Porto Seguro S.A (PSSA3) — Financial Flexibility Index

Latest as of March 2026: 0.00x

Porto Seguro S.A (PSSA3) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of R$-79.25 Million (operating CF R$-197.51 Million minus capex R$118.25 Million) represents 0% of total liabilities (R$41.80 Billion). Check PSSA3 cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

R$-79.25 Million
Operating CF − Capex

Total Liabilities

R$41.80 Billion
BRL

Capital Expenditures

R$118.25 Million
BRL

Porto Seguro S.A Financial Flexibility Index (2004–2025)

Historical Financial Flexibility Index trend for Porto Seguro S.A across 22 annual periods. For the full cash flow conversion analysis, see cash flow conversion of Porto Seguro S.A.

Annual Financial Flexibility Index for Porto Seguro S.A (2004–2025)

Year-by-year free cash flow to debt coverage for Porto Seguro S.A. Explore PSSA3 operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (BRL) Operating CF Total Liabilities YoY Change
2025 0.04x R$1.51 Billion R$1.37 Billion R$39.99 Billion ▼ -52.9%
2024 0.08x R$2.70 Billion R$2.42 Billion R$33.77 Billion ▲ +229.0%
2023 0.02x R$771.00 Million R$69.77 Million R$31.74 Billion ▼ -86.1%
2022 0.17x R$5.12 Billion R$2.85 Billion R$29.34 Billion ▲ +62.3%
2021 0.11x R$3.60 Billion R$2.47 Billion R$33.51 Billion ▲ +43.3%
2020 0.07x R$2.08 Billion R$1.44 Billion R$27.73 Billion ▲ +8.0%
2019 0.07x R$1.70 Billion R$1.23 Billion R$24.44 Billion ▲ +11.7%
2018 0.06x R$1.42 Billion R$1.03 Billion R$22.92 Billion ▼ -28.5%
2017 0.09x R$1.85 Billion R$1.31 Billion R$21.26 Billion ▲ +63.4%
2016 0.05x R$976.42 Million R$520.46 Million R$18.36 Billion ▼ -41.6%
2015 0.09x R$1.53 Billion R$1.04 Billion R$16.75 Billion ▲ +8.2%
2014 0.08x R$1.30 Billion R$899.90 Million R$15.42 Billion ▼ -32.7%
2013 0.13x R$1.82 Billion R$1.44 Billion R$14.52 Billion ▲ +794.0%
2012 0.01x R$191.36 Million R$-182.18 Million R$13.67 Billion ▼ -84.2%
2011 0.09x R$1.07 Billion R$703.75 Million R$12.09 Billion ▲ +6.5%
2010 0.08x R$864.45 Million R$491.79 Million R$10.36 Billion ▲ +217.3%
2009 -0.07x R$-597.75 Million R$-722.71 Million R$8.40 Billion ▼ -163.9%
2008 0.11x R$644.82 Million R$402.49 Million R$5.79 Billion ▲ +27.6%
2007 0.09x R$417.59 Million R$288.66 Million R$4.78 Billion ▲ +104.6%
2006 0.04x R$177.63 Million R$133.51 Million R$4.16 Billion ▲ +33.3%
2005 0.03x R$111.71 Million R$86.40 Million R$3.49 Billion ▼ -99.8%
2004 18.11x R$111.86 Million R$85.81 Million R$6.18 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities