Western Alliance Bancorporation - Asset Resilience Ratio
Western Alliance Bancorporation (WAL) has an Asset Resilience Ratio of 22.03% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2025)
This chart shows how Western Alliance Bancorporation's Asset Resilience Ratio has changed over time. Check Western Alliance Bancorporation strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Western Alliance Bancorporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Western Alliance Bancorporation market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $20.44 Billion | 22.03% |
| Total Liquid Assets | $20.44 Billion | 22.03% |
Asset Resilience Insights
- Good Liquidity Position: Western Alliance Bancorporation maintains a healthy 22.03% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Western Alliance Bancorporation Industry Peers by Asset Resilience Ratio
Compare Western Alliance Bancorporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Western Alliance Bancorporation (2003–2025)
The table below shows the annual Asset Resilience Ratio data for Western Alliance Bancorporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 22.03% | $20.44 Billion | $92.77 Billion | +16.55pp |
| 2024-12-31 | 5.48% | $4.44 Billion | $80.93 Billion | -10.27pp |
| 2023-12-31 | 15.76% | $11.16 Billion | $70.86 Billion | +5.29pp |
| 2022-12-31 | 10.47% | $7.09 Billion | $67.73 Billion | -0.58pp |
| 2021-12-31 | 11.06% | $6.19 Billion | $55.98 Billion | -1.86pp |
| 2020-12-31 | 12.91% | $4.71 Billion | $36.46 Billion | +0.44pp |
| 2019-12-31 | 12.48% | $3.35 Billion | $26.82 Billion | -1.70pp |
| 2018-12-31 | 14.18% | $3.28 Billion | $23.11 Billion | -3.03pp |
| 2017-12-31 | 17.21% | $3.50 Billion | $20.33 Billion | +2.04pp |
| 2016-12-31 | 15.17% | $2.61 Billion | $17.20 Billion | +1.28pp |
| 2015-12-31 | 13.89% | $1.98 Billion | $14.28 Billion | -0.45pp |
| 2014-12-31 | 14.34% | $1.52 Billion | $10.60 Billion | -0.39pp |
| 2013-12-31 | 14.73% | $1.37 Billion | $9.31 Billion | +2.40pp |
| 2012-12-31 | 12.33% | $939.59 Million | $7.62 Billion | -5.17pp |
| 2011-12-31 | 17.50% | $1.20 Billion | $6.84 Billion | +10.25pp |
| 2010-12-31 | 7.25% | $448.81 Million | $6.19 Billion | +6.25pp |
| 2009-12-31 | 1.00% | $57.50 Million | $5.75 Billion | -7.35pp |
| 2008-12-31 | 8.35% | $437.86 Million | $5.24 Billion | +8.13pp |
| 2007-12-31 | 0.22% | $10.98 Million | $5.02 Billion | -2.69pp |
| 2006-12-31 | 2.91% | $121.16 Million | $4.17 Billion | +0.19pp |
| 2005-12-31 | 2.72% | $77.64 Million | $2.86 Billion | +0.96pp |
| 2004-12-31 | 1.76% | $38.21 Million | $2.18 Billion | +0.70pp |
| 2003-12-31 | 1.06% | $16.64 Million | $1.58 Billion | -- |
About Western Alliance Bancorporation
Western Alliance Bancorporation operates as the bank holding company for Western Alliance Bank that provides various banking products and related services primarily in Arizona, California, and Nevada. It operates through Commercial and Consumer Related segments. The company offers deposit products, including demand deposit, checking, savings, and money market accounts, as well as fixed-rate and f… Read more