Webster Financial Corporation - Asset Resilience Ratio
Webster Financial Corporation (WBS) has an Asset Resilience Ratio of 21.38% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check WBS strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1989–2025)
This chart shows how Webster Financial Corporation's Asset Resilience Ratio has changed over time. See debt-free asset ratio of Webster Financial Corporation to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Webster Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Webster Financial Corporation market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $17.98 Billion | 21.38% |
| Total Liquid Assets | $17.98 Billion | 21.38% |
Asset Resilience Insights
- Good Liquidity Position: Webster Financial Corporation maintains a healthy 21.38% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Webster Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Webster Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Webster Financial Corporation (1989–2025)
The table below shows the annual Asset Resilience Ratio data for Webster Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 21.38% | $17.98 Billion | $84.07 Billion | +21.38pp |
| 2024-12-31 | 0.01% | $6.32 Million | $79.03 Billion | -11.95pp |
| 2023-12-31 | 11.96% | $8.96 Billion | $74.95 Billion | +0.88pp |
| 2022-12-31 | 11.07% | $7.89 Billion | $71.28 Billion | -1.06pp |
| 2021-12-31 | 12.13% | $4.23 Billion | $34.92 Billion | +1.92pp |
| 2020-12-31 | 10.21% | $3.33 Billion | $32.59 Billion | +0.58pp |
| 2019-12-31 | 9.63% | $2.93 Billion | $30.39 Billion | -0.87pp |
| 2018-12-31 | 10.50% | $2.90 Billion | $27.61 Billion | +0.54pp |
| 2017-12-31 | 9.96% | $2.64 Billion | $26.49 Billion | -1.51pp |
| 2016-12-31 | 11.47% | $2.99 Billion | $26.07 Billion | -0.64pp |
| 2015-12-31 | 12.11% | $2.98 Billion | $24.64 Billion | -0.29pp |
| 2014-12-31 | 12.40% | $2.79 Billion | $22.53 Billion | -2.50pp |
| 2013-12-31 | 14.90% | $3.11 Billion | $20.85 Billion | -0.67pp |
| 2012-12-31 | 15.57% | $3.14 Billion | $20.15 Billion | +0.21pp |
| 2011-12-31 | 15.36% | $2.87 Billion | $18.71 Billion | +15.07pp |
| 2010-12-31 | 0.29% | $52.81 Million | $18.04 Billion | -1.91pp |
| 2009-12-31 | 2.20% | $390.31 Million | $17.74 Billion | +2.07pp |
| 2008-12-31 | 0.13% | $22.23 Million | $17.58 Billion | -0.53pp |
| 2007-12-31 | 0.66% | $113.30 Million | $17.20 Billion | +0.63pp |
| 2006-12-31 | 0.03% | $4.84 Million | $17.10 Billion | +0.02pp |
| 2005-12-31 | 0.01% | $2.26 Million | $17.84 Billion | -0.09pp |
| 2004-12-31 | 0.10% | $17.63 Million | $17.02 Billion | +0.10pp |
| 2003-12-31 | 0.00% | $555.00K | $14.57 Billion | -0.04pp |
| 2002-12-31 | 0.04% | $5.75 Million | $13.47 Billion | -0.26pp |
| 2001-12-31 | 0.30% | $35.94 Million | $11.86 Billion | +0.29pp |
| 2000-12-31 | 0.02% | $1.75 Million | $11.25 Billion | +0.56pp |
| 1998-12-31 | -0.54% | $-53.46 Million | $9.84 Billion | +0.29pp |
| 1997-12-31 | -0.83% | $-75.60 Million | $9.10 Billion | -0.39pp |
| 1996-12-31 | -0.44% | $-24.50 Million | $5.61 Billion | -5.06pp |
| 1993-12-31 | 4.62% | $100.20 Million | $2.17 Billion | +3.99pp |
| 1992-12-31 | 0.63% | $13.10 Million | $2.06 Billion | -0.21pp |
| 1989-12-31 | 0.85% | $6.00 Million | $708.50 Million | -- |
About Webster Financial Corporation
Webster Financial Corporation operates as the bank holding company for Webster Bank, National Association that provides various financial products and services to businesses, individuals, and families in the United States. It operates through three segments: Commercial Banking, Healthcare Financial Services, and Consumer Banking. The company offers checking, savings, and money market accounts; ti… Read more