Mastercard Inc (MA) — Defensive Interval Ratio

Latest as of March 2026: 80 days

Mastercard Inc (MA) has a Defensive Interval Ratio of 80 days as of March 2026. Defensive assets of $5.03 Billion (cash $-, short-term investments $313.00 Million, receivables $4.72 Billion) cover 80 days of daily cash needs of $62.83 Million/day. Check tangible equity quality of Mastercard Inc to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

80 days
Days of operational coverage

Defensive Assets

$5.03 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$62.83 Million
Current Liabilities ÷ 365

Current Liabilities

$22.93 Billion
USD

Mastercard Inc Defensive Interval Ratio (2001–2025)

This chart shows how Mastercard Inc's Defensive Interval Ratio has evolved across 25 annual periods from 2001 to 2025. As of March 2026, the ratio stands at 80 days, meaning defensive assets of $5.03 Billion can fund 80 days of operations without new revenue. Also explore MA net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Mastercard Inc (2001–2025)

The table below presents the year-by-year Defensive Interval Ratio for Mastercard Inc from 2001 to 2025, covering 25 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Mastercard Inc market cap and net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 249 days $15.51 Billion $62.36 Million/day $10.57 Billion $332.00 Million ▲ +10 days
2024 238 days $12.54 Billion $52.66 Million/day $8.44 Billion $330.00 Million ▼ -59 days
2023 297 days $13.24 Billion $44.56 Million/day $8.59 Billion $592.00 Million ▲ +18 days
2022 279 days $10.83 Billion $38.82 Million/day $7.01 Billion $400.00 Million ▼ -23 days
2021 302 days $10.90 Billion $36.06 Million/day $7.42 Billion $473.00 Million ▼ -158 days
2020 461 days $14.95 Billion $32.46 Million/day $10.11 Billion $483.00 Million ▲ +56 days
2019 404 days $13.19 Billion $32.61 Million/day $6.99 Billion $688.00 Million ▼ -8 days
2018 413 days $13.11 Billion $31.76 Million/day $6.68 Billion $1.70 Billion ▼ -49 days
2017 462 days $11.13 Billion $24.09 Million/day $5.93 Billion $1.85 Billion ▼ -87 days
2016 549 days $10.84 Billion $19.74 Million/day $6.72 Billion $1.61 Billion ▲ +367 days
2015 183 days $3.14 Billion $17.18 Million/day $- $991.00 Million ▼ -13 days
2014 195 days $3.33 Billion $17.05 Million/day $- $1.17 Billion ▼ -108 days
2013 303 days $5.01 Billion $16.53 Million/day $- $2.70 Billion ▼ -71 days
2012 374 days $5.03 Billion $13.44 Million/day $- $2.99 Billion ▲ +144 days
2011 230 days $2.66 Billion $11.55 Million/day $- $1.22 Billion ▼ -34 days
2010 265 days $2.28 Billion $8.61 Million/day $- $1.13 Billion ▲ +55 days
2009 210 days $1.82 Billion $8.68 Million/day $- $824.00 Million ▼ -46 days
2008 255 days $2.09 Billion $8.19 Million/day $- $742.10 Million ▼ -139 days
2007 395 days $2.56 Billion $6.47 Million/day $- $1.31 Billion ▼ -21 days
2006 415 days $2.06 Billion $4.96 Million/day $- $1.30 Billion ▲ +161 days
2005 254 days $1.08 Billion $4.26 Million/day $- $736.62 Million ▼ -55 days
2004 309 days $1.10 Billion $3.57 Million/day $- $808.89 Million ▲ +65 days
2003 244 days $795.77 Million $3.26 Million/day $- $536.34 Million ▼ -44 days
2002 288 days $734.30 Million $2.55 Million/day $- $535.45 Million ▲ +187 days
2001 101 days $180.51 Million $1.78 Million/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)