Alior Bank S.A. (ALR) — Defensive Interval Ratio

Latest as of June 2025: 1 days

Alior Bank S.A. (ALR) has a Defensive Interval Ratio of 1 days as of June 2025. Defensive assets of zł246.62 Million (cash zł-, short-term investments zł-, receivables zł246.62 Million) cover 1 days of daily cash needs of zł218.84 Million/day.

Defensive Interval Ratio

1 days
Days of operational coverage

Defensive Assets

zł246.62 Million
Cash + ST Investments + Receivables

Daily Cash Need

zł218.84 Million
Current Liabilities ÷ 365

Current Liabilities

zł79.88 Billion
PLN

Alior Bank S.A. Defensive Interval Ratio (2011–2025)

This chart shows how Alior Bank S.A.'s Defensive Interval Ratio has evolved across 14 annual periods from 2011 to 2025. As of June 2025, the ratio stands at 1 days, meaning defensive assets of zł246.62 Million can fund 1 days of operations without new revenue. For the complete balance sheet picture, see Alior Bank S.A. (ALR) total assets.

Annual Defensive Interval Ratio for Alior Bank S.A. (2011–2025)

The table below presents the year-by-year Defensive Interval Ratio for Alior Bank S.A. from 2011 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Alior Bank S.A. current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (PLN) Daily Cash Need Cash ST Investments Change (days)
2025 6 days zł1.44 Billion zł228.79 Million/day zł- zł1.33 Billion ▲ +4 days
2024 2 days zł275.60 Million zł150.07 Million/day zł- zł- ▼ -7531 days
2022 7533 days zł149.30 Million zł19.82K/day zł- zł- ▼ -9892 days
2021 17425 days zł522.32 Million zł29.98K/day zł- zł- ▲ +11268 days
2020 6157 days zł337.71 Million zł54.85K/day zł- zł- ▲ +4091 days
2019 2065 days zł263.50 Million zł127.58K/day zł- zł- ▲ +4042 days
2018 -1977 days zł-637.03 Million zł322.25K/day zł- zł-935.28 Million ▼ -1814 days
2017 -163 days zł-67.23 Million zł412.87K/day zł- zł-426.05 Million ▼ -5266 days
2016 5103 days zł908.86 Million zł178.10K/day zł- zł- ▼ -22182 days
2015 27285 days zł372.72 Million zł13.66K/day zł- zł- ▲ +7607 days
2014 19678 days zł209.72 Million zł10.66K/day zł- zł- ▲ +276 days
2013 19402 days zł282.26 Million zł14.55K/day zł- zł- ▲ +1620 days
2012 17782 days zł355.44 Million zł19.99K/day zł- zł- ▲ +17775 days
2011 7 days zł259.59 Million zł35.06 Million/day zł- zł- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)