ProAssurance Corporation - Asset Resilience Ratio
ProAssurance Corporation (PRA) has an Asset Resilience Ratio of 72.49% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Also explore how large is ProAssurance Corporation's balance sheet for the complete picture of this company's asset base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how ProAssurance Corporation's Asset Resilience Ratio has changed over time. See PRA net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down ProAssurance Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see ProAssurance Corporation market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $54.46 Million | 0.98% |
| Short-term Investments | $3.97 Billion | 71.51% |
| Total Liquid Assets | $4.02 Billion | 72.49% |
Asset Resilience Insights
- Very High Liquidity: ProAssurance Corporation maintains exceptional liquid asset reserves at 72.49% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
ProAssurance Corporation Industry Peers by Asset Resilience Ratio
Compare ProAssurance Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
|
Trupanion Inc
NASDAQ:TRUP |
Insurance - Property & Casualty | 24.98% |
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 27.27% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 4.66% |
Annual Asset Resilience Ratio for ProAssurance Corporation (2000–2024)
The table below shows the annual Asset Resilience Ratio data for ProAssurance Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 69.82% | $3.89 Billion | $5.57 Billion | +64.46pp |
| 2023-12-31 | 5.36% | $301.68 Million | $5.63 Billion | -60.39pp |
| 2022-12-31 | 65.75% | $3.75 Billion | $5.70 Billion | +2.33pp |
| 2021-12-31 | 63.42% | $4.19 Billion | $6.61 Billion | -1.27pp |
| 2020-12-31 | 64.69% | $3.01 Billion | $4.65 Billion | +6.34pp |
| 2019-12-31 | 58.35% | $2.80 Billion | $4.81 Billion | +50.68pp |
| 2018-12-31 | 7.67% | $388.79 Million | $5.07 Billion | -45.37pp |
| 2017-12-31 | 53.05% | $2.85 Billion | $5.37 Billion | -4.53pp |
| 2016-12-31 | 57.58% | $3.17 Billion | $5.51 Billion | +3.83pp |
| 2015-12-31 | 53.75% | $2.88 Billion | $5.36 Billion | -9.63pp |
| 2014-12-31 | 63.38% | $3.28 Billion | $5.17 Billion | +61.31pp |
| 2013-12-31 | 2.07% | $106.61 Million | $5.15 Billion | -70.11pp |
| 2012-12-31 | 72.18% | $3.52 Billion | $4.88 Billion | +69.79pp |
| 2011-12-31 | 2.39% | $119.42 Million | $5.00 Billion | -1.07pp |
| 2010-12-31 | 3.46% | $168.44 Million | $4.88 Billion | -0.57pp |
| 2009-12-31 | 4.03% | $187.06 Million | $4.65 Billion | -6.30pp |
| 2008-12-31 | 10.32% | $442.00 Million | $4.28 Billion | +5.37pp |
| 2007-12-31 | 4.95% | $220.03 Million | $4.44 Billion | +0.71pp |
| 2006-12-31 | 4.24% | $184.28 Million | $4.34 Billion | +1.86pp |
| 2005-12-31 | 2.38% | $93.07 Million | $3.91 Billion | +1.10pp |
| 2004-12-31 | 1.28% | $41.42 Million | $3.24 Billion | -2.53pp |
| 2003-12-31 | 3.81% | $109.68 Million | $2.88 Billion | -5.97pp |
| 2002-12-31 | 9.78% | $252.85 Million | $2.59 Billion | +3.70pp |
| 2001-12-31 | 6.08% | $136.01 Million | $2.24 Billion | -2.91pp |
| 2000-12-31 | 8.99% | $100.92 Million | $1.12 Billion | -- |
About ProAssurance Corporation
ProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products in the United States. It operates through Specialty Property and Casualty, Workers' Compensation Insurance, and Segregated Portfolio Cell Reinsurance segments. The company offers professional liability insurance to healthcare providers and institutions, and attorneys and their fi… Read more