Western Alliance Bancorporation - Asset Resilience Ratio
Western Alliance Bancorporation (WAL) has an Asset Resilience Ratio of 10.07% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Western Alliance Bancorporation current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2025)
This chart shows how Western Alliance Bancorporation's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Western Alliance Bancorporation assets under control.
Liquid Assets Composition Over Time
This chart breaks down Western Alliance Bancorporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Western Alliance Bancorporation (WAL) long-term investment share to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $9.94 Billion | 10.07% |
| Total Liquid Assets | $9.94 Billion | 10.07% |
Asset Resilience Insights
- Moderate Liquidity: Western Alliance Bancorporation has 10.07% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Western Alliance Bancorporation Industry Peers by Asset Resilience Ratio
Compare Western Alliance Bancorporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Western Alliance Bancorporation (2003–2025)
The table below shows the annual Asset Resilience Ratio data for Western Alliance Bancorporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.17% | $10.36 Billion | $92.77 Billion | +5.69pp |
| 2024-12-31 | 5.48% | $4.44 Billion | $80.93 Billion | -10.27pp |
| 2023-12-31 | 15.76% | $11.16 Billion | $70.86 Billion | +5.29pp |
| 2022-12-31 | 10.47% | $7.09 Billion | $67.73 Billion | -0.58pp |
| 2021-12-31 | 11.06% | $6.19 Billion | $55.98 Billion | -1.86pp |
| 2020-12-31 | 12.91% | $4.71 Billion | $36.46 Billion | +0.44pp |
| 2019-12-31 | 12.48% | $3.35 Billion | $26.82 Billion | -1.70pp |
| 2018-12-31 | 14.18% | $3.28 Billion | $23.11 Billion | -3.03pp |
| 2017-12-31 | 17.21% | $3.50 Billion | $20.33 Billion | +2.04pp |
| 2016-12-31 | 15.17% | $2.61 Billion | $17.20 Billion | +1.28pp |
| 2015-12-31 | 13.89% | $1.98 Billion | $14.28 Billion | -0.45pp |
| 2014-12-31 | 14.34% | $1.52 Billion | $10.60 Billion | -0.39pp |
| 2013-12-31 | 14.73% | $1.37 Billion | $9.31 Billion | +2.40pp |
| 2012-12-31 | 12.33% | $939.59 Million | $7.62 Billion | -5.17pp |
| 2011-12-31 | 17.50% | $1.20 Billion | $6.84 Billion | +10.25pp |
| 2010-12-31 | 7.25% | $448.81 Million | $6.19 Billion | +6.25pp |
| 2009-12-31 | 1.00% | $57.50 Million | $5.75 Billion | -7.35pp |
| 2008-12-31 | 8.35% | $437.86 Million | $5.24 Billion | +8.13pp |
| 2007-12-31 | 0.22% | $10.98 Million | $5.02 Billion | -2.69pp |
| 2006-12-31 | 2.91% | $121.16 Million | $4.17 Billion | +0.19pp |
| 2005-12-31 | 2.72% | $77.64 Million | $2.86 Billion | +0.96pp |
| 2004-12-31 | 1.76% | $38.21 Million | $2.18 Billion | +0.70pp |
| 2003-12-31 | 1.06% | $16.64 Million | $1.58 Billion | -- |
About Western Alliance Bancorporation
Western Alliance Bancorporation operates as the bank holding company for Western Alliance Bank that provides various banking products and related services primarily in Arizona, California, and Nevada. It operates through Commercial and Consumer Related segments. The company offers deposit products, including demand deposit, checking, savings, and money market accounts, as well as fixed-rate and f… Read more