Nelnet Inc (NNI) — Financial Flexibility Index
Nelnet Inc (NNI) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $145.11 Million (operating CF $137.62 Million minus capex $7.49 Million) represents 0% of total liabilities ($10.49 Billion). Check NNI strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Nelnet Inc Financial Flexibility Index (2001–2025)
Historical Financial Flexibility Index trend for Nelnet Inc across 25 annual periods. See NNI working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Nelnet Inc (2001–2025)
Year-by-year free cash flow to debt coverage for Nelnet Inc. For the full company profile including market capitalisation, see NNI company net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | $449.22 Million | $422.99 Million | $10.49 Billion | ▼ -34.4% |
| 2024 | 0.07x | $683.79 Million | $662.89 Million | $10.48 Billion | ▲ +74.2% |
| 2023 | 0.04x | $506.08 Million | $432.03 Million | $13.51 Billion | ▼ -18.5% |
| 2022 | 0.05x | $743.48 Million | $684.06 Million | $16.17 Billion | ▲ +42.6% |
| 2021 | 0.03x | $603.82 Million | $544.87 Million | $18.73 Billion | ▲ +97.9% |
| 2020 | 0.02x | $326.13 Million | $212.81 Million | $20.02 Billion | ▼ -11.3% |
| 2019 | 0.02x | $391.41 Million | $298.92 Million | $21.32 Billion | ▲ +6.2% |
| 2018 | 0.02x | $395.92 Million | $270.89 Million | $22.91 Billion | ▼ -1.8% |
| 2017 | 0.02x | $383.51 Million | $227.51 Million | $21.80 Billion | ▲ +12.4% |
| 2016 | 0.02x | $392.86 Million | $325.26 Million | $25.11 Billion | ▲ +9.6% |
| 2015 | 0.01x | $408.13 Million | $391.37 Million | $28.59 Billion | ▲ +5.5% |
| 2014 | 0.01x | $383.94 Million | $357.45 Million | $28.37 Billion | ▼ -11.9% |
| 2013 | 0.02x | $404.19 Million | $387.18 Million | $26.33 Billion | ▲ +26.3% |
| 2012 | 0.01x | $309.26 Million | $299.32 Million | $25.44 Billion | ▼ -7.3% |
| 2011 | 0.01x | $325.03 Million | $310.86 Million | $24.79 Billion | ▲ +57.8% |
| 2010 | 0.01x | $207.64 Million | $194.87 Million | $24.99 Billion | ▼ -36.0% |
| 2009 | 0.01x | $325.91 Million | $324.71 Million | $25.09 Billion | ▲ +8.3% |
| 2008 | 0.01x | $326.24 Million | $321.10 Million | $27.21 Billion | ▲ +16.8% |
| 2007 | 0.01x | $293.12 Million | $273.06 Million | $28.55 Billion | ▲ +0.4% |
| 2006 | 0.01x | $267.19 Million | $215.24 Million | $26.13 Billion | ▲ +27.0% |
| 2005 | 0.01x | $178.30 Million | $159.11 Million | $22.15 Billion | ▼ -54.0% |
| 2004 | 0.02x | $257.54 Million | $241.08 Million | $14.70 Billion | ▲ +20.2% |
| 2003 | 0.01x | $169.36 Million | $153.00 Million | $11.63 Billion | ▼ -4.7% |
| 2002 | 0.02x | $147.62 Million | $134.21 Million | $9.66 Billion | ▲ +40.6% |
| 2001 | 0.01x | $87.76 Million | $81.49 Million | $8.07 Billion | — |