Porto Seguro S.A - Asset Resilience Ratio
Porto Seguro S.A (PSSA3) has an Asset Resilience Ratio of 2.90% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check PSSA3 PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Porto Seguro S.A's Asset Resilience Ratio has changed over time. See debt-free asset ratio of Porto Seguro S.A to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Porto Seguro S.A's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see PSSA3 stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | R$1.62 Billion | 2.9% |
| Short-term Investments | R$0.00 | 0% |
| Total Liquid Assets | R$1.62 Billion | 2.90% |
Asset Resilience Insights
- Limited Liquidity: Porto Seguro S.A maintains only 2.90% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Porto Seguro S.A Industry Peers by Asset Resilience Ratio
Compare Porto Seguro S.A's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Vienna Insurance Group AG
VI:VIG |
Insurance - Diversified | 48.65% |
|
UNIQA Insurance Group AG
VI:UQA |
Insurance - Diversified | 45.14% |
|
ageas SA/NV
BR:AGS |
Insurance - Diversified | 57.24% |
|
BB Seguridade Participacoes SA
SA:BBSE3 |
Insurance - Diversified | 43.47% |
|
Sun Life Financial Inc.
TO:SLF |
Insurance - Diversified | 6.77% |
|
iA Financial Corporation Inc
TO:IAG |
Insurance - Diversified | 0.65% |
|
Western Investment Company of Canada Limited
V:WI |
Insurance - Diversified | 5.56% |
|
Tryg A/S
CO:TRYG |
Insurance - Diversified | -63.59% |
Annual Asset Resilience Ratio for Porto Seguro S.A (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Porto Seguro S.A.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.90% | R$1.62 Billion ≈ $317.81 Million |
R$55.86 Billion ≈ $10.96 Billion |
-0.62pp |
| 2024-12-31 | 3.52% | R$1.69 Billion ≈ $331.14 Million |
R$47.91 Billion ≈ $9.40 Billion |
-23.63pp |
| 2023-12-31 | 27.15% | R$12.01 Billion ≈ $2.36 Billion |
R$44.24 Billion ≈ $8.68 Billion |
+21.55pp |
| 2022-12-31 | 5.60% | R$2.24 Billion ≈ $438.85 Million |
R$39.91 Billion ≈ $7.83 Billion |
-15.10pp |
| 2021-12-31 | 20.71% | R$8.88 Billion ≈ $1.74 Billion |
R$42.87 Billion ≈ $8.41 Billion |
-7.83pp |
| 2020-12-31 | 28.53% | R$10.48 Billion ≈ $2.06 Billion |
R$36.73 Billion ≈ $7.21 Billion |
+24.23pp |
| 2019-12-31 | 4.30% | R$1.41 Billion ≈ $276.05 Million |
R$32.71 Billion ≈ $6.42 Billion |
-31.08pp |
| 2018-12-31 | 35.38% | R$10.81 Billion ≈ $2.12 Billion |
R$30.56 Billion ≈ $6.00 Billion |
+23.62pp |
| 2017-12-31 | 11.76% | R$3.41 Billion ≈ $668.66 Million |
R$28.98 Billion ≈ $5.69 Billion |
-1.31pp |
| 2016-12-31 | 13.07% | R$3.31 Billion ≈ $650.20 Million |
R$25.36 Billion ≈ $4.98 Billion |
-0.20pp |
| 2015-12-31 | 13.27% | R$3.08 Billion ≈ $603.62 Million |
R$23.19 Billion ≈ $4.55 Billion |
+0.48pp |
| 2014-12-31 | 12.78% | R$2.74 Billion ≈ $537.32 Million |
R$21.42 Billion ≈ $4.20 Billion |
+7.47pp |
| 2013-12-31 | 5.31% | R$1.08 Billion ≈ $212.68 Million |
R$20.41 Billion ≈ $4.00 Billion |
+5.06pp |
| 2012-12-31 | 0.25% | R$47.25 Million ≈ $9.27 Million |
R$18.87 Billion ≈ $3.70 Billion |
+0.13pp |
| 2011-12-31 | 0.12% | R$19.94 Million ≈ $3.91 Million |
R$16.79 Billion ≈ $3.30 Billion |
-49.30pp |
| 2010-12-31 | 49.41% | R$7.31 Billion ≈ $1.43 Billion |
R$14.80 Billion ≈ $2.90 Billion |
-3.83pp |
| 2009-12-31 | 53.25% | R$6.14 Billion ≈ $1.20 Billion |
R$11.52 Billion ≈ $2.26 Billion |
+9.73pp |
| 2008-12-31 | 43.52% | R$3.37 Billion ≈ $661.75 Million |
R$7.75 Billion ≈ $1.52 Billion |
+39.32pp |
| 2007-12-31 | 4.20% | R$277.02 Million ≈ $54.36 Million |
R$6.59 Billion ≈ $1.29 Billion |
-60.83pp |
| 2006-12-31 | 65.03% | R$3.70 Billion ≈ $725.92 Million |
R$5.69 Billion ≈ $1.12 Billion |
-4.60pp |
| 2005-12-31 | 69.63% | R$3.19 Billion ≈ $626.06 Million |
R$4.58 Billion ≈ $899.11 Million |
+12.10pp |
| 2003-12-31 | 57.54% | R$1.42 Billion ≈ $278.64 Million |
R$2.47 Billion ≈ $484.29 Million |
+1.40pp |
| 2002-12-31 | 56.13% | R$1.20 Billion ≈ $236.38 Million |
R$2.15 Billion ≈ $421.10 Million |
-1.81pp |
| 2001-12-31 | 57.95% | R$1.13 Billion ≈ $221.51 Million |
R$1.95 Billion ≈ $382.27 Million |
-1.11pp |
| 2000-12-31 | 59.05% | R$1.04 Billion ≈ $204.43 Million |
R$1.76 Billion ≈ $346.18 Million |
-- |
About Porto Seguro S.A
Porto Seguro S.A., together with its subsidiaries, provides a range of insurance products and services in Brazil and Uruguay. It offers auto, residential, travel, cell phone, life, motorcycle, notebook and tablet, photo and video, smart and games, bike, real estate, green card, bail, and moving insurance products, as well as reinsurance, combined protection, professional civil liability, machines… Read more