Regional Management Corp Financial Flexibility Index
Regional Management Corp financial flexibility index. Regional Management Corp (RM) has a Financial Flexibility Index of 0.05x as of March 2026. Free cash flow of $85.26 Million (operating CF $81.01 Million minus capex $4.25 Million) represents 0% of total liabilities ($1.70 Billion). See Regional Management Corp free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Regional Management Corp (2010–2025)
Financial flexibility index of Regional Management Corp from 2010 to 2025. Historical Financial Flexibility Index trend for Regional Management Corp across 16 annual periods. Check Regional Management Corp earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
Regional Management Corp Financial Flexibility Index by Year (2010–2025)
Regional Management Corp financial flexibility index by year from 2010 to 2025. Year-by-year free cash flow to debt coverage for Regional Management Corp. For the full cash flow conversion analysis, see Regional Management Corp (RM) cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.18x | $326.15 Million | $309.07 Million | $1.81 Billion | ▲ +2.0% |
| 2024 | 0.18x | $273.98 Million | $268.93 Million | $1.55 Billion | ▼ -0.5% |
| 2023 | 0.18x | $261.24 Million | $249.17 Million | $1.47 Billion | ▲ +6.6% |
| 2022 | 0.17x | $235.74 Million | $224.33 Million | $1.42 Billion | ▲ +0.0% |
| 2021 | 0.17x | $195.88 Million | $189.01 Million | $1.18 Billion | ▼ -22.4% |
| 2020 | 0.21x | $178.38 Million | $172.58 Million | $831.73 Million | ▲ +6.4% |
| 2019 | 0.20x | $172.47 Million | $165.06 Million | $855.76 Million | ▼ -10.8% |
| 2018 | 0.23x | $153.08 Million | $146.28 Million | $677.23 Million | ▲ +5.4% |
| 2017 | 0.21x | $126.55 Million | $115.43 Million | $590.07 Million | ▼ -3.3% |
| 2016 | 0.22x | $111.97 Million | $100.24 Million | $504.75 Million | ▲ +6.0% |
| 2015 | 0.21x | $88.70 Million | $83.39 Million | $423.84 Million | ▼ -18.6% |
| 2014 | 0.26x | $90.50 Million | $85.85 Million | $351.95 Million | ▲ +24.9% |
| 2013 | 0.21x | $76.74 Million | $72.59 Million | $372.71 Million | ▲ +5.5% |
| 2012 | 0.20x | $59.56 Million | $57.57 Million | $305.31 Million | ▲ +7.0% |
| 2011 | 0.18x | $43.63 Million | $41.05 Million | $239.27 Million | ▼ -14.9% |
| 2010 | 0.21x | $42.42 Million | $41.22 Million | $197.91 Million | — |