Regional Management Corp Working Capital to Net Assets Ratio
Regional Management Corp working capital to net assets ratio. Regional Management Corp (RM) has a Working Capital to Net Assets ratio of 467.1% as of December 2025. Working capital of $1.74 Billion (current assets of $1.98 Billion minus current liabilities of $235.71 Million) is measured against net assets of $373.09 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. Check Regional Management Corp tangible book value ratio to evaluate the tangible quality of the company's equity base.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Working Capital to Net Assets Ratio of Regional Management Corp (2010–2025)
Working capital to net assets ratio of Regional Management Corp from 2010 to 2025. This chart shows how Regional Management Corp's Working Capital to Net Assets ratio has evolved across 16 annual periods from 2010 to 2025. As of December 2025, the ratio stands at 467.1%, reflecting working capital of $1.74 Billion against net assets of $373.09 Million USD. See how many days can Regional Management Corp fund operations to measure how many days the company can operate on defensive assets alone.
Regional Management Corp Working Capital to Net Assets Ratio by Year (2010–2025)
Regional Management Corp working capital to net assets ratio by year from 2010 to 2025. The table below presents the year-by-year Working Capital to Net Assets ratio for Regional Management Corp from 2010 to 2025, covering 16 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For the complete balance sheet picture, see Regional Management Corp asset portfolio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 467.1% | $1.74 Billion | $373.09 Million | $1.98 Billion | $235.71 Million | ▲ +550.7 pp |
| 2024 | -83.6% | $-298.53 Million | $357.08 Million | $16.94 Million | $315.47 Million | ▼ -16.0 pp |
| 2023 | -67.6% | $-217.84 Million | $322.27 Million | $27.10 Million | $244.94 Million | ▼ -22.9 pp |
| 2022 | -44.7% | $-138.02 Million | $308.63 Million | $26.70 Million | $164.72 Million | ▲ +35.6 pp |
| 2021 | -80.3% | $-227.04 Million | $282.74 Million | $13.23 Million | $240.27 Million | ▲ +35.0 pp |
| 2020 | -115.3% | $-313.78 Million | $272.12 Million | $11.22 Million | $325.00 Million | ▲ +13.2 pp |
| 2019 | -128.5% | $-388.96 Million | $302.78 Million | $4.12 Million | $393.07 Million | ▼ -120.5 pp |
| 2018 | -8.0% | $-22.23 Million | $279.16 Million | $3.66 Million | $25.89 Million | ▲ +199.6 pp |
| 2017 | -207.6% | $-497.00 Million | $239.41 Million | $16.71 Million | $513.71 Million | ▲ +7.6 pp |
| 2016 | -215.2% | $-446.46 Million | $207.47 Million | $5.17 Million | $451.63 Million | ▼ -54.1 pp |
| 2015 | -161.1% | $-330.63 Million | $205.23 Million | $7.65 Million | $338.28 Million | ▲ +26.1 pp |
| 2014 | -187.2% | $-333.90 Million | $178.32 Million | $7.52 Million | $341.42 Million | ▲ +34.4 pp |
| 2013 | -221.6% | $-357.15 Million | $161.17 Million | $5.60 Million | $362.75 Million | ▼ -1.5 pp |
| 2012 | -220.1% | $-284.39 Million | $129.20 Million | $7.99 Million | $292.38 Million | ▲ +87.4 pp |
| 2011 | -307.5% | $-199.49 Million | $64.88 Million | $6.52 Million | $206.01 Million | ▲ +83.3 pp |
| 2010 | -390.8% | $-169.76 Million | $43.44 Million | $1.97 Million | $171.74 Million | — |