Alior Bank S.A. (ALR) — Working Capital to Net Assets Ratio
Alior Bank S.A. (ALR) has a Working Capital to Net Assets ratio of -617.0% as of December 2025. Working capital of zł-80.10 Billion (current assets of zł3.41 Billion minus current liabilities of zł83.51 Billion) is measured against net assets of zł12.98 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See ALR days of operational coverage to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Alior Bank S.A. Working Capital to Net Assets (2009–2025)
This chart shows how Alior Bank S.A.'s Working Capital to Net Assets ratio has evolved across 17 annual periods from 2009 to 2025. As of December 2025, the ratio stands at -617.0%, reflecting working capital of zł-80.10 Billion against net assets of zł12.98 Billion PLN. For the complete balance sheet picture, see Alior Bank S.A. balance sheet assets.
Annual Working Capital to Net Assets for Alior Bank S.A. (2009–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Alior Bank S.A. from 2009 to 2025, covering 17 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check ALR asset resilience ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (PLN) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -606.7% | zł-78.77 Billion | zł12.98 Billion | zł4.74 Billion | zł83.51 Billion | ▼ -168.2 pp |
| 2024 | -438.6% | zł-49.15 Billion | zł11.21 Billion | zł5.63 Billion | zł54.78 Billion | ▼ -459.7 pp |
| 2023 | 21.1% | zł1.95 Billion | zł9.25 Billion | zł2.75 Billion | zł794.38 Million | ▼ -29.9 pp |
| 2022 | 51.0% | zł3.14 Billion | zł6.17 Billion | zł3.15 Billion | zł7.23 Million | ▼ -22.5 pp |
| 2021 | 73.4% | zł4.35 Billion | zł5.92 Billion | zł4.36 Billion | zł10.94 Million | ▲ +27.9 pp |
| 2020 | 45.5% | zł2.99 Billion | zł6.56 Billion | zł3.01 Billion | zł20.02 Million | ▲ +19.2 pp |
| 2019 | 26.4% | zł1.78 Billion | zł6.74 Billion | zł1.82 Billion | zł46.56 Million | ▲ +2.4 pp |
| 2018 | 23.9% | zł1.55 Billion | zł6.49 Billion | zł1.67 Billion | zł117.62 Million | ▲ +0.5 pp |
| 2017 | 23.5% | zł1.57 Billion | zł6.69 Billion | zł1.72 Billion | zł150.70 Million | ▼ -14.1 pp |
| 2016 | 37.5% | zł2.31 Billion | zł6.16 Billion | zł2.38 Billion | zł65.01 Million | ▼ -41.5 pp |
| 2015 | 79.0% | zł2.78 Billion | zł3.51 Billion | zł2.78 Billion | zł4.99 Million | ▲ +17.4 pp |
| 2014 | 61.6% | zł1.86 Billion | zł3.02 Billion | zł1.86 Billion | zł3.89 Million | ▼ -1.9 pp |
| 2013 | 63.5% | zł1.39 Billion | zł2.18 Billion | zł1.39 Billion | zł5.31 Million | ▼ -133.5 pp |
| 2012 | 197.0% | zł3.17 Billion | zł1.61 Billion | zł3.18 Billion | zł7.30 Million | ▲ +1353.3 pp |
| 2011 | -1156.3% | zł-10.99 Billion | zł950.03 Million | zł1.81 Billion | zł12.80 Billion | ▼ -443.1 pp |
| 2010 | -713.2% | zł-6.96 Billion | zł975.54 Million | zł657.92 Million | zł7.62 Billion | ▼ -375.6 pp |
| 2009 | -337.7% | zł-3.64 Billion | zł1.08 Billion | zł285.74 Million | zł3.92 Billion | — |