Western Alliance Bancorporation (WAL) — Defensive Interval Ratio
Western Alliance Bancorporation (WAL) has a Defensive Interval Ratio of 178 days as of December 2025. Defensive assets of $20.91 Billion (cash $-, short-term investments $20.44 Billion, receivables $473.00 Million) cover 178 days of daily cash needs of $117.18 Million/day. Check Western Alliance Bancorporation (WAL) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Western Alliance Bancorporation Defensive Interval Ratio (2003–2025)
This chart shows how Western Alliance Bancorporation's Defensive Interval Ratio has evolved across 23 annual periods from 2003 to 2025. As of December 2025, the ratio stands at 178 days, meaning defensive assets of $20.91 Billion can fund 178 days of operations without new revenue. Also explore Western Alliance Bancorporation net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Western Alliance Bancorporation (2003–2025)
The table below presents the year-by-year Defensive Interval Ratio for Western Alliance Bancorporation from 2003 to 2025, covering 23 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see WAL market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 178 days | $20.91 Billion | $117.18 Million/day | $- | $20.44 Billion | ▲ +155 days |
| 2024 | 23 days | $4.44 Billion | $190.39 Million/day | $- | $4.44 Billion | ▼ -42 days |
| 2023 | 66 days | $11.16 Billion | $170.18 Million/day | $- | $11.16 Billion | ▲ +21 days |
| 2022 | 44 days | $7.09 Billion | $160.65 Million/day | $- | $7.09 Billion | ▼ -3 days |
| 2021 | 47 days | $6.19 Billion | $132.44 Million/day | $- | $6.19 Billion | ▼ -7 days |
| 2020 | 54 days | $4.71 Billion | $87.54 Million/day | $- | $4.71 Billion | ▲ +0 days |
| 2019 | 54 days | $3.35 Billion | $62.50 Million/day | $- | $3.35 Billion | ▼ -7 days |
| 2018 | 61 days | $3.28 Billion | $53.95 Million/day | $- | $3.28 Billion | ▼ -1703 days |
| 2017 | 1764 days | $3.50 Billion | $1.98 Million/day | $- | $3.50 Billion | ▲ +1699 days |
| 2016 | 65 days | $2.61 Billion | $40.20 Million/day | $- | $2.61 Billion | ▲ +6 days |
| 2015 | 59 days | $1.98 Billion | $33.48 Million/day | $- | $1.98 Billion | ▼ -1469 days |
| 2014 | 1528 days | $1.52 Billion | $994.98K/day | $- | $1.52 Billion | ▼ -1129 days |
| 2013 | 2657 days | $1.37 Billion | $515.91K/day | $- | $1.37 Billion | ▲ +1081 days |
| 2012 | 1576 days | $939.59 Million | $596.21K/day | $- | $939.59 Million | ▲ +1504 days |
| 2011 | 72 days | $1.20 Billion | $16.60 Million/day | $- | $1.20 Billion | ▲ +42 days |
| 2010 | 30 days | $448.81 Million | $15.13 Million/day | $- | $448.81 Million | ▲ +25 days |
| 2009 | 4 days | $58.01 Million | $13.63 Million/day | $- | $57.50 Million | ▼ -34 days |
| 2008 | 39 days | $486.23 Million | $12.58 Million/day | $- | $437.86 Million | ▲ +36 days |
| 2007 | 3 days | $33.32 Million | $11.88 Million/day | $- | $10.98 Million | ▼ -11 days |
| 2006 | 13 days | $138.58 Million | $10.30 Million/day | $- | $121.16 Million | ▲ +1 days |
| 2005 | 13 days | $88.19 Million | $6.87 Million/day | $- | $77.64 Million | ▲ +4 days |
| 2004 | 9 days | $46.57 Million | $5.34 Million/day | $- | $38.21 Million | ▲ +2 days |
| 2003 | 6 days | $23.03 Million | $3.67 Million/day | $- | $16.64 Million | — |