Webster Financial Corporation Asset Resilience Ratio
Webster Financial Corporation asset resilience ratio. Webster Financial Corporation (WBS) has an Asset Resilience Ratio of 21.38% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Webster Financial Corporation liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Webster Financial Corporation (1989–2025)
Asset resilience ratio of Webster Financial Corporation from 1989 to 2025. This chart shows how Webster Financial Corporation's Asset Resilience Ratio has changed over time. Read Webster Financial Corporation (WBS) total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Webster Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Webster Financial Corporation balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $17.98 Billion | 21.38% |
| Total Liquid Assets | $17.98 Billion | 21.38% |
Asset Resilience Insights
- Good Liquidity Position: Webster Financial Corporation maintains a healthy 21.38% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Webster Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Webster Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Webster Financial Corporation Asset Resilience Ratio by Year (1989–2025)
Webster Financial Corporation asset resilience ratio by year from 1989 to 2025. The table below shows the annual Asset Resilience Ratio data for Webster Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 21.38% | $17.98 Billion | $84.07 Billion | +21.38pp |
| 2024-12-31 | 0.01% | $6.32 Million | $79.03 Billion | -11.95pp |
| 2023-12-31 | 11.96% | $8.96 Billion | $74.95 Billion | +0.88pp |
| 2022-12-31 | 11.07% | $7.89 Billion | $71.28 Billion | -1.06pp |
| 2021-12-31 | 12.13% | $4.23 Billion | $34.92 Billion | +1.92pp |
| 2020-12-31 | 10.21% | $3.33 Billion | $32.59 Billion | +0.58pp |
| 2019-12-31 | 9.63% | $2.93 Billion | $30.39 Billion | -0.87pp |
| 2018-12-31 | 10.50% | $2.90 Billion | $27.61 Billion | +0.54pp |
| 2017-12-31 | 9.96% | $2.64 Billion | $26.49 Billion | -1.51pp |
| 2016-12-31 | 11.47% | $2.99 Billion | $26.07 Billion | -0.64pp |
| 2015-12-31 | 12.11% | $2.98 Billion | $24.64 Billion | -0.29pp |
| 2014-12-31 | 12.40% | $2.79 Billion | $22.53 Billion | -2.50pp |
| 2013-12-31 | 14.90% | $3.11 Billion | $20.85 Billion | -0.67pp |
| 2012-12-31 | 15.57% | $3.14 Billion | $20.15 Billion | +0.21pp |
| 2011-12-31 | 15.36% | $2.87 Billion | $18.71 Billion | +15.07pp |
| 2010-12-31 | 0.29% | $52.81 Million | $18.04 Billion | -1.91pp |
| 2009-12-31 | 2.20% | $390.31 Million | $17.74 Billion | +2.07pp |
| 2008-12-31 | 0.13% | $22.23 Million | $17.58 Billion | -0.53pp |
| 2007-12-31 | 0.66% | $113.30 Million | $17.20 Billion | +0.63pp |
| 2006-12-31 | 0.03% | $4.84 Million | $17.10 Billion | +0.02pp |
| 2005-12-31 | 0.01% | $2.26 Million | $17.84 Billion | -0.09pp |
| 2004-12-31 | 0.10% | $17.63 Million | $17.02 Billion | +0.10pp |
| 2003-12-31 | 0.00% | $555.00K | $14.57 Billion | -0.04pp |
| 2002-12-31 | 0.04% | $5.75 Million | $13.47 Billion | -0.26pp |
| 2001-12-31 | 0.30% | $35.94 Million | $11.86 Billion | +0.29pp |
| 2000-12-31 | 0.02% | $1.75 Million | $11.25 Billion | +0.56pp |
| 1998-12-31 | -0.54% | $-53.46 Million | $9.84 Billion | +0.29pp |
| 1997-12-31 | -0.83% | $-75.60 Million | $9.10 Billion | -0.39pp |
| 1996-12-31 | -0.44% | $-24.50 Million | $5.61 Billion | -5.06pp |
| 1993-12-31 | 4.62% | $100.20 Million | $2.17 Billion | +3.99pp |
| 1992-12-31 | 0.63% | $13.10 Million | $2.06 Billion | -0.21pp |
| 1989-12-31 | 0.85% | $6.00 Million | $708.50 Million | -- |
About Webster Financial Corporation
Webster Financial Corporation operates as the bank holding company for Webster Bank, National Association that provides various financial products and services to businesses, individuals, and families in the United States. It operates through three segments: Commercial Banking, Healthcare Financial Services, and Consumer Banking. The company offers checking, savings, and money market accounts; ti… Read more