E-L Financial Corp Ltd (ELF) — Cash Flow Quality Index
E-L Financial Corp Ltd (ELF) has a Cash Flow Quality Index of 0.30x as of September 2025. Operating cash flow of CA$196.48 Million is below net income of CA$655.99 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow conversion of E-L Financial Corp Ltd to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
E-L Financial Corp Ltd Cash Flow Quality Index (1993–2024)
Historical Cash Flow Quality Index for E-L Financial Corp Ltd across 28 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check ELF cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for E-L Financial Corp Ltd (1993–2024)
Year-by-year earnings quality comparison for E-L Financial Corp Ltd. For live market cap and the full company financial profile, see ELF company net worth.
| Year | Quality Index | Operating CF (CAD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.26x | CA$459.55 Million | CA$1.75 Billion | ▼ -61.0% |
| 2023 | 0.67x | CA$736.01 Million | CA$1.10 Billion | ▲ +147.5% |
| 2021 | 0.27x | CA$348.10 Million | CA$1.28 Billion | ▼ -50.2% |
| 2020 | 0.55x | CA$329.07 Million | CA$603.51 Million | ▲ +12.8% |
| 2019 | 0.48x | CA$416.53 Million | CA$861.68 Million | ▼ -92.9% |
| 2018 | 6.80x | CA$387.59 Million | CA$57.00 Million | ▲ +1376.6% |
| 2017 | 0.46x | CA$346.80 Million | CA$753.07 Million | ▼ -52.3% |
| 2016 | 0.97x | CA$340.07 Million | CA$351.95 Million | ▲ +226.2% |
| 2015 | 0.30x | CA$202.91 Million | CA$685.09 Million | ▼ -22.0% |
| 2014 | 0.38x | CA$186.48 Million | CA$490.85 Million | ▲ +46.1% |
| 2013 | 0.26x | CA$275.69 Million | CA$1.06 Billion | ▼ -70.4% |
| 2012 | 0.88x | CA$423.34 Million | CA$482.51 Million | ▼ -56.4% |
| 2010 | 2.01x | CA$291.11 Million | CA$144.69 Million | ▲ +123.7% |
| 2007 | 0.90x | CA$189.45 Million | CA$210.69 Million | ▲ +31.2% |
| 2006 | 0.69x | CA$255.22 Million | CA$372.52 Million | ▼ -36.8% |
| 2005 | 1.08x | CA$318.56 Million | CA$293.70 Million | ▼ -55.2% |
| 2004 | 2.42x | CA$314.78 Million | CA$129.89 Million | ▼ -56.2% |
| 2003 | 5.53x | CA$259.15 Million | CA$46.87 Million | ▲ +194.9% |
| 2002 | 1.87x | CA$96.57 Million | CA$51.51 Million | ▲ +650.3% |
| 2001 | -0.34x | CA$-26.40 Million | CA$77.48 Million | ▲ +18.2% |
| 2000 | -0.42x | CA$-30.56 Million | CA$73.39 Million | ▼ -129.9% |
| 1999 | 1.39x | CA$73.20 Million | CA$52.60 Million | ▲ +288.6% |
| 1998 | -0.74x | CA$-42.20 Million | CA$57.20 Million | ▼ -192.5% |
| 1997 | 0.80x | CA$132.70 Million | CA$166.40 Million | ▼ -61.8% |
| 1996 | 2.09x | CA$120.60 Million | CA$57.80 Million | ▼ -29.1% |
| 1995 | 2.94x | CA$128.40 Million | CA$43.60 Million | ▲ +525.6% |
| 1994 | -0.69x | CA$-24.70 Million | CA$35.70 Million | ▼ -105.6% |
| 1993 | -0.34x | CA$-14.00 Million | CA$41.60 Million | — |