Western Alliance Bancorporation Asset Resilience Ratio
Western Alliance Bancorporation asset resilience ratio. Western Alliance Bancorporation (WAL) has an Asset Resilience Ratio of 10.07% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See WAL defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Western Alliance Bancorporation (2003–2025)
Asset resilience ratio of Western Alliance Bancorporation from 2003 to 2025. This chart shows how Western Alliance Bancorporation's Asset Resilience Ratio has changed over time. Read Western Alliance Bancorporation (WAL) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Western Alliance Bancorporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Western Alliance Bancorporation asset portfolio.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $9.94 Billion | 10.07% |
| Total Liquid Assets | $9.94 Billion | 10.07% |
Asset Resilience Insights
- Moderate Liquidity: Western Alliance Bancorporation has 10.07% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Western Alliance Bancorporation Industry Peers by Asset Resilience Ratio
Compare Western Alliance Bancorporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Western Alliance Bancorporation Asset Resilience Ratio by Year (2003–2025)
Western Alliance Bancorporation asset resilience ratio by year from 2003 to 2025. The table below shows the annual Asset Resilience Ratio data for Western Alliance Bancorporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.17% | $10.36 Billion | $92.77 Billion | +5.69pp |
| 2024-12-31 | 5.48% | $4.44 Billion | $80.93 Billion | -10.27pp |
| 2023-12-31 | 15.76% | $11.16 Billion | $70.86 Billion | +5.29pp |
| 2022-12-31 | 10.47% | $7.09 Billion | $67.73 Billion | -0.58pp |
| 2021-12-31 | 11.06% | $6.19 Billion | $55.98 Billion | -1.86pp |
| 2020-12-31 | 12.91% | $4.71 Billion | $36.46 Billion | +0.44pp |
| 2019-12-31 | 12.48% | $3.35 Billion | $26.82 Billion | -1.70pp |
| 2018-12-31 | 14.18% | $3.28 Billion | $23.11 Billion | -3.03pp |
| 2017-12-31 | 17.21% | $3.50 Billion | $20.33 Billion | +2.04pp |
| 2016-12-31 | 15.17% | $2.61 Billion | $17.20 Billion | +1.28pp |
| 2015-12-31 | 13.89% | $1.98 Billion | $14.28 Billion | -0.45pp |
| 2014-12-31 | 14.34% | $1.52 Billion | $10.60 Billion | -0.39pp |
| 2013-12-31 | 14.73% | $1.37 Billion | $9.31 Billion | +2.40pp |
| 2012-12-31 | 12.33% | $939.59 Million | $7.62 Billion | -5.17pp |
| 2011-12-31 | 17.50% | $1.20 Billion | $6.84 Billion | +10.25pp |
| 2010-12-31 | 7.25% | $448.81 Million | $6.19 Billion | +6.25pp |
| 2009-12-31 | 1.00% | $57.50 Million | $5.75 Billion | -7.35pp |
| 2008-12-31 | 8.35% | $437.86 Million | $5.24 Billion | +8.13pp |
| 2007-12-31 | 0.22% | $10.98 Million | $5.02 Billion | -2.69pp |
| 2006-12-31 | 2.91% | $121.16 Million | $4.17 Billion | +0.19pp |
| 2005-12-31 | 2.72% | $77.64 Million | $2.86 Billion | +0.96pp |
| 2004-12-31 | 1.76% | $38.21 Million | $2.18 Billion | +0.70pp |
| 2003-12-31 | 1.06% | $16.64 Million | $1.58 Billion | -- |
About Western Alliance Bancorporation
Western Alliance Bancorporation operates as the bank holding company for Western Alliance Bank that provides various banking products and related services primarily in Arizona, California, and Nevada. It operates through Commercial and Consumer Related segments. The company offers deposit products, including demand deposit, checking, savings, and money market accounts, as well as fixed-rate and f… Read more