Nelnet Inc Financial Flexibility Index
Nelnet Inc financial flexibility index. Nelnet Inc (NNI) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $145.11 Million (operating CF $137.62 Million minus capex $7.49 Million) represents 0% of total liabilities ($10.49 Billion). See NNI free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Nelnet Inc (2001–2025)
Financial flexibility index of Nelnet Inc from 2001 to 2025. Historical Financial Flexibility Index trend for Nelnet Inc across 25 annual periods. Check NNI cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Nelnet Inc Financial Flexibility Index by Year (2001–2025)
Nelnet Inc financial flexibility index by year from 2001 to 2025. Year-by-year free cash flow to debt coverage for Nelnet Inc. For the full cash flow conversion analysis, see NNI cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | $449.22 Million | $422.99 Million | $10.49 Billion | ▼ -34.4% |
| 2024 | 0.07x | $683.79 Million | $662.89 Million | $10.48 Billion | ▲ +74.2% |
| 2023 | 0.04x | $506.08 Million | $432.03 Million | $13.51 Billion | ▼ -18.5% |
| 2022 | 0.05x | $743.48 Million | $684.06 Million | $16.17 Billion | ▲ +42.6% |
| 2021 | 0.03x | $603.82 Million | $544.87 Million | $18.73 Billion | ▲ +97.9% |
| 2020 | 0.02x | $326.13 Million | $212.81 Million | $20.02 Billion | ▼ -11.3% |
| 2019 | 0.02x | $391.41 Million | $298.92 Million | $21.32 Billion | ▲ +6.2% |
| 2018 | 0.02x | $395.92 Million | $270.89 Million | $22.91 Billion | ▼ -1.8% |
| 2017 | 0.02x | $383.51 Million | $227.51 Million | $21.80 Billion | ▲ +12.4% |
| 2016 | 0.02x | $392.86 Million | $325.26 Million | $25.11 Billion | ▲ +9.6% |
| 2015 | 0.01x | $408.13 Million | $391.37 Million | $28.59 Billion | ▲ +5.5% |
| 2014 | 0.01x | $383.94 Million | $357.45 Million | $28.37 Billion | ▼ -11.9% |
| 2013 | 0.02x | $404.19 Million | $387.18 Million | $26.33 Billion | ▲ +26.3% |
| 2012 | 0.01x | $309.26 Million | $299.32 Million | $25.44 Billion | ▼ -7.3% |
| 2011 | 0.01x | $325.03 Million | $310.86 Million | $24.79 Billion | ▲ +57.8% |
| 2010 | 0.01x | $207.64 Million | $194.87 Million | $24.99 Billion | ▼ -36.0% |
| 2009 | 0.01x | $325.91 Million | $324.71 Million | $25.09 Billion | ▲ +8.3% |
| 2008 | 0.01x | $326.24 Million | $321.10 Million | $27.21 Billion | ▲ +16.8% |
| 2007 | 0.01x | $293.12 Million | $273.06 Million | $28.55 Billion | ▲ +0.4% |
| 2006 | 0.01x | $267.19 Million | $215.24 Million | $26.13 Billion | ▲ +27.0% |
| 2005 | 0.01x | $178.30 Million | $159.11 Million | $22.15 Billion | ▼ -54.0% |
| 2004 | 0.02x | $257.54 Million | $241.08 Million | $14.70 Billion | ▲ +20.2% |
| 2003 | 0.01x | $169.36 Million | $153.00 Million | $11.63 Billion | ▼ -4.7% |
| 2002 | 0.02x | $147.62 Million | $134.21 Million | $9.66 Billion | ▲ +40.6% |
| 2001 | 0.01x | $87.76 Million | $81.49 Million | $8.07 Billion | — |