Mastercard Inc - Asset Resilience Ratio

Latest as of March 2026: 0.60%

Mastercard Inc (MA) has an Asset Resilience Ratio of 0.60% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Mastercard Inc (MA) strategic investment index to assess the company's strategic physical and investment asset allocation.

Liquid Assets

$313.00 Million
Cash + Short-term Investments

Total Assets

$52.45 Billion
All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2002–2025)

This chart shows how Mastercard Inc's Asset Resilience Ratio has changed over time. See Mastercard Inc (MA) net asset quality to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Mastercard Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Mastercard Inc (MA) total market value.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $313.00 Million 0.6%
Total Liquid Assets $313.00 Million 0.60%

Asset Resilience Insights

  • Limited Liquidity: Mastercard Inc maintains only 0.60% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Mastercard Inc Industry Peers by Asset Resilience Ratio

Compare Mastercard Inc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Vardhman Holdings Limited
NSE:VHL
Credit Services 0.03%
Five-Star Business Finance Limited
NSE:FIVESTAR
Credit Services 4.49%
Capri Global Capital Limited
NSE:CGCL
Credit Services 0.13%
Srisawad Power 1979 PCL
BK:SAWAD
Credit Services 0.98%
Navient Corp
NASDAQ:NAVI
Credit Services 3.09%
Hexa Tradex Limited
NSE:HEXATRADEX
Credit Services 0.09%
Qliro AB
ST:QLIRO
Credit Services 20.36%
Starteck Finance Limited
NSE:STARTECK
Credit Services 0.02%

Annual Asset Resilience Ratio for Mastercard Inc (2002–2025)

The table below shows the annual Asset Resilience Ratio data for Mastercard Inc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 20.12% $10.90 Billion $54.16 Billion +1.88pp
2024-12-31 18.24% $8.77 Billion $48.08 Billion -3.38pp
2023-12-31 21.63% $9.18 Billion $42.45 Billion +2.50pp
2022-12-31 19.13% $7.41 Billion $38.72 Billion -1.83pp
2021-12-31 20.96% $7.89 Billion $37.67 Billion -10.59pp
2020-12-31 31.55% $10.60 Billion $33.58 Billion +5.30pp
2019-12-31 26.26% $7.68 Billion $29.24 Billion -7.45pp
2018-12-31 33.70% $8.38 Billion $24.86 Billion -2.78pp
2017-12-31 36.49% $7.78 Billion $21.33 Billion -8.15pp
2016-12-31 44.63% $8.34 Billion $18.68 Billion +38.54pp
2015-12-31 6.09% $991.00 Million $16.27 Billion -1.53pp
2014-12-31 7.62% $1.17 Billion $15.33 Billion -11.31pp
2013-12-31 18.93% $2.70 Billion $14.24 Billion -5.04pp
2012-12-31 23.97% $2.99 Billion $12.46 Billion +12.61pp
2011-12-31 11.36% $1.22 Billion $10.69 Billion -1.44pp
2010-12-31 12.80% $1.13 Billion $8.84 Billion +1.77pp
2009-12-31 11.03% $824.00 Million $7.47 Billion -0.43pp
2008-12-31 11.46% $742.10 Million $6.48 Billion -9.48pp
2007-12-31 20.94% $1.31 Billion $6.26 Billion -4.62pp
2006-12-31 25.56% $1.30 Billion $5.08 Billion +5.65pp
2005-12-31 19.91% $736.62 Million $3.70 Billion -4.87pp
2004-12-31 24.78% $808.89 Million $3.26 Billion +6.29pp
2003-12-31 18.49% $536.34 Million $2.90 Billion -5.19pp
2002-12-31 23.68% $535.45 Million $2.26 Billion --
pp = percentage points

About Mastercard Inc

NYSE:MA USA Credit Services
Market Cap
$429.56 Billion
Market Cap Rank
#34 Global
#23 in USA
Share Price
$489.79
Change (1 day)
-0.65%
52-Week Range
$471.55 - $598.96
All Time High
$598.96
About

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with cr… Read more