Alior Bank S.A. (ALR) — Tangible Net Worth Ratio

Latest as of March 2026: 95.7%

Alior Bank S.A. (ALR) has a Tangible Net Worth Ratio of 95.7% as of March 2026. This metric is calculated by deducting intangible assets (zł559.99 Million) from net assets (zł13.13 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See how liquid is Alior Bank S.A.'s working capital to evaluate short-term liquidity relative to the company's equity base.

Tangible NW Ratio

95.7%
Tangible equity / total equity

Net Assets (Equity)

zł13.13 Billion
PLN

Intangible Assets

zł559.99 Million
Goodwill, patents, brand value

Total Assets

zł104.72 Billion
PLN

Alior Bank S.A. Tangible Net Worth Ratio (2009–2025)

This chart shows how Alior Bank S.A.'s Tangible Net Worth Ratio has changed across 17 annual periods from 2009 to 2025. As of March 2026, the ratio stands at 95.7%, reflecting net assets of zł13.13 Billion with intangible assets of zł559.99 Million PLN. See Alior Bank S.A. (ALR) liquidity interval to measure how many days the company can operate on defensive assets alone.

Annual Tangible Net Worth Ratio for Alior Bank S.A. (2009–2025)

The table below presents the year-by-year Tangible Net Worth Ratio for Alior Bank S.A. from 2009 to 2025, covering 17 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see ALR stock market capitalisation.

Year Tangible NW Ratio Net Assets (PLN) Intangible Assets Total Assets Change (pp)
2025 96.7% zł12.98 Billion zł433.73 Million zł101.78 Billion ▼ -0.2 pp
2024 96.8% zł11.21 Billion zł354.63 Million zł93.29 Billion ▲ +0.0 pp
2023 96.8% zł9.25 Billion zł294.81 Million zł90.13 Billion ▲ +1.3 pp
2022 95.6% zł6.17 Billion zł273.79 Million zł82.88 Billion ▲ +0.8 pp
2021 94.8% zł5.92 Billion zł309.38 Million zł83.05 Billion ▲ +1.2 pp
2020 93.5% zł6.56 Billion zł424.13 Million zł78.64 Billion ▲ +0.6 pp
2019 92.9% zł6.74 Billion zł475.01 Million zł76.71 Billion ▲ +0.1 pp
2018 92.8% zł6.49 Billion zł466.98 Million zł73.42 Billion ▼ -0.6 pp
2017 93.4% zł6.69 Billion zł443.24 Million zł69.52 Billion ▲ +0.0 pp
2016 93.3% zł6.16 Billion zł411.10 Million zł61.16 Billion ▲ +1.3 pp
2015 92.0% zł3.51 Billion zł281.71 Million zł40.00 Billion ▼ -0.9 pp
2014 92.9% zł3.02 Billion zł214.59 Million zł30.17 Billion ▲ +1.5 pp
2013 91.4% zł2.18 Billion zł188.05 Million zł25.55 Billion ▲ +1.2 pp
2012 90.2% zł1.61 Billion zł157.94 Million zł21.18 Billion ▲ +3.1 pp
2011 87.1% zł950.03 Million zł122.85 Million zł15.37 Billion ▼ -1.7 pp
2010 88.8% zł975.54 Million zł109.13 Million zł9.31 Billion ▼ -3.5 pp
2009 92.4% zł1.08 Billion zł82.34 Million zł6.26 Billion
pp = percentage points