Regional Management Corp (RM) — Cash Flow Quality Index

Latest as of March 2026: 7.11x

Regional Management Corp (RM) has a Cash Flow Quality Index of 7.11x as of March 2026. Operating cash flow of $81.01 Million exceeds net income of $11.40 Million, indicating high earnings quality where cash backs reported profits. Explore Regional Management Corp long-term investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

7.11x
Operating CF / Net Income

Operating Cash Flow

$81.01 Million
USD

Net Income

$11.40 Million
USD

Data as of

Mar 2026
Most recent filing

Regional Management Corp Cash Flow Quality Index (2009–2025)

Historical Cash Flow Quality Index for Regional Management Corp across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check RM goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Regional Management Corp (2009–2025)

Year-by-year earnings quality comparison for Regional Management Corp. For live market cap and the full company financial profile, see Regional Management Corp market capitalisation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 6.96x $309.07 Million $44.41 Million ▲ +6.7%
2024 6.52x $268.93 Million $41.23 Million ▼ -58.2%
2023 15.61x $249.17 Million $15.96 Million ▲ +256.5%
2022 4.38x $224.33 Million $51.22 Million ▲ +105.5%
2021 2.13x $189.01 Million $88.69 Million ▼ -67.0%
2020 6.46x $172.58 Million $26.73 Million ▲ +75.0%
2019 3.69x $165.06 Million $44.73 Million ▼ -10.8%
2018 4.14x $146.28 Million $35.34 Million ▲ +7.4%
2017 3.85x $115.43 Million $29.96 Million ▼ -7.6%
2016 4.17x $100.24 Million $24.03 Million ▲ +16.9%
2015 3.57x $83.39 Million $23.36 Million ▼ -38.5%
2014 5.80x $85.85 Million $14.80 Million ▲ +130.1%
2013 2.52x $72.59 Million $28.79 Million ▲ +11.1%
2012 2.27x $57.57 Million $25.37 Million ▲ +17.5%
2011 1.93x $41.05 Million $21.24 Million ▼ -22.9%
2010 2.51x $41.22 Million $16.44 Million ▼ -20.8%
2009 3.16x $31.23 Million $9.87 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.