E-L Financial Corp Ltd - Asset Resilience Ratio
E-L Financial Corp Ltd (ELF) has an Asset Resilience Ratio of 1.41% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of E-L Financial Corp Ltd to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2008–2024)
This chart shows how E-L Financial Corp Ltd's Asset Resilience Ratio has changed over time. See E-L Financial Corp Ltd net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down E-L Financial Corp Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is E-L Financial Corp Ltd worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CA$399.63 Million | 1.36% |
| Short-term Investments | CA$14.01 Million | 0.05% |
| Total Liquid Assets | CA$413.64 Million | 1.41% |
Asset Resilience Insights
- Limited Liquidity: E-L Financial Corp Ltd maintains only 1.41% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
E-L Financial Corp Ltd Industry Peers by Asset Resilience Ratio
Compare E-L Financial Corp Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Life Insurance Corporation Of India
NSE:LICI |
Insurance - Life | 0.50% |
|
New China Life Insurance Co Ltd
SHG:601336 |
Insurance - Life | 29.93% |
|
Power Corporation Of Canada
TO:POW |
Insurance - Life | 1.79% |
|
Challenger Ltd
AU:CGF |
Insurance - Life | 2.14% |
|
Prudential plc
LSE:PRU |
Insurance - Life | 2.65% |
|
Clearview Wealth Ltd
AU:CVW |
Insurance - Life | 22.11% |
|
Nobleoak Life Ltd
AU:NOL |
Insurance - Life | 11.03% |
|
Hapvida Participações e Investimentos S.A.
SA:HAPV3 |
Insurance - Life | 10.15% |
Annual Asset Resilience Ratio for E-L Financial Corp Ltd (2008–2024)
The table below shows the annual Asset Resilience Ratio data for E-L Financial Corp Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.67% | CA$188.41 Million ≈ $136.29 Million |
CA$28.12 Billion ≈ $20.34 Billion |
-0.43pp |
| 2023-12-31 | 1.10% | CA$284.18 Million ≈ $205.57 Million |
CA$25.76 Billion ≈ $18.63 Billion |
-6.72pp |
| 2022-12-31 | 7.83% | CA$1.84 Billion ≈ $1.33 Billion |
CA$23.49 Billion ≈ $16.99 Billion |
+0.01pp |
| 2021-12-31 | 7.81% | CA$2.09 Billion ≈ $1.51 Billion |
CA$26.79 Billion ≈ $19.38 Billion |
-55.12pp |
| 2020-12-31 | 62.93% | CA$15.70 Billion ≈ $11.36 Billion |
CA$24.95 Billion ≈ $18.04 Billion |
+1.31pp |
| 2019-12-31 | 61.62% | CA$14.63 Billion ≈ $10.59 Billion |
CA$23.75 Billion ≈ $17.18 Billion |
+60.18pp |
| 2018-12-31 | 1.44% | CA$307.17 Million ≈ $222.20 Million |
CA$21.35 Billion ≈ $15.44 Billion |
-0.51pp |
| 2017-12-31 | 1.95% | CA$441.13 Million ≈ $319.11 Million |
CA$22.64 Billion ≈ $16.38 Billion |
-0.75pp |
| 2016-12-31 | 2.70% | CA$554.90 Million ≈ $401.41 Million |
CA$20.58 Billion ≈ $14.89 Billion |
+2.60pp |
| 2015-12-31 | 0.10% | CA$18.23 Million ≈ $13.19 Million |
CA$18.97 Billion ≈ $13.72 Billion |
-56.95pp |
| 2014-12-31 | 57.04% | CA$10.22 Billion ≈ $7.39 Billion |
CA$17.91 Billion ≈ $12.96 Billion |
-0.77pp |
| 2013-12-31 | 57.82% | CA$9.18 Billion ≈ $6.64 Billion |
CA$15.89 Billion ≈ $11.49 Billion |
+57.49pp |
| 2012-12-31 | 0.33% | CA$54.95 Million ≈ $39.75 Million |
CA$16.66 Billion ≈ $12.05 Billion |
-50.63pp |
| 2011-12-31 | 50.96% | CA$7.44 Billion ≈ $5.38 Billion |
CA$14.60 Billion ≈ $10.56 Billion |
+42.49pp |
| 2010-12-31 | 8.47% | CA$785.27 Million ≈ $568.05 Million |
CA$9.27 Billion ≈ $6.70 Billion |
-0.23pp |
| 2009-12-31 | 8.71% | CA$747.55 Million ≈ $540.77 Million |
CA$8.59 Billion ≈ $6.21 Billion |
-74.27pp |
| 2008-12-31 | 82.97% | CA$6.28 Billion ≈ $4.54 Billion |
CA$7.57 Billion ≈ $5.47 Billion |
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About E-L Financial Corp Ltd
E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates in two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through common shares, investment funds, closed-end investment companies, limited partnerships, and other private and investment companies. It al… Read more