Sparebank 1 SMN (MING) — Net Asset Quality Index

Latest as of June 2025: 11.6%

Sparebank 1 SMN (MING) has a Net Asset Quality Index of 11.6% as of June 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Nkr254.84 Billion minus total liabilities of Nkr225.19 Billion yields net assets of Nkr29.65 Billion. A higher index indicates a stronger, lower-leverage balance sheet. Check MING financial resilience to evaluate the company's liquid asset resilience ratio.

Quality Index

11.6%
Equity / Total Assets

Net Assets

Nkr29.65 Billion
NOK

Total Assets

Nkr254.84 Billion
NOK

Total Liabilities

Nkr225.19 Billion
NOK

Sparebank 1 SMN Net Asset Quality Index Over Time (2000–2024)

This chart shows how Sparebank 1 SMN's Net Asset Quality Index has evolved across 25 annual periods from 2000 to 2024. As of June 2025, the index stands at 11.6%, representing net assets of Nkr29.65 Billion against total assets of Nkr254.84 Billion NOK. See MING current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Net Asset Quality Index for Sparebank 1 SMN (2000–2024)

The table below presents the year-by-year Net Asset Quality Index for Sparebank 1 SMN from 2000 to 2024, covering 25 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see MING stock market capitalisation.

Year Quality Index Net Assets (NOK) Total Assets Total Liabilities Change (pp)
2024 12.0% Nkr29.70 Billion Nkr247.70 Billion Nkr218.00 Billion ▼ 0.0 pp
2023 12.0% Nkr27.93 Billion Nkr232.72 Billion Nkr204.79 Billion ▲ +1.2 pp
2022 10.8% Nkr24.01 Billion Nkr223.31 Billion Nkr199.30 Billion ▼ -0.9 pp
2021 11.7% Nkr23.24 Billion Nkr198.84 Billion Nkr175.60 Billion ▲ +0.3 pp
2020 11.3% Nkr21.31 Billion Nkr187.91 Billion Nkr166.60 Billion ▼ -0.9 pp
2019 12.3% Nkr20.42 Billion Nkr166.66 Billion Nkr146.24 Billion ▲ +0.6 pp
2018 11.6% Nkr18.68 Billion Nkr160.70 Billion Nkr142.02 Billion ▲ +0.2 pp
2017 11.4% Nkr17.51 Billion Nkr153.25 Billion Nkr135.74 Billion ▲ +0.3 pp
2016 11.1% Nkr15.30 Billion Nkr138.08 Billion Nkr122.78 Billion ▲ +0.5 pp
2015 10.5% Nkr13.90 Billion Nkr131.91 Billion Nkr118.01 Billion ▲ +0.6 pp
2014 9.9% Nkr12.53 Billion Nkr126.05 Billion Nkr113.52 Billion ▲ +0.2 pp
2013 9.7% Nkr11.24 Billion Nkr115.36 Billion Nkr104.12 Billion ▲ +0.4 pp
2012 9.3% Nkr10.04 Billion Nkr107.92 Billion Nkr97.88 Billion ▲ +1.1 pp
2011 8.2% Nkr8.35 Billion Nkr101.45 Billion Nkr93.11 Billion ▲ +0.2 pp
2010 8.0% Nkr7.85 Billion Nkr97.99 Billion Nkr90.15 Billion ▲ +0.7 pp
2009 7.3% Nkr6.18 Billion Nkr84.54 Billion Nkr78.36 Billion ▲ +0.8 pp
2008 6.5% Nkr5.52 Billion Nkr84.68 Billion Nkr79.16 Billion ▼ -0.3 pp
2007 6.8% Nkr4.86 Billion Nkr71.50 Billion Nkr66.64 Billion ▲ +0.2 pp
2006 6.6% Nkr4.18 Billion Nkr63.18 Billion Nkr58.99 Billion ▼ -0.1 pp
2005 6.8% Nkr3.67 Billion Nkr54.33 Billion Nkr50.66 Billion ▲ +0.6 pp
2004 6.2% Nkr2.39 Billion Nkr38.61 Billion Nkr36.23 Billion ▲ +0.2 pp
2003 6.0% Nkr2.20 Billion Nkr36.88 Billion Nkr34.68 Billion ▲ +0.1 pp
2002 5.9% Nkr2.11 Billion Nkr35.99 Billion Nkr33.88 Billion ▼ -0.6 pp
2001 6.5% Nkr2.15 Billion Nkr33.29 Billion Nkr31.14 Billion ▼ -0.2 pp
2000 6.6% Nkr2.06 Billion Nkr30.93 Billion Nkr28.87 Billion
pp = percentage points