E-L Financial Corp Ltd Financial Flexibility Index

Latest as of September 2025: 0.01x

E-L Financial Corp Ltd financial flexibility index. E-L Financial Corp Ltd (ELF) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of CA$196.48 Million (operating CF CA$196.48 Million minus capex CA$0.00) represents 0% of total liabilities (CA$19.14 Billion). See cash generation quality of E-L Financial Corp Ltd to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

CA$196.48 Million
Operating CF − Capex

Total Liabilities

CA$19.14 Billion
CAD

Capital Expenditures

CA$0.00
CAD

Financial Flexibility Index of E-L Financial Corp Ltd (1993–2024)

Financial flexibility index of E-L Financial Corp Ltd from 1993 to 2024. Historical Financial Flexibility Index trend for E-L Financial Corp Ltd across 32 annual periods. Check ELF cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.

E-L Financial Corp Ltd Financial Flexibility Index by Year (1993–2024)

E-L Financial Corp Ltd financial flexibility index by year from 1993 to 2024. Year-by-year free cash flow to debt coverage for E-L Financial Corp Ltd. For the full cash flow conversion analysis, see ELF operating cash flow.

Year Flexibility Index Free Cash Flow (CAD) Operating CF Total Liabilities YoY Change
2024 0.03x CA$459.55 Million CA$459.55 Million CA$18.38 Billion ▼ -41.9%
2023 0.04x CA$752.69 Million CA$736.01 Million CA$17.50 Billion ▲ +63.4%
2022 0.03x CA$414.71 Million CA$397.83 Million CA$15.75 Billion ▲ +36.2%
2021 0.02x CA$351.79 Million CA$348.10 Million CA$18.20 Billion ▼ -0.8%
2020 0.02x CA$336.94 Million CA$329.07 Million CA$17.29 Billion ▼ -25.7%
2019 0.03x CA$429.21 Million CA$416.53 Million CA$16.37 Billion ▲ +0.2%
2018 0.03x CA$387.59 Million CA$387.59 Million CA$14.81 Billion ▲ +18.5%
2017 0.02x CA$354.99 Million CA$346.80 Million CA$16.07 Billion ▼ -4.7%
2016 0.02x CA$340.07 Million CA$340.07 Million CA$14.67 Billion ▲ +46.6%
2015 0.02x CA$213.14 Million CA$202.91 Million CA$13.47 Billion ▲ +9.1%
2014 0.01x CA$186.48 Million CA$186.48 Million CA$12.86 Billion ▼ -57.9%
2013 0.03x CA$390.18 Million CA$275.69 Million CA$11.32 Billion ▲ +3.3%
2012 0.03x CA$423.34 Million CA$423.34 Million CA$12.69 Billion ▲ +19.2%
2011 0.03x CA$326.34 Million CA$326.34 Million CA$11.66 Billion ▼ -37.8%
2010 0.04x CA$291.11 Million CA$291.11 Million CA$6.47 Billion ▼ -36.0%
2009 0.07x CA$420.34 Million CA$420.34 Million CA$5.98 Billion ▲ +39.1%
2008 0.05x CA$263.94 Million CA$263.94 Million CA$5.23 Billion ▲ +44.1%
2007 0.04x CA$189.45 Million CA$189.45 Million CA$5.41 Billion ▼ -33.2%
2006 0.05x CA$255.22 Million CA$255.22 Million CA$4.86 Billion ▼ -22.4%
2005 0.07x CA$318.56 Million CA$318.56 Million CA$4.71 Billion ▼ -8.0%
2004 0.07x CA$314.78 Million CA$314.78 Million CA$4.28 Billion ▲ +10.4%
2003 0.07x CA$259.15 Million CA$259.15 Million CA$3.89 Billion ▲ +133.6%
2002 0.03x CA$96.57 Million CA$96.57 Million CA$3.39 Billion ▲ +444.9%
2001 -0.01x CA$-26.40 Million CA$-26.40 Million CA$3.20 Billion ▼ -36.3%
2000 -0.01x CA$-30.56 Million CA$-30.56 Million CA$5.04 Billion ▼ -138.8%
1999 0.02x CA$73.20 Million CA$73.20 Million CA$4.69 Billion ▲ +266.9%
1998 -0.01x CA$-42.20 Million CA$-42.20 Million CA$4.52 Billion ▼ -131.1%
1997 0.03x CA$132.70 Million CA$132.70 Million CA$4.41 Billion ▼ -23.7%
1996 0.04x CA$120.60 Million CA$120.60 Million CA$3.06 Billion ▼ -21.4%
1995 0.05x CA$128.40 Million CA$128.40 Million CA$2.56 Billion ▲ +624.0%
1994 -0.01x CA$-24.70 Million CA$-24.70 Million CA$2.58 Billion ▼ -73.8%
1993 -0.01x CA$-14.00 Million CA$-14.00 Million CA$2.54 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities