Sparebank 1 SMN Asset Resilience Ratio

Latest as of December 2018: 12.66%

Sparebank 1 SMN asset resilience ratio. Sparebank 1 SMN (MING) has an Asset Resilience Ratio of 12.66% as of December 2018. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See MING days of operational coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets

Nkr20.35 Billion

≈ $2.14 Billion USD Cash + Short-term Investments

Total Assets

Nkr160.70 Billion

≈ $16.91 Billion USD All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio of Sparebank 1 SMN (2007–2017)

Asset resilience ratio of Sparebank 1 SMN from 2007 to 2017. This chart shows how Sparebank 1 SMN's Asset Resilience Ratio has changed over time. Read MING current and long-term liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Sparebank 1 SMN's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Sparebank 1 SMN assets under control.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Nkr0.00	0%
Short-term Investments	Nkr20.35 Billion	12.66%
Total Liquid Assets	Nkr20.35 Billion	12.66%

Asset Resilience Insights

Moderate Liquidity: Sparebank 1 SMN has 12.66% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

Sparebank 1 SMN Industry Peers by Asset Resilience Ratio

Compare Sparebank 1 SMN's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
China Merchants Bank Co Ltd SHG:600036	Banks - Regional	2.14%
Industrial Bank Co Ltd SHG:601166	Banks - Regional	8.39%
Happen, Inc. Common Stock NASDAQ:HAPN	Banks - Regional	32.25%
Zuger Kantonalbank SW:ZUGER	Banks - Regional	-31.80%
EnTie Commercial Bank Ltd TW:2849	Banks - Regional	-2.50%
Greene County Bancorp Inc NASDAQ:GCBC	Banks - Regional	11.74%
Banco do Estado do Rio Grande do Sul S.A SA:BRSR3	Banks - Regional	0.00%
VersaBank TO:VBNK	Banks - Regional	1.95%

Sparebank 1 SMN Asset Resilience Ratio by Year (2007–2017)

Sparebank 1 SMN asset resilience ratio by year from 2007 to 2017. The table below shows the annual Asset Resilience Ratio data for Sparebank 1 SMN.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2017-12-31	2.75%	Nkr4.21 Billion ≈ $443.43 Million	Nkr153.25 Billion ≈ $16.13 Billion	-0.89pp
2013-12-31	3.64%	Nkr4.20 Billion ≈ $441.96 Million	Nkr115.36 Billion ≈ $12.14 Billion	-13.78pp
2009-12-31	17.42%	Nkr14.73 Billion ≈ $1.55 Billion	Nkr84.54 Billion ≈ $8.90 Billion	+7.39pp
2008-12-31	10.03%	Nkr8.49 Billion ≈ $893.50 Million	Nkr84.68 Billion ≈ $8.91 Billion	+2.96pp
2007-12-31	7.06%	Nkr5.05 Billion ≈ $531.51 Million	Nkr71.50 Billion ≈ $7.52 Billion	--

pp = percentage points

About Sparebank 1 SMN

OL:MING Norway Banks - Regional

Market Cap

$3.28 Billion

Nkr31.17 Billion NOK

Market Cap Rank

#4497 Global

#30 in Norway

Share Price

Nkr216.15

Change (1 day)

-0.55%

52-Week Range

Nkr182.56 - Nkr222.25

All Time High

Nkr222.25