Corporation (LNC) has a Defensive Interval Ratio of 68920 days as of December 2025. Defensive assets of $75.53 Billion (cash $9.50 Billion, short-term investments $36.89 Billion, receivables $29.13 Billion) cover 68920 days of daily cash needs of $1.10 Million/day. See working capital to net assets of Lincoln National Corporation to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Lincoln National Corporation Defensive Interval Ratio (1989–2025)
This chart shows how Lincoln National Corporation's Defensive Interval Ratio has evolved across 35 annual periods from 1989 to 2025. As of December 2025, the ratio stands at 68920 days, meaning defensive assets of $75.53 Billion can fund 68920 days of operations without new revenue. See LNC net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Lincoln National Corporation (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for Lincoln National Corporation from 1989 to 2025, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see LNC company net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 170 days | $75.53 Billion | $443.80 Million/day | $9.50 Billion | $36.89 Billion | ▼ -1006 days |
| 2024 | 1177 days | $55.47 Billion | $47.14 Million/day | $5.80 Billion | $20.92 Billion | ▼ -58699 days |
| 2022 | 59876 days | $123.03 Billion | $2.05 Million/day | $3.34 Billion | $99.74 Billion | ▼ -112469 days |
| 2021 | 172344 days | $141.65 Billion | $821.92K/day | $2.61 Billion | $118.75 Billion | ▲ +19809 days |
| 2019 | 152536 days | $125.37 Billion | $821.92K/day | $2.56 Billion | $105.20 Billion | ▲ +152385 days |
| 2018 | 151 days | $114.69 Billion | $761.53 Million/day | $2.35 Billion | $94.02 Billion | ▲ +7 days |
| 2017 | 143 days | $102.02 Billion | $711.09 Million/day | $1.63 Billion | $95.09 Billion | ▼ -4 days |
| 2016 | 148 days | $97.91 Billion | $662.48 Million/day | $2.72 Billion | $89.49 Billion | ▲ +4 days |
| 2015 | 144 days | $91.80 Billion | $637.64 Million/day | $- | $85.80 Billion | ▼ -3 days |
| 2014 | 147 days | $93.27 Billion | $636.62 Million/day | $- | $87.07 Billion | ▲ +1 days |
| 2013 | 145 days | $87.44 Billion | $601.06 Million/day | $- | $80.98 Billion | ▼ -20 days |
| 2012 | 165 days | $89.73 Billion | $543.72 Million/day | $- | $82.90 Billion | ▲ +162 days |
| 2011 | 3 days | $1.48 Billion | $502.33 Million/day | $- | $1.07 Billion | ▲ +0 days |
| 2010 | 3 days | $1.37 Billion | $481.15 Million/day | $- | $1.04 Billion | ▼ 0 days |
| 2009 | 3 days | $1.38 Billion | $440.23 Million/day | $- | $1.06 Billion | ▼ -2 days |
| 2008 | 5 days | $2.11 Billion | $412.13 Million/day | $- | $1.62 Billion | ▲ +2 days |
| 2007 | 3 days | $1.48 Billion | $479.72 Million/day | $- | $1.07 Billion | ▲ +1 days |
| 2006 | 2 days | $849.00 Million | $446.12 Million/day | $- | $493.00 Million | ▼ -22 days |
| 2005 | 24 days | $7.72 Billion | $320.74 Million/day | $- | $452.15 Million | ▲ +22 days |
| 2004 | 2 days | $619.77 Million | $297.69 Million/day | $- | $386.83 Million | ▼ -29 days |
| 2003 | 31 days | $8.57 Billion | $272.53 Million/day | $- | $374.18 Million | ▲ +29 days |
| 2002 | 2 days | $591.08 Million | $236.51 Million/day | $- | $378.14 Million | ▼ -1 days |
| 2001 | 4 days | $907.46 Million | $250.42 Million/day | $- | $507.39 Million | ▲ +1 days |
| 2000 | 3 days | $759.98 Million | $255.98 Million/day | $- | $463.27 Million | ▼ -14 days |
| 1999 | 17 days | $4.62 Billion | $266.78 Million/day | $- | $401.83 Million | ▲ +1 days |
| 1998 | 16 days | $3.81 Billion | $238.33 Million/day | $- | $431.96 Million | ▲ +1 days |
| 1997 | 15 days | $3.01 Billion | $195.52 Million/day | $- | $464.83 Million | ▼ -5 days |
| 1996 | 20 days | $3.65 Billion | $181.65 Million/day | $- | $459.65 Million | ▼ -1 days |
| 1995 | 21 days | $3.40 Billion | $159.51 Million/day | $- | $371.76 Million | ▼ -2 days |
| 1994 | 23 days | $2.95 Billion | $125.67 Million/day | $- | $175.12 Million | ▼ -414 days |
| 1993 | 437 days | $601.90 Million | $1.38 Million/day | $- | $- | ▼ -229 days |
| 1992 | 667 days | $791.60 Million | $1.19 Million/day | $- | $- | ▲ +168 days |
| 1991 | 499 days | $925.60 Million | $1.86 Million/day | $- | $- | ▼ -492 days |
| 1990 | 991 days | $1.01 Billion | $1.02 Million/day | $- | $- | ▲ +365 days |
| 1989 | 626 days | $827.60 Million | $1.32 Million/day | $- | $- | — |