Mastercard Inc - Asset Resilience Ratio
Mastercard Inc (MA) has an Asset Resilience Ratio of 20.12% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does Mastercard Inc carry for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2025)
This chart shows how Mastercard Inc's Asset Resilience Ratio has changed over time. See what is Mastercard Inc's book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Mastercard Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Mastercard Inc (MA) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $10.57 Billion | 19.51% |
| Short-term Investments | $332.00 Million | 0.61% |
| Total Liquid Assets | $10.90 Billion | 20.12% |
Asset Resilience Insights
- Good Liquidity Position: Mastercard Inc maintains a healthy 20.12% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Mastercard Inc Industry Peers by Asset Resilience Ratio
Compare Mastercard Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
Peninsula Group Ltd
TA:PEN |
Credit Services | 1.01% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Wisr Ltd
AU:WZR |
Credit Services | 0.02% |
|
Intan Baruprana Finance Tbk
JK:IBFN |
Credit Services | 7.72% |
|
Fast Finance SA
WAR:FFI |
Credit Services | 69.30% |
|
Funding Circle Holdings PLC
LSE:FCH |
Credit Services | 54.97% |
Annual Asset Resilience Ratio for Mastercard Inc (2002–2025)
The table below shows the annual Asset Resilience Ratio data for Mastercard Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 20.12% | $10.90 Billion | $54.16 Billion | +1.88pp |
| 2024-12-31 | 18.24% | $8.77 Billion | $48.08 Billion | -3.38pp |
| 2023-12-31 | 21.63% | $9.18 Billion | $42.45 Billion | +2.50pp |
| 2022-12-31 | 19.13% | $7.41 Billion | $38.72 Billion | -1.83pp |
| 2021-12-31 | 20.96% | $7.89 Billion | $37.67 Billion | -10.59pp |
| 2020-12-31 | 31.55% | $10.60 Billion | $33.58 Billion | +5.30pp |
| 2019-12-31 | 26.26% | $7.68 Billion | $29.24 Billion | -7.45pp |
| 2018-12-31 | 33.70% | $8.38 Billion | $24.86 Billion | -2.78pp |
| 2017-12-31 | 36.49% | $7.78 Billion | $21.33 Billion | -8.15pp |
| 2016-12-31 | 44.63% | $8.34 Billion | $18.68 Billion | +38.54pp |
| 2015-12-31 | 6.09% | $991.00 Million | $16.27 Billion | -1.53pp |
| 2014-12-31 | 7.62% | $1.17 Billion | $15.33 Billion | -11.31pp |
| 2013-12-31 | 18.93% | $2.70 Billion | $14.24 Billion | -5.04pp |
| 2012-12-31 | 23.97% | $2.99 Billion | $12.46 Billion | +12.61pp |
| 2011-12-31 | 11.36% | $1.22 Billion | $10.69 Billion | -1.44pp |
| 2010-12-31 | 12.80% | $1.13 Billion | $8.84 Billion | +1.77pp |
| 2009-12-31 | 11.03% | $824.00 Million | $7.47 Billion | -0.43pp |
| 2008-12-31 | 11.46% | $742.10 Million | $6.48 Billion | -9.48pp |
| 2007-12-31 | 20.94% | $1.31 Billion | $6.26 Billion | -4.62pp |
| 2006-12-31 | 25.56% | $1.30 Billion | $5.08 Billion | +5.65pp |
| 2005-12-31 | 19.91% | $736.62 Million | $3.70 Billion | -4.87pp |
| 2004-12-31 | 24.78% | $808.89 Million | $3.26 Billion | +6.29pp |
| 2003-12-31 | 18.49% | $536.34 Million | $2.90 Billion | -5.19pp |
| 2002-12-31 | 23.68% | $535.45 Million | $2.26 Billion | -- |
About Mastercard Inc
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with cr… Read more