Nelnet Inc (NNI) — Defensive Interval Ratio

Latest as of December 2025: 174232 days

Nelnet Inc (NNI) has a Defensive Interval Ratio of 174232 days as of December 2025. Defensive assets of $2.26 Billion (cash $295.98 Million, short-term investments $1.13 Billion, receivables $839.37 Million) cover 174232 days of daily cash needs of $13.00K/day. Check Nelnet Inc tangible book value ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

174232 days
Days of operational coverage

Defensive Assets

$2.26 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$13.00K
Current Liabilities ÷ 365

Current Liabilities

$4.74 Million
USD

Nelnet Inc Defensive Interval Ratio (2002–2025)

This chart shows how Nelnet Inc's Defensive Interval Ratio has evolved across 24 annual periods from 2002 to 2025. As of December 2025, the ratio stands at 174232 days, meaning defensive assets of $2.26 Billion can fund 174232 days of operations without new revenue. Also explore NNI shareholders equity momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Nelnet Inc (2002–2025)

The table below presents the year-by-year Defensive Interval Ratio for Nelnet Inc from 2002 to 2025, covering 24 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Nelnet Inc market cap and net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 174232 days $2.26 Billion $13.00K/day $295.98 Million $1.13 Billion ▲ +174000 days
2024 233 days $1.37 Billion $5.89 Million/day $194.52 Million $983.84 Million ▲ +27 days
2023 205 days $1.36 Billion $6.60 Million/day $168.11 Million $937.93 Million ▼ -230 days
2022 436 days $17.47 Billion $40.10 Million/day $118.15 Million $2.11 Billion ▼ -3097 days
2021 3533 days $1.23 Billion $347.19K/day $125.56 Million $929.67 Million ▲ +3174 days
2020 359 days $567.82 Million $1.58 Million/day $121.25 Million $348.61 Million ▼ -32 days
2019 391 days $1.06 Billion $2.72 Million/day $133.91 Million $52.70 Million ▼ -95 days
2018 486 days $929.49 Million $1.91 Million/day $121.35 Million $53.04 Million ▼ -27 days
2017 514 days $644.91 Million $1.26 Million/day $66.75 Million $76.97 Million ▲ +20 days
2016 493 days $625.82 Million $1.27 Million/day $69.65 Million $103.90 Million ▼ -14 days
2015 507 days $595.65 Million $1.17 Million/day $- $142.01 Million ▼ -67 days
2014 574 days $543.43 Million $946.15K/day $- $141.29 Million ▲ +33 days
2013 541 days $551.71 Million $1.02 Million/day $- $181.08 Million ▲ +70 days
2012 471 days $444.01 Million $942.47K/day $- $72.85 Million ▼ -555 days
2011 1026 days $986.38 Million $961.64K/day $- $614.32 Million ▼ -281 days
2010 1307 days $1.13 Billion $863.01K/day $- $757.28 Million ▲ +1249 days
2009 58 days $45.48 Million $786.30K/day $- $-325.88 Million ▼ -1382 days
2008 1440 days $1.67 Billion $1.16 Million/day $- $1.16 Billion ▲ +134 days
2007 1305 days $1.57 Billion $1.20 Million/day $- $923.87 Million ▼ -65 days
2006 1370 days $2.11 Billion $1.54 Million/day $- $1.54 Billion ▲ +916 days
2005 454 days $591.44 Million $1.30 Million/day $- $160.48 Million ▼ -686 days
2004 1141 days $1.26 Billion $1.10 Million/day $- $981.14 Million ▼ -19894 days
2003 21035 days $990.03 Million $47.07K/day $- $776.10 Million ▲ +4905 days
2002 16130 days $894.93 Million $55.48K/day $- $703.08 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)