Nelnet Inc (NNI) — Financial Flexibility Index

Latest as of December 2025: 0.01x

Nelnet Inc (NNI) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $145.11 Million (operating CF $137.62 Million minus capex $7.49 Million) represents 0% of total liabilities ($10.49 Billion). Also explore net asset growth rate of Nelnet Inc to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$145.11 Million
Operating CF − Capex

Total Liabilities

$10.49 Billion
USD

Capital Expenditures

$7.49 Million
USD

Nelnet Inc Financial Flexibility Index (2001–2025)

Historical Financial Flexibility Index trend for Nelnet Inc across 25 annual periods. Check NNI strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Nelnet Inc (2001–2025)

Year-by-year free cash flow to debt coverage for Nelnet Inc. For the full company profile including market capitalisation, see Nelnet Inc market cap and net worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.04x $449.22 Million $422.99 Million $10.49 Billion ▼ -34.4%
2024 0.07x $683.79 Million $662.89 Million $10.48 Billion ▲ +74.2%
2023 0.04x $506.08 Million $432.03 Million $13.51 Billion ▼ -18.5%
2022 0.05x $743.48 Million $684.06 Million $16.17 Billion ▲ +42.6%
2021 0.03x $603.82 Million $544.87 Million $18.73 Billion ▲ +97.9%
2020 0.02x $326.13 Million $212.81 Million $20.02 Billion ▼ -11.3%
2019 0.02x $391.41 Million $298.92 Million $21.32 Billion ▲ +6.2%
2018 0.02x $395.92 Million $270.89 Million $22.91 Billion ▼ -1.8%
2017 0.02x $383.51 Million $227.51 Million $21.80 Billion ▲ +12.4%
2016 0.02x $392.86 Million $325.26 Million $25.11 Billion ▲ +9.6%
2015 0.01x $408.13 Million $391.37 Million $28.59 Billion ▲ +5.5%
2014 0.01x $383.94 Million $357.45 Million $28.37 Billion ▼ -11.9%
2013 0.02x $404.19 Million $387.18 Million $26.33 Billion ▲ +26.3%
2012 0.01x $309.26 Million $299.32 Million $25.44 Billion ▼ -7.3%
2011 0.01x $325.03 Million $310.86 Million $24.79 Billion ▲ +57.8%
2010 0.01x $207.64 Million $194.87 Million $24.99 Billion ▼ -36.0%
2009 0.01x $325.91 Million $324.71 Million $25.09 Billion ▲ +8.3%
2008 0.01x $326.24 Million $321.10 Million $27.21 Billion ▲ +16.8%
2007 0.01x $293.12 Million $273.06 Million $28.55 Billion ▲ +0.4%
2006 0.01x $267.19 Million $215.24 Million $26.13 Billion ▲ +27.0%
2005 0.01x $178.30 Million $159.11 Million $22.15 Billion ▼ -54.0%
2004 0.02x $257.54 Million $241.08 Million $14.70 Billion ▲ +20.2%
2003 0.01x $169.36 Million $153.00 Million $11.63 Billion ▼ -4.7%
2002 0.02x $147.62 Million $134.21 Million $9.66 Billion ▲ +40.6%
2001 0.01x $87.76 Million $81.49 Million $8.07 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities