Webster Financial Corporation (WBS) — Financial Flexibility Index

Latest as of December 2025: 0.00x

Webster Financial Corporation (WBS) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $333.43 Million (operating CF $317.61 Million minus capex $15.82 Million) represents 0% of total liabilities ($74.58 Billion). Check WBS total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$333.43 Million
Operating CF − Capex

Total Liabilities

$74.58 Billion
USD

Capital Expenditures

$15.82 Million
USD

Webster Financial Corporation Financial Flexibility Index (1989–2025)

Historical Financial Flexibility Index trend for Webster Financial Corporation across 37 annual periods. For the full cash flow conversion analysis, see Webster Financial Corporation cash conversion from operations.

Annual Financial Flexibility Index for Webster Financial Corporation (1989–2025)

Year-by-year free cash flow to debt coverage for Webster Financial Corporation. Explore WBS operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $892.72 Million $843.15 Million $74.58 Billion ▼ -41.9%
2024 0.02x $1.44 Billion $1.40 Billion $69.89 Billion ▲ +34.0%
2023 0.02x $1.02 Billion $978.65 Million $66.26 Billion ▼ -28.8%
2022 0.02x $1.36 Billion $1.34 Billion $63.22 Billion ▼ -3.6%
2021 0.02x $705.18 Million $688.59 Million $31.48 Billion ▲ +63.7%
2020 0.01x $401.83 Million $380.55 Million $29.36 Billion ▼ -89.7%
2019 0.13x $329.57 Million $303.85 Million $2.49 Billion ▲ +551.7%
2018 0.02x $502.37 Million $469.41 Million $24.72 Billion ▲ +2.1%
2017 0.02x $473.51 Million $444.97 Million $23.79 Billion ▲ +6.8%
2016 0.02x $438.88 Million $398.14 Million $23.55 Billion ▲ +22.2%
2015 0.02x $338.91 Million $302.79 Million $22.23 Billion ▲ +12.9%
2014 0.01x $273.03 Million $243.00 Million $20.21 Billion ▼ -48.2%
2013 0.03x $485.84 Million $463.95 Million $18.64 Billion ▲ +68.6%
2012 0.02x $279.06 Million $257.08 Million $18.05 Billion ▼ -12.2%
2011 0.02x $296.99 Million $268.12 Million $16.87 Billion ▼ -19.6%
2010 0.02x $355.82 Million $337.14 Million $16.26 Billion ▲ +136.4%
2009 0.01x $146.12 Million $114.39 Million $15.78 Billion ▼ -72.0%
2008 0.03x $518.92 Million $485.19 Million $15.70 Billion ▲ +49.7%
2007 0.02x $341.23 Million $306.69 Million $15.46 Billion ▲ +82.2%
2006 0.01x $184.33 Million $157.65 Million $15.21 Billion ▲ +76.3%
2005 0.01x $111.22 Million $57.68 Million $16.18 Billion ▼ -73.9%
2004 0.03x $407.88 Million $358.81 Million $15.47 Billion ▼ -32.1%
2003 0.04x $520.48 Million $497.92 Million $13.41 Billion ▲ +831.4%
2002 -0.01x $-65.30 Million $-83.85 Million $12.30 Billion ▼ -399.2%
2001 0.00x $18.97 Million $12.22 Million $10.69 Billion ▼ -91.8%
2000 0.02x $220.05 Million $213.15 Million $10.16 Billion ▲ +7.3%
1999 0.02x $183.69 Million $167.36 Million $9.10 Billion ▲ +4.7%
1998 0.02x $173.72 Million $151.67 Million $9.01 Billion ▲ +80.9%
1997 0.01x $89.38 Million $77.27 Million $8.38 Billion ▼ -4.0%
1996 0.01x $58.50 Million $44.50 Million $5.27 Billion ▼ -59.9%
1995 0.03x $83.30 Million $73.70 Million $3.01 Billion ▲ +272.9%
1994 -0.02x $-42.00 Million $-56.40 Million $2.62 Billion ▼ -175.7%
1993 0.02x $43.60 Million $40.30 Million $2.06 Billion ▼ -54.0%
1992 0.05x $89.80 Million $74.00 Million $1.95 Billion ▲ +193.7%
1991 0.02x $12.90 Million $10.00 Million $824.20 Million ▲ +164.3%
1990 0.01x $3.80 Million $2.60 Million $641.80 Million ▼ -68.2%
1989 0.02x $11.90 Million $10.90 Million $639.90 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities