Western Union Co (WU) — Defensive Interval Ratio

Latest as of June 2026: 4373 days

Western Union Co (WU) has a Defensive Interval Ratio of 4373 days as of June 2026. Defensive assets of $2.94 Billion (cash $-, short-term investments $1.43 Billion, receivables $1.50 Billion) cover 4373 days of daily cash needs of $671.51K/day.

Defensive Interval Ratio

4373 days
Days of operational coverage

Defensive Assets

$2.94 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$671.51K
Current Liabilities ÷ 365

Current Liabilities

$245.10 Million
USD

Western Union Co Defensive Interval Ratio (2005–2025)

This chart shows how Western Union Co's Defensive Interval Ratio has evolved across 21 annual periods from 2005 to 2025. As of June 2026, the ratio stands at 4373 days, meaning defensive assets of $2.94 Billion can fund 4373 days of operations without new revenue. For the complete balance sheet picture, see how large is Western Union Co's balance sheet.

Annual Defensive Interval Ratio for Western Union Co (2005–2025)

The table below presents the year-by-year Defensive Interval Ratio for Western Union Co from 2005 to 2025, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See WU working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 353 days $4.28 Billion $12.14 Million/day $1.23 Billion $1.45 Billion ▼ -1758 days
2024 2111 days $4.20 Billion $1.99 Million/day $1.47 Billion $1.33 Billion ▲ +1772 days
2023 339 days $4.46 Billion $13.15 Million/day $1.27 Billion $1.46 Billion ▲ +86 days
2022 253 days $1.29 Billion $5.07 Million/day $1.29 Billion $- ▼ -792 days
2021 1045 days $3.78 Billion $3.62 Million/day $1.21 Billion $1.40 Billion ▼ -117 days
2020 1163 days $4.55 Billion $3.92 Million/day $1.43 Billion $1.99 Billion ▲ +881 days
2019 281 days $4.38 Billion $15.56 Million/day $1.45 Billion $1.70 Billion ▲ +84 days
2018 197 days $3.54 Billion $17.97 Million/day $973.40 Million $1.21 Billion ▼ -1026 days
2017 1223 days $6.60 Billion $5.40 Million/day $838.20 Million $4.19 Billion ▼ -191 days
2016 1414 days $5.95 Billion $4.21 Million/day $877.50 Million $3.75 Billion ▼ -540 days
2015 1954 days $4.38 Billion $2.24 Million/day $- $3.31 Billion ▲ +1732 days
2014 222 days $2.48 Billion $11.18 Million/day $- $1.47 Billion ▼ -29 days
2013 251 days $2.83 Billion $11.30 Million/day $- $1.85 Billion ▲ +9 days
2012 242 days $2.58 Billion $10.66 Million/day $- $1.51 Billion ▲ +46 days
2011 196 days $2.43 Billion $12.40 Million/day $- $1.33 Billion ▲ +189 days
2010 7 days $64.10 Million $9.62 Million/day $- $0.00 ▼ -7 days
2009 14 days $130.90 Million $9.34 Million/day $- $0.00 ▼ -56 days
2008 70 days $377.40 Million $5.41 Million/day $- $- ▼ -79 days
2007 149 days $1.14 Billion $7.64 Million/day $- $193.80 Million ▼ -32 days
2006 181 days $935.40 Million $5.18 Million/day $- $154.20 Million ▼ -93 days
2005 274 days $927.00 Million $3.38 Million/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)