Mastercard Inc - Asset Resilience Ratio
Mastercard Inc (MA) has an Asset Resilience Ratio of 0.60% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2025)
This chart shows how Mastercard Inc's Asset Resilience Ratio has changed over time. Check MA capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Mastercard Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Mastercard Inc market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $313.00 Million | 0.6% |
| Total Liquid Assets | $313.00 Million | 0.60% |
Asset Resilience Insights
- Limited Liquidity: Mastercard Inc maintains only 0.60% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Mastercard Inc Industry Peers by Asset Resilience Ratio
Compare Mastercard Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
SLM Corp
NASDAQ:SLM |
Credit Services | 2.01% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
Oportun Financial Corp
NASDAQ:OPRT |
Credit Services | 0.00% |
|
Humm Group Ltd
AU:HUM |
Credit Services | 7.46% |
|
FSA Group Ltd
AU:FSA |
Credit Services | 0.99% |
|
Hexa Tradex Limited
NSE:HEXATRADEX |
Credit Services | 0.09% |
|
EN Shoham Business Ltd
TA:SHOM |
Credit Services | 0.05% |
|
creditshelf Aktiengesellschaft
F:CSQ |
Credit Services | 0.62% |
Annual Asset Resilience Ratio for Mastercard Inc (2002–2025)
The table below shows the annual Asset Resilience Ratio data for Mastercard Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 20.12% | $10.90 Billion | $54.16 Billion | +1.88pp |
| 2024-12-31 | 18.24% | $8.77 Billion | $48.08 Billion | -3.38pp |
| 2023-12-31 | 21.63% | $9.18 Billion | $42.45 Billion | +2.50pp |
| 2022-12-31 | 19.13% | $7.41 Billion | $38.72 Billion | -1.83pp |
| 2021-12-31 | 20.96% | $7.89 Billion | $37.67 Billion | -10.59pp |
| 2020-12-31 | 31.55% | $10.60 Billion | $33.58 Billion | +5.30pp |
| 2019-12-31 | 26.26% | $7.68 Billion | $29.24 Billion | -7.45pp |
| 2018-12-31 | 33.70% | $8.38 Billion | $24.86 Billion | -2.78pp |
| 2017-12-31 | 36.49% | $7.78 Billion | $21.33 Billion | -8.15pp |
| 2016-12-31 | 44.63% | $8.34 Billion | $18.68 Billion | +38.54pp |
| 2015-12-31 | 6.09% | $991.00 Million | $16.27 Billion | -1.53pp |
| 2014-12-31 | 7.62% | $1.17 Billion | $15.33 Billion | -11.31pp |
| 2013-12-31 | 18.93% | $2.70 Billion | $14.24 Billion | -5.04pp |
| 2012-12-31 | 23.97% | $2.99 Billion | $12.46 Billion | +12.61pp |
| 2011-12-31 | 11.36% | $1.22 Billion | $10.69 Billion | -1.44pp |
| 2010-12-31 | 12.80% | $1.13 Billion | $8.84 Billion | +1.77pp |
| 2009-12-31 | 11.03% | $824.00 Million | $7.47 Billion | -0.43pp |
| 2008-12-31 | 11.46% | $742.10 Million | $6.48 Billion | -9.48pp |
| 2007-12-31 | 20.94% | $1.31 Billion | $6.26 Billion | -4.62pp |
| 2006-12-31 | 25.56% | $1.30 Billion | $5.08 Billion | +5.65pp |
| 2005-12-31 | 19.91% | $736.62 Million | $3.70 Billion | -4.87pp |
| 2004-12-31 | 24.78% | $808.89 Million | $3.26 Billion | +6.29pp |
| 2003-12-31 | 18.49% | $536.34 Million | $2.90 Billion | -5.19pp |
| 2002-12-31 | 23.68% | $535.45 Million | $2.26 Billion | -- |
About Mastercard Inc
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with cr… Read more