Regional Management Corp (RM) — Financial Flexibility Index
Regional Management Corp (RM) has a Financial Flexibility Index of 0.05x as of March 2026. Free cash flow of $85.26 Million (operating CF $81.01 Million minus capex $4.25 Million) represents 0% of total liabilities ($1.70 Billion). Check how aggressively does Regional Management Corp reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Regional Management Corp Financial Flexibility Index (2010–2025)
Historical Financial Flexibility Index trend for Regional Management Corp across 16 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Regional Management Corp.
Annual Financial Flexibility Index for Regional Management Corp (2010–2025)
Year-by-year free cash flow to debt coverage for Regional Management Corp. Explore Regional Management Corp cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.18x | $326.15 Million | $309.07 Million | $1.81 Billion | ▲ +2.0% |
| 2024 | 0.18x | $273.98 Million | $268.93 Million | $1.55 Billion | ▼ -0.5% |
| 2023 | 0.18x | $261.24 Million | $249.17 Million | $1.47 Billion | ▲ +6.6% |
| 2022 | 0.17x | $235.74 Million | $224.33 Million | $1.42 Billion | ▲ +0.0% |
| 2021 | 0.17x | $195.88 Million | $189.01 Million | $1.18 Billion | ▼ -22.4% |
| 2020 | 0.21x | $178.38 Million | $172.58 Million | $831.73 Million | ▲ +6.4% |
| 2019 | 0.20x | $172.47 Million | $165.06 Million | $855.76 Million | ▼ -10.8% |
| 2018 | 0.23x | $153.08 Million | $146.28 Million | $677.23 Million | ▲ +5.4% |
| 2017 | 0.21x | $126.55 Million | $115.43 Million | $590.07 Million | ▼ -3.3% |
| 2016 | 0.22x | $111.97 Million | $100.24 Million | $504.75 Million | ▲ +6.0% |
| 2015 | 0.21x | $88.70 Million | $83.39 Million | $423.84 Million | ▼ -18.6% |
| 2014 | 0.26x | $90.50 Million | $85.85 Million | $351.95 Million | ▲ +24.9% |
| 2013 | 0.21x | $76.74 Million | $72.59 Million | $372.71 Million | ▲ +5.5% |
| 2012 | 0.20x | $59.56 Million | $57.57 Million | $305.31 Million | ▲ +7.0% |
| 2011 | 0.18x | $43.63 Million | $41.05 Million | $239.27 Million | ▼ -14.9% |
| 2010 | 0.21x | $42.42 Million | $41.22 Million | $197.91 Million | — |