Regional Management Corp (RM) — Cash Flow-to-Debt Ratio
Regional Management Corp (RM) has a Cash Flow-to-Debt Ratio of 0.05x as of March 2026, meaning its operating cash flow of $81.01 Million could theoretically repay 0% of its total liabilities ($1.70 Billion) in one year. See RM FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Regional Management Corp Cash Flow-to-Debt Ratio (2010–2025)
Historical debt coverage capacity for Regional Management Corp across 16 annual periods. For the full cash flow conversion analysis, see Regional Management Corp (RM) cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Regional Management Corp (2010–2025)
Year-by-year debt coverage analysis for Regional Management Corp. Check RM cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.17x | $309.07 Million | $1.81 Billion | ▼ -1.5% |
| 2024 | 0.17x | $268.93 Million | $1.55 Billion | ▲ +2.4% |
| 2023 | 0.17x | $249.17 Million | $1.47 Billion | ▲ +6.9% |
| 2022 | 0.16x | $224.33 Million | $1.42 Billion | ▼ -1.4% |
| 2021 | 0.16x | $189.01 Million | $1.18 Billion | ▼ -22.6% |
| 2020 | 0.21x | $172.58 Million | $831.73 Million | ▲ +7.6% |
| 2019 | 0.19x | $165.06 Million | $855.76 Million | ▼ -10.7% |
| 2018 | 0.22x | $146.28 Million | $677.23 Million | ▲ +10.4% |
| 2017 | 0.20x | $115.43 Million | $590.07 Million | ▼ -1.5% |
| 2016 | 0.20x | $100.24 Million | $504.75 Million | ▲ +0.9% |
| 2015 | 0.20x | $83.39 Million | $423.84 Million | ▼ -19.3% |
| 2014 | 0.24x | $85.85 Million | $351.95 Million | ▲ +25.2% |
| 2013 | 0.19x | $72.59 Million | $372.71 Million | ▲ +3.3% |
| 2012 | 0.19x | $57.57 Million | $305.31 Million | ▲ +9.9% |
| 2011 | 0.17x | $41.05 Million | $239.27 Million | ▼ -17.6% |
| 2010 | 0.21x | $41.22 Million | $197.91 Million | — |