Sparebank 1 SMN (MING) — Financial Flexibility Index
Sparebank 1 SMN (MING) has a Financial Flexibility Index of 0.00x as of June 2025. Free cash flow of Nkr137.00 Million (operating CF Nkr137.00 Million minus capex Nkr0.00) represents 0% of total liabilities (Nkr225.19 Billion). Check Sparebank 1 SMN cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Sparebank 1 SMN Financial Flexibility Index (2005–2024)
Historical Financial Flexibility Index trend for Sparebank 1 SMN across 20 annual periods. For the full cash flow conversion analysis, see MING cash generation efficiency.
Annual Financial Flexibility Index for Sparebank 1 SMN (2005–2024)
Year-by-year free cash flow to debt coverage for Sparebank 1 SMN. Explore MING operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.00x | Nkr877.00 Million | Nkr877.00 Million | Nkr218.00 Billion | ▼ -84.4% |
| 2023 | 0.03x | Nkr5.28 Billion | Nkr5.18 Billion | Nkr204.79 Billion | ▲ +126.6% |
| 2022 | -0.10x | Nkr-19.29 Billion | Nkr-19.38 Billion | Nkr199.30 Billion | ▼ -1113.1% |
| 2021 | 0.01x | Nkr1.68 Billion | Nkr1.51 Billion | Nkr175.60 Billion | ▼ -47.5% |
| 2020 | 0.02x | Nkr3.03 Billion | Nkr2.90 Billion | Nkr166.60 Billion | ▼ -39.5% |
| 2019 | 0.03x | Nkr4.40 Billion | Nkr4.28 Billion | Nkr146.24 Billion | ▲ +217.0% |
| 2018 | -0.03x | Nkr-3.65 Billion | Nkr-3.78 Billion | Nkr142.02 Billion | ▼ -132.2% |
| 2017 | -0.01x | Nkr-1.50 Billion | Nkr-1.63 Billion | Nkr135.74 Billion | ▲ +59.6% |
| 2016 | -0.03x | Nkr-3.37 Billion | Nkr-3.42 Billion | Nkr122.78 Billion | ▼ -40.7% |
| 2015 | -0.02x | Nkr-2.30 Billion | Nkr-2.35 Billion | Nkr118.01 Billion | ▼ -226.9% |
| 2014 | 0.02x | Nkr1.74 Billion | Nkr1.66 Billion | Nkr113.52 Billion | ▲ +140.1% |
| 2013 | -0.04x | Nkr-3.99 Billion | Nkr-4.02 Billion | Nkr104.12 Billion | ▼ -51.0% |
| 2012 | -0.03x | Nkr-2.48 Billion | Nkr-2.76 Billion | Nkr97.88 Billion | ▼ -367.3% |
| 2011 | 0.01x | Nkr883.00 Million | Nkr699.00 Million | Nkr93.11 Billion | ▲ +146.1% |
| 2010 | -0.02x | Nkr-1.85 Billion | Nkr-2.12 Billion | Nkr90.15 Billion | ▼ -144.7% |
| 2009 | 0.05x | Nkr3.60 Billion | Nkr3.21 Billion | Nkr78.36 Billion | ▲ +239.1% |
| 2008 | -0.03x | Nkr-2.62 Billion | Nkr-2.74 Billion | Nkr79.16 Billion | ▼ -558.2% |
| 2007 | 0.01x | Nkr481.00 Million | Nkr400.00 Million | Nkr66.64 Billion | ▲ +109.5% |
| 2006 | -0.08x | Nkr-4.50 Billion | Nkr-4.83 Billion | Nkr58.99 Billion | ▼ -130.0% |
| 2005 | -0.03x | Nkr-1.68 Billion | Nkr-1.75 Billion | Nkr50.66 Billion | — |