Western Alliance Bancorporation (WAL) — Cash Flow Quality Index

Latest as of December 2025: -0.24x

Western Alliance Bancorporation (WAL) has a Cash Flow Quality Index of -0.24x as of December 2025. Operating cash flow of $-69.80 Million is below net income of $286.10 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore WAL strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-0.24x
Operating CF / Net Income

Operating Cash Flow

$-69.80 Million
USD

Net Income

$286.10 Million
USD

Data as of

Dec 2025
Most recent filing

Western Alliance Bancorporation Cash Flow Quality Index (2003–2025)

Historical Cash Flow Quality Index for Western Alliance Bancorporation across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check WAL tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Western Alliance Bancorporation (2003–2025)

Year-by-year earnings quality comparison for Western Alliance Bancorporation. For live market cap and the full company financial profile, see market value of Western Alliance Bancorporation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 -2.74x $-2.68 Billion $976.40 Million ▲ +21.2%
2024 -3.48x $-2.74 Billion $787.70 Million ▼ -665.3%
2023 -0.45x $-328.60 Million $722.40 Million ▼ -121.4%
2022 2.12x $2.25 Billion $1.06 Billion ▲ +172.0%
2021 -2.95x $-2.65 Billion $899.20 Million ▼ -323.1%
2020 1.32x $670.20 Million $506.60 Million ▼ -8.0%
2019 1.44x $717.77 Million $499.17 Million ▲ +15.8%
2018 1.24x $540.97 Million $435.79 Million ▲ +5.3%
2017 1.18x $383.81 Million $325.49 Million ▲ +9.2%
2016 1.08x $280.64 Million $259.80 Million ▼ -4.8%
2015 1.13x $220.41 Million $194.24 Million ▲ +337.7%
2014 0.26x $38.35 Million $147.95 Million ▼ -49.2%
2013 0.51x $58.43 Million $114.52 Million ▲ +95.5%
2012 0.26x $19.00 Million $72.83 Million ▼ -94.2%
2011 4.52x $142.28 Million $31.49 Million ▲ +171.3%
2007 1.67x $54.76 Million $32.88 Million ▲ +51.8%
2006 1.10x $43.76 Million $39.89 Million ▼ -10.4%
2005 1.22x $34.36 Million $28.07 Million ▼ -10.0%
2004 1.36x $27.27 Million $20.06 Million ▼ -6.9%
2003 1.46x $12.70 Million $8.69 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.