Nelnet Inc (NNI) — Cash Flow Quality Index

Latest as of December 2025: 2.42x

Nelnet Inc (NNI) has a Cash Flow Quality Index of 2.42x as of December 2025. Operating cash flow of $137.62 Million exceeds net income of $56.77 Million, indicating high earnings quality where cash backs reported profits. Explore Nelnet Inc cash flow conversion to assess how effectively this company generates cash.

Cash Flow Quality Index

2.42x
Operating CF / Net Income

Operating Cash Flow

$137.62 Million
USD

Net Income

$56.77 Million
USD

Data as of

Dec 2025
Most recent filing

Nelnet Inc Cash Flow Quality Index (2001–2025)

Historical Cash Flow Quality Index for Nelnet Inc across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check cash flow reinvestment rate of Nelnet Inc to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Nelnet Inc (2001–2025)

Year-by-year earnings quality comparison for Nelnet Inc. For live market cap and the full company financial profile, see market cap of Nelnet Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.01x $422.99 Million $420.68 Million ▼ -73.3%
2024 3.77x $662.89 Million $175.91 Million ▼ -52.5%
2023 7.94x $432.03 Million $54.44 Million ▲ +359.7%
2022 1.73x $684.06 Million $396.24 Million ▲ +22.4%
2021 1.41x $544.87 Million $386.28 Million ▲ +131.7%
2020 0.61x $212.81 Million $349.63 Million ▼ -71.2%
2019 2.12x $298.92 Million $141.29 Million ▲ +77.7%
2018 1.19x $270.89 Million $227.52 Million ▼ -15.3%
2017 1.41x $227.51 Million $161.82 Million ▲ +11.3%
2016 1.26x $325.26 Million $257.50 Million ▼ -13.4%
2015 1.46x $391.37 Million $268.26 Million ▲ +26.2%
2014 1.16x $357.45 Million $309.28 Million ▼ -9.2%
2013 1.27x $387.18 Million $304.34 Million ▼ -24.2%
2012 1.68x $299.32 Million $178.43 Million ▲ +10.3%
2011 1.52x $310.86 Million $204.34 Million ▲ +47.6%
2010 1.03x $194.87 Million $189.03 Million ▼ -55.8%
2009 2.33x $324.71 Million $139.12 Million ▼ -80.5%
2008 11.96x $321.10 Million $26.84 Million ▲ +55.2%
2007 7.71x $273.06 Million $35.43 Million ▲ +144.0%
2006 3.16x $215.24 Million $68.16 Million ▲ +259.5%
2005 0.88x $159.11 Million $181.12 Million ▼ -45.6%
2004 1.62x $241.08 Million $149.18 Million ▼ -71.4%
2003 5.65x $153.00 Million $27.10 Million ▲ +104.2%
2002 2.77x $134.21 Million $48.54 Million ▼ -75.7%
2001 11.40x $81.49 Million $7.15 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.