Regional Management Corp (RM) — Working Capital to Net Assets Ratio
Regional Management Corp (RM) has a Working Capital to Net Assets ratio of 467.1% as of December 2025. Working capital of $1.74 Billion (current assets of $1.98 Billion minus current liabilities of $235.71 Million) is measured against net assets of $373.09 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See how financially flexible is Regional Management Corp to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Regional Management Corp Working Capital to Net Assets (2010–2025)
This chart shows how Regional Management Corp's Working Capital to Net Assets ratio has evolved across 16 annual periods from 2010 to 2025. As of December 2025, the ratio stands at 467.1%, reflecting working capital of $1.74 Billion against net assets of $373.09 Million USD. See RM cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Regional Management Corp (2010–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Regional Management Corp from 2010 to 2025, covering 16 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see Regional Management Corp (RM) market capitalisation.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 467.1% | $1.74 Billion | $373.09 Million | $1.98 Billion | $235.71 Million | ▲ +550.7 pp |
| 2024 | -83.6% | $-298.53 Million | $357.08 Million | $16.94 Million | $315.47 Million | ▼ -16.0 pp |
| 2023 | -67.6% | $-217.84 Million | $322.27 Million | $27.10 Million | $244.94 Million | ▼ -22.9 pp |
| 2022 | -44.7% | $-138.02 Million | $308.63 Million | $26.70 Million | $164.72 Million | ▲ +35.6 pp |
| 2021 | -80.3% | $-227.04 Million | $282.74 Million | $13.23 Million | $240.27 Million | ▲ +35.0 pp |
| 2020 | -115.3% | $-313.78 Million | $272.12 Million | $11.22 Million | $325.00 Million | ▲ +13.2 pp |
| 2019 | -128.5% | $-388.96 Million | $302.78 Million | $4.12 Million | $393.07 Million | ▼ -120.5 pp |
| 2018 | -8.0% | $-22.23 Million | $279.16 Million | $3.66 Million | $25.89 Million | ▲ +199.6 pp |
| 2017 | -207.6% | $-497.00 Million | $239.41 Million | $16.71 Million | $513.71 Million | ▲ +7.6 pp |
| 2016 | -215.2% | $-446.46 Million | $207.47 Million | $5.17 Million | $451.63 Million | ▼ -54.1 pp |
| 2015 | -161.1% | $-330.63 Million | $205.23 Million | $7.65 Million | $338.28 Million | ▲ +26.1 pp |
| 2014 | -187.2% | $-333.90 Million | $178.32 Million | $7.52 Million | $341.42 Million | ▲ +34.4 pp |
| 2013 | -221.6% | $-357.15 Million | $161.17 Million | $5.60 Million | $362.75 Million | ▼ -1.5 pp |
| 2012 | -220.1% | $-284.39 Million | $129.20 Million | $7.99 Million | $292.38 Million | ▲ +87.4 pp |
| 2011 | -307.5% | $-199.49 Million | $64.88 Million | $6.52 Million | $206.01 Million | ▲ +83.3 pp |
| 2010 | -390.8% | $-169.76 Million | $43.44 Million | $1.97 Million | $171.74 Million | — |