Mastercard Inc (MA) — Cash Flow Quality Index
Mastercard Inc (MA) has a Cash Flow Quality Index of 0.77x as of March 2026. Operating cash flow of $3.00 Billion is below net income of $3.88 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Mastercard Inc (MA) cash conversion ratio to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Mastercard Inc Cash Flow Quality Index (2001–2025)
Historical Cash Flow Quality Index for Mastercard Inc across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Mastercard Inc (MA) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Mastercard Inc (2001–2025)
Year-by-year earnings quality comparison for Mastercard Inc. For live market cap and the full company financial profile, see how much is Mastercard Inc worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.16x | $17.40 Billion | $14.97 Billion | ▲ +1.3% |
| 2024 | 1.15x | $14.78 Billion | $12.87 Billion | ▲ +7.3% |
| 2023 | 1.07x | $11.98 Billion | $11.20 Billion | ▼ -5.1% |
| 2022 | 1.13x | $11.20 Billion | $9.93 Billion | ▲ +3.5% |
| 2021 | 1.09x | $9.46 Billion | $8.69 Billion | ▼ -3.3% |
| 2020 | 1.13x | $7.22 Billion | $6.41 Billion | ▲ +11.8% |
| 2019 | 1.01x | $8.18 Billion | $8.12 Billion | ▼ -5.1% |
| 2018 | 1.06x | $6.22 Billion | $5.86 Billion | ▼ -25.1% |
| 2017 | 1.42x | $5.55 Billion | $3.92 Billion | ▲ +28.4% |
| 2016 | 1.10x | $4.48 Billion | $4.06 Billion | ▲ +4.0% |
| 2015 | 1.06x | $4.04 Billion | $3.81 Billion | ▲ +12.7% |
| 2014 | 0.94x | $3.41 Billion | $3.62 Billion | ▼ -29.0% |
| 2013 | 1.33x | $4.13 Billion | $3.12 Billion | ▲ +24.1% |
| 2012 | 1.07x | $2.95 Billion | $2.76 Billion | ▼ -24.2% |
| 2011 | 1.41x | $2.68 Billion | $1.90 Billion | ▲ +53.4% |
| 2010 | 0.92x | $1.70 Billion | $1.85 Billion | ▼ -2.5% |
| 2009 | 0.94x | $1.38 Billion | $1.46 Billion | ▲ +32.9% |
| 2007 | 0.71x | $769.86 Million | $1.09 Billion | ▼ -94.5% |
| 2006 | 12.95x | $650.16 Million | $50.19 Million | ▲ +1166.3% |
| 2005 | 1.02x | $272.85 Million | $266.72 Million | ▼ -29.2% |
| 2004 | 1.44x | $343.80 Million | $238.06 Million | ▼ -45.0% |
| 2002 | 2.63x | $305.77 Million | $116.43 Million | ▲ +89.9% |
| 2001 | 1.38x | $196.50 Million | $142.06 Million | — |