E-L Financial Corp Ltd - Asset Resilience Ratio
E-L Financial Corp Ltd (ELF) has an Asset Resilience Ratio of 1.41% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read ELF total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2008–2024)
This chart shows how E-L Financial Corp Ltd's Asset Resilience Ratio has changed over time. See ELF total equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down E-L Financial Corp Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is E-L Financial Corp Ltd worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CA$399.63 Million | 1.36% |
| Short-term Investments | CA$14.01 Million | 0.05% |
| Total Liquid Assets | CA$413.64 Million | 1.41% |
Asset Resilience Insights
- Limited Liquidity: E-L Financial Corp Ltd maintains only 1.41% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
E-L Financial Corp Ltd Industry Peers by Asset Resilience Ratio
Compare E-L Financial Corp Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Life Insurance Corporation Of India
NSE:LICI |
Insurance - Life | 0.50% |
|
China Life Insurance Company Limited
F:CHL |
Insurance - Life | 40.03% |
|
Max Financial Services Limited
NSE:MFSL |
Insurance - Life | 0.29% |
|
Hanwha Life
KO:088350 |
Insurance - Life | 69.64% |
|
Challenger Ltd
AU:CGF |
Insurance - Life | 2.14% |
|
Hapvida Participações e Investimentos S.A.
SA:HAPV3 |
Insurance - Life | 9.67% |
|
Nobleoak Life Ltd
AU:NOL |
Insurance - Life | 15.08% |
|
Clearview Wealth Ltd
AU:CVW |
Insurance - Life | 22.11% |
Annual Asset Resilience Ratio for E-L Financial Corp Ltd (2008–2024)
The table below shows the annual Asset Resilience Ratio data for E-L Financial Corp Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.67% | CA$188.41 Million ≈ $136.29 Million |
CA$28.12 Billion ≈ $20.34 Billion |
-0.43pp |
| 2023-12-31 | 1.10% | CA$284.18 Million ≈ $205.57 Million |
CA$25.76 Billion ≈ $18.63 Billion |
-6.72pp |
| 2022-12-31 | 7.83% | CA$1.84 Billion ≈ $1.33 Billion |
CA$23.49 Billion ≈ $16.99 Billion |
+0.01pp |
| 2021-12-31 | 7.81% | CA$2.09 Billion ≈ $1.51 Billion |
CA$26.79 Billion ≈ $19.38 Billion |
-55.12pp |
| 2020-12-31 | 62.93% | CA$15.70 Billion ≈ $11.36 Billion |
CA$24.95 Billion ≈ $18.04 Billion |
+1.31pp |
| 2019-12-31 | 61.62% | CA$14.63 Billion ≈ $10.59 Billion |
CA$23.75 Billion ≈ $17.18 Billion |
+60.18pp |
| 2018-12-31 | 1.44% | CA$307.17 Million ≈ $222.20 Million |
CA$21.35 Billion ≈ $15.44 Billion |
-0.51pp |
| 2017-12-31 | 1.95% | CA$441.13 Million ≈ $319.11 Million |
CA$22.64 Billion ≈ $16.38 Billion |
-0.75pp |
| 2016-12-31 | 2.70% | CA$554.90 Million ≈ $401.41 Million |
CA$20.58 Billion ≈ $14.89 Billion |
+2.60pp |
| 2015-12-31 | 0.10% | CA$18.23 Million ≈ $13.19 Million |
CA$18.97 Billion ≈ $13.72 Billion |
-56.95pp |
| 2014-12-31 | 57.04% | CA$10.22 Billion ≈ $7.39 Billion |
CA$17.91 Billion ≈ $12.96 Billion |
-0.77pp |
| 2013-12-31 | 57.82% | CA$9.18 Billion ≈ $6.64 Billion |
CA$15.89 Billion ≈ $11.49 Billion |
+57.49pp |
| 2012-12-31 | 0.33% | CA$54.95 Million ≈ $39.75 Million |
CA$16.66 Billion ≈ $12.05 Billion |
-50.63pp |
| 2011-12-31 | 50.96% | CA$7.44 Billion ≈ $5.38 Billion |
CA$14.60 Billion ≈ $10.56 Billion |
+42.49pp |
| 2010-12-31 | 8.47% | CA$785.27 Million ≈ $568.05 Million |
CA$9.27 Billion ≈ $6.70 Billion |
-0.23pp |
| 2009-12-31 | 8.71% | CA$747.55 Million ≈ $540.77 Million |
CA$8.59 Billion ≈ $6.21 Billion |
-74.27pp |
| 2008-12-31 | 82.97% | CA$6.28 Billion ≈ $4.54 Billion |
CA$7.57 Billion ≈ $5.47 Billion |
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About E-L Financial Corp Ltd
E-L Financial Corporation Limited operates as an investment and insurance holding company in Canada. It operates in two segments, E-L Corporate and Empire Life. The company owns investments in equities and fixed income securities directly and indirectly through common shares, investment funds, closed-end investment companies, limited partnerships, and other private and investment companies. It al… Read more