Nelnet Inc (NNI) — Financial Flexibility Index
Nelnet Inc (NNI) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $145.11 Million (operating CF $137.62 Million minus capex $7.49 Million) represents 0% of total liabilities ($10.49 Billion). Check how aggressively does Nelnet Inc reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Nelnet Inc Financial Flexibility Index (2001–2025)
Historical Financial Flexibility Index trend for Nelnet Inc across 25 annual periods. For the full cash flow conversion analysis, see Nelnet Inc cash flow conversion.
Annual Financial Flexibility Index for Nelnet Inc (2001–2025)
Year-by-year free cash flow to debt coverage for Nelnet Inc. Explore how well can Nelnet Inc service its debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | $449.22 Million | $422.99 Million | $10.49 Billion | ▼ -34.4% |
| 2024 | 0.07x | $683.79 Million | $662.89 Million | $10.48 Billion | ▲ +74.2% |
| 2023 | 0.04x | $506.08 Million | $432.03 Million | $13.51 Billion | ▼ -18.5% |
| 2022 | 0.05x | $743.48 Million | $684.06 Million | $16.17 Billion | ▲ +42.6% |
| 2021 | 0.03x | $603.82 Million | $544.87 Million | $18.73 Billion | ▲ +97.9% |
| 2020 | 0.02x | $326.13 Million | $212.81 Million | $20.02 Billion | ▼ -11.3% |
| 2019 | 0.02x | $391.41 Million | $298.92 Million | $21.32 Billion | ▲ +6.2% |
| 2018 | 0.02x | $395.92 Million | $270.89 Million | $22.91 Billion | ▼ -1.8% |
| 2017 | 0.02x | $383.51 Million | $227.51 Million | $21.80 Billion | ▲ +12.4% |
| 2016 | 0.02x | $392.86 Million | $325.26 Million | $25.11 Billion | ▲ +9.6% |
| 2015 | 0.01x | $408.13 Million | $391.37 Million | $28.59 Billion | ▲ +5.5% |
| 2014 | 0.01x | $383.94 Million | $357.45 Million | $28.37 Billion | ▼ -11.9% |
| 2013 | 0.02x | $404.19 Million | $387.18 Million | $26.33 Billion | ▲ +26.3% |
| 2012 | 0.01x | $309.26 Million | $299.32 Million | $25.44 Billion | ▼ -7.3% |
| 2011 | 0.01x | $325.03 Million | $310.86 Million | $24.79 Billion | ▲ +57.8% |
| 2010 | 0.01x | $207.64 Million | $194.87 Million | $24.99 Billion | ▼ -36.0% |
| 2009 | 0.01x | $325.91 Million | $324.71 Million | $25.09 Billion | ▲ +8.3% |
| 2008 | 0.01x | $326.24 Million | $321.10 Million | $27.21 Billion | ▲ +16.8% |
| 2007 | 0.01x | $293.12 Million | $273.06 Million | $28.55 Billion | ▲ +0.4% |
| 2006 | 0.01x | $267.19 Million | $215.24 Million | $26.13 Billion | ▲ +27.0% |
| 2005 | 0.01x | $178.30 Million | $159.11 Million | $22.15 Billion | ▼ -54.0% |
| 2004 | 0.02x | $257.54 Million | $241.08 Million | $14.70 Billion | ▲ +20.2% |
| 2003 | 0.01x | $169.36 Million | $153.00 Million | $11.63 Billion | ▼ -4.7% |
| 2002 | 0.02x | $147.62 Million | $134.21 Million | $9.66 Billion | ▲ +40.6% |
| 2001 | 0.01x | $87.76 Million | $81.49 Million | $8.07 Billion | — |