Regional Management Corp (RM) — Cash Flow Quality Index
Regional Management Corp (RM) has a Cash Flow Quality Index of 7.11x as of March 2026. Operating cash flow of $81.01 Million exceeds net income of $11.40 Million, indicating high earnings quality where cash backs reported profits. Explore Regional Management Corp cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Regional Management Corp Cash Flow Quality Index (2009–2025)
Historical Cash Flow Quality Index for Regional Management Corp across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see RM cash flow metrics.
Annual Cash Flow Quality Index for Regional Management Corp (2009–2025)
Year-by-year earnings quality comparison for Regional Management Corp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 6.96x | $309.07 Million | $44.41 Million | ▲ +6.7% |
| 2024 | 6.52x | $268.93 Million | $41.23 Million | ▼ -58.2% |
| 2023 | 15.61x | $249.17 Million | $15.96 Million | ▲ +256.5% |
| 2022 | 4.38x | $224.33 Million | $51.22 Million | ▲ +105.5% |
| 2021 | 2.13x | $189.01 Million | $88.69 Million | ▼ -67.0% |
| 2020 | 6.46x | $172.58 Million | $26.73 Million | ▲ +75.0% |
| 2019 | 3.69x | $165.06 Million | $44.73 Million | ▼ -10.8% |
| 2018 | 4.14x | $146.28 Million | $35.34 Million | ▲ +7.4% |
| 2017 | 3.85x | $115.43 Million | $29.96 Million | ▼ -7.6% |
| 2016 | 4.17x | $100.24 Million | $24.03 Million | ▲ +16.9% |
| 2015 | 3.57x | $83.39 Million | $23.36 Million | ▼ -38.5% |
| 2014 | 5.80x | $85.85 Million | $14.80 Million | ▲ +130.1% |
| 2013 | 2.52x | $72.59 Million | $28.79 Million | ▲ +11.1% |
| 2012 | 2.27x | $57.57 Million | $25.37 Million | ▲ +17.5% |
| 2011 | 1.93x | $41.05 Million | $21.24 Million | ▼ -22.9% |
| 2010 | 2.51x | $41.22 Million | $16.44 Million | ▼ -20.8% |
| 2009 | 3.16x | $31.23 Million | $9.87 Million | — |