UWM Holdings Corp

NYSE:UWMC USA Mortgage Finance
Market Cap
$1.08 Billion
Market Cap Rank
#7660 Global
#4029 in USA
Share Price
$3.66
Change (1 day)
+0.83%
52-Week Range
$3.63 - $6.91
All Time High
$10.57
About

UWM Holdings Corporation engages in the origination, sale, and servicing residential mortgage lending in the United States. The company offers mortgage loans through wholesale channel. It originates primarily conforming and government loans. The company was founded in 1986 and is headquartered in Pontiac, Michigan.

UWM Holdings Corp - Asset Resilience Ratio

Latest as of December 2025: 0.59%

UWM Holdings Corp (UWMC) has an Asset Resilience Ratio of 0.59% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
$100.51 Million
Cash + Short-term Investments
Total Assets
$16.93 Billion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2020–2025)

This chart shows how UWM Holdings Corp's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down UWM Holdings Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $100.51 Million 0.59%
Total Liquid Assets $100.51 Million 0.59%

Asset Resilience Insights

  • Limited Liquidity: UWM Holdings Corp maintains only 0.59% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

UWM Holdings Corp Industry Peers by Asset Resilience Ratio

Compare UWM Holdings Corp's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
PennyMac Financial Services Inc
F:1AC
Mortgage Finance 0.24%
Aadhar Housing Finance Ltd
NSE:AADHARHFC
Mortgage Finance 3.98%
Aavas Financiers Limited
NSE:AAVAS
Mortgage Finance 18.85%
Australian Finance Group Ltd
AU:AFG
Mortgage Finance 0.00%
Atrium Mortgage Investment Corporation
PINK:AMIVF
Mortgage Finance 0.00%
Aptus Value Housing Finance India Limited
NSE:APTUS
Mortgage Finance 3.95%
Bajaj Housing Finance
NSE:BAJAJHFL
Mortgage Finance 0.00%
Better Home & Finance Holding Company
NYSE:BETR
Mortgage Finance 10.91%

Annual Asset Resilience Ratio for UWM Holdings Corp (2020–2025)

The table below shows the annual Asset Resilience Ratio data for UWM Holdings Corp.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 0.59% $100.51 Million $16.93 Billion -0.06pp
2024-12-31 0.66% $103.01 Million $15.67 Billion -0.27pp
2023-12-31 0.93% $110.35 Million $11.87 Billion +0.10pp
2022-12-31 0.83% $113.29 Million $13.60 Billion 0.00pp
2021-12-31 0.83% $113.29 Million $13.60 Billion -0.49pp
2020-12-31 1.32% $152.26 Million $11.49 Billion --
pp = percentage points